Euribor 28/9/2012 & final value of September average

Final value of September average: 0,740

Oficial value of day 28/9/2012: 0,684 (-0,870%)

 

Comments: Today decreases 6 thousandths more, and practically all of the Euribor types are lower compared yesterday values. Coming soon this value will be confirmed by European Central Bank or by the Bank of each country.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
03/09/2012 0,798 -0,007 -> Reduction compared prev.day:-0,870%
04/09/2012 0,791 -0,007 -> Reduction compared prev.day:-0,877%
05/09/2012 0,782 -0,009 -> Reduction compared prev.day:-1,138%
06/09/2012 0,776 -0,006 -> Reduction compared prev.day:-0,767%
07/09/2012 0,773 -0,003 -> Reduction compared prev.day:-0,387%
10/09/2012 0,766 -0,007 -> Reduction compared prev.day:-0,906%
11/09/2012 0,759 -0,007 -> Reduction compared prev.day:-0,914%
12/09/2012 0,753 -0,006 -> Reduction compared prev.day:-0,791%
13/09/2012 0,750 -0,003 -> Reduction compared prev.day:-0,398%
14/09/2012 0,746 -0,004 -> Reduction compared prev.day:-0,533%
17/09/2012 0,742 -0,004 -> Reduction compared prev.day:-0,536%
18/09/2012 0,735 -0,007 -> Reduction compared prev.day:-0,943%
19/09/2012 0,728 -0,007 -> Reduction compared prev.day:-0,952%
20/09/2012 0,719 -0,009 -> Reduction compared prev.day:-1,236%
21/09/2012 0,711 -0,008 -> Reduction compared prev.day:-1,113%
24/09/2012 0,703 -0,008 -> Reduction compared prev.day:-1,125%
25/09/2012 0,697 -0,006 -> Reduction compared prev.day:-0,853%
26/09/2012 0,694 -0,003 -> Reduction compared prev.day:-0,430%
27/09/2012 0,690 -0,004 -> Reduction compared prev.day:-0,576%
28/09/2012 0,684 -0,006 -> Reduction compared prev.day:-0,870%

    

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 599,01 €.
Compared one year ago, in Setember'11 (2,067%): 717,50 €
Expected monthly savings will be: 118,50 €. 
Expected yearly savings will be:  1422 € (-16,51%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 28/9/2012:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,083	0,089	0,097	0,115	0,158	0,220	0,285
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,369	0,437	0,486	0,527	0,566	0,606	0,645
12 mo.
0,684

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,086	0,095	0,102	0,119	0,170	0,246	0,320
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,410	0,484	0,533	0,577	0,618	0,659	0,700
12m(a)
0,740

 

Graphic of the current month till today of Euribor at 12 months:

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 28/9/2012 at 14:25