Euribor 1/10/2012 (12 months & other types)

Forecast of October average: 0,674 (Reliability: 4%)

Oficial value of day 1/10/12: 0,685 (+0,146%)

 

Comments: Today increases one thousandths, and practically all of the Euribor types are higher compared yesterday values, the Euribor at 1 week increases one thousandth: 0,084 (+1,2%). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/10/2012 0,685 +0,001 -> Increase compared prev. day:+0,146%
02/10/2012 0,685  Theorical expected value
03/10/2012 0,684  Theorical expected value
04/10/2012 0,684  ECB, may be ¿- 0,25? (0,50%)
05/10/2012 0,682  Theorical expected value
08/10/2012 0,682  Theorical expected value
09/10/2012 0,680  Theorical expected value
10/10/2012 0,679  Theorical expected value
11/10/2012 0,678  Theorical expected value
12/10/2012 0,677  Theorical expected value
15/10/2012 0,676  Theorical expected value
16/10/2012 0,676  Theorical expected value
17/10/2012 0,674  Theorical expected value
18/10/2012 0,673  Theorical expected value
19/10/2012 0,671  Theorical expected value
22/10/2012 0,669  Theorical expected value
23/10/2012 0,668  Theorical expected value
24/10/2012 0,667  Theorical expected value
25/10/2012 0,666  Theorical expected value
26/10/2012 0,665  Theorical expected value
29/10/2012 0,664  Theorical expected value
30/10/2012 0,664  Theorical expected value
31/10/2012 0,662  Theorical expected value

    

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 593,45 €.
Compared one year ago, in October'11 (2,11%): 721,55 €
Expected monthly savings will be: 128,10 €. 
Expected yearly savings will be:  1537 € (-17,75%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 1/10/2012:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,084	0,090	0,098	0,116	0,159	0,223	0,287
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,370	0,438	0,485	0,527	0,567	0,609	0,647
12 mo.
0,685

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,084	0,090	0,098	0,116	0,159	0,223	0,287
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,370	0,438	0,485	0,527	0,567	0,609	0,647
12m(a)
0,685

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 1/10/2012 at 13:55