Euribor 22/10/2012 (12 months & other types)

Forecast of October average: 0,653 (Reliability: 69%)

Oficial value of day 22/10/12: 0,640 (-0,156%)

 

Comments: Today decreases one thousandth (other minimun historical), and practically all of the Euribor types are lower or equal compared yesterday values, the Euribor at 1 week increases 1 thousandth: 0,080 (+1,2%). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/10/2012 0,685 +0,001 -> Increase compared prev. day:+0,146%
02/10/2012 0,681 -0,004 -> Reduction compared prev.day:-0,584%
03/10/2012 0,677 -0,004 -> Reduction compared prev.day:-0,587%
04/10/2012 0,675 -0,002 -> Reduction compared prev.day:-0,295%
05/10/2012 0,670 -0,005 -> Reduction compared prev.day:-0,741%
08/10/2012 0,666 -0,004 -> Reduction compared prev.day:-0,597%
09/10/2012 0,662 -0,004 -> Reduction compared prev.day:-0,601%
10/10/2012 0,659 -0,003 -> Reduction compared prev.day:-0,453%
11/10/2012 0,655 -0,004 -> Reduction compared prev.day:-0,607%
12/10/2012 0,654 -0,001 -> Reduction compared prev.day:-0,153%
15/10/2012 0,652 -0,002 -> Reduction compared prev.day:-0,306%
16/10/2012 0,651 -0,001 -> Reduction compared prev.day:-0,153%
17/10/2012 0,648 -0,003 -> Reduction compared prev.day:-0,461%
18/10/2012 0,643 -0,005 -> Reduction compared prev.day:-0,772%
19/10/2012 0,641 -0,002 -> Reduction compared prev.day:-0,311%
22/10/2012 0,640 -0,001 -> Reduction compared prev.day:-0,156%
23/10/2012 0,639  Theorical expected value           
24/10/2012 0,639  Theorical expected value           
25/10/2012 0,639  Theorical expected value           
26/10/2012 0,639  Theorical expected value           
29/10/2012 0,638  Theorical expected value           
30/10/2012 0,638  Theorical expected value           
31/10/2012 0,638  Theorical expected value

    

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 591,69 €.
Compared one year ago, in October'11 (2,11%): 721,55 €
Expected monthly savings will be: 129,87 €. 
Expected yearly savings will be:  1558 € (-18,00%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 22/10/2012:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,080	0,087	0,094	0,110	0,150	0,204	0,270
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,343	0,405	0,446	0,487	0,523	0,565	0,603
12 mo.
0,640

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,081	0,089	0,096	0,112	0,154	0,212	0,276
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,353	0,419	0,462	0,505	0,542	0,583	0,621
12m(a)
0,660

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 22/10/2012 at 14:35