Euribor 19/10/2012 (12 months & other types)

Forecast of October average: 0,653 (Reliability: 65%)

Oficial value of day 19/10/12: 0,641 (-0,311%)

 

Comments: Today decreases 2 thousandths (other minimun historical), and practically all of the Euribor types are lower or equal compared yesterday values, the Euribor at 1 week repeats value: 0,079 (=). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/10/2012 0,685 +0,001 -> Increase compared prev. day:+0,146%
02/10/2012 0,681 -0,004 -> Reduction compared prev.day:-0,584%
03/10/2012 0,677 -0,004 -> Reduction compared prev.day:-0,587%
04/10/2012 0,675 -0,002 -> Reduction compared prev.day:-0,295%
05/10/2012 0,670 -0,005 -> Reduction compared prev.day:-0,741%
08/10/2012 0,666 -0,004 -> Reduction compared prev.day:-0,597%
09/10/2012 0,662 -0,004 -> Reduction compared prev.day:-0,601%
10/10/2012 0,659 -0,003 -> Reduction compared prev.day:-0,453%
11/10/2012 0,655 -0,004 -> Reduction compared prev.day:-0,607%
12/10/2012 0,654 -0,001 -> Reduction compared prev.day:-0,153%
15/10/2012 0,652 -0,002 -> Reduction compared prev.day:-0,306%
16/10/2012 0,651 -0,001 -> Reduction compared prev.day:-0,153%
17/10/2012 0,648 -0,003 -> Reduction compared prev.day:-0,461%
18/10/2012 0,643 -0,005 -> Reduction compared prev.day:-0,772%
19/10/2012 0,641 -0,002 -> Reduction compared prev.day:-0,311%
22/10/2012 0,640  Theorical expected value          
23/10/2012 0,639  Theorical expected value          
24/10/2012 0,639  Theorical expected value          
25/10/2012 0,639  Theorical expected value          
26/10/2012 0,639  Theorical expected value          
29/10/2012 0,637  Theorical expected value          
30/10/2012 0,637  Theorical expected value          
31/10/2012 0,638  Theorical expected value

    

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 591,69 €.
Compared one year ago, in October'11 (2,11%): 721,55 €
Expected monthly savings will be: 129,87 €. 
Expected yearly savings will be:  1558 € (-18,00%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 19/10/2012:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,079	0,087	0,094	0,110	0,150	0,204	0,271
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,343	0,405	0,447	0,489	0,524	0,566	0,603
12 mo.
0,641

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,081	0,089	0,096	0,112	0,155	0,212	0,276
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,354	0,420	0,463	0,506	0,543	0,584	0,623
12m(a)
0,661

 

Graphic of the current month till today of Euribor at 12 months:

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 19/10/2012 at 14:35