Euribor 3/9/2012 (12 months & other types)

Forecast of Setember average: 0,785 (Reliability: 5%)

Oficial value of day 3/9/12: 0,798 (-0,870%)

 

Comments: Today reduces 7 thousandths, and practically all of the Euribor types are lower compared yesterday values, but the Euribor at 1 week increases 1 thousandth: 0,091 (+1,1%). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
03/09/2012 0,798 -0,007 -> Reduction compared prev.day:-0,870%
04/09/2012 0,796  Theorical expected value  
05/09/2012 0,794  Theorical expected value  
06/09/2012 0,794  ECB, may be -0,25 ( ¿0,50%?)
07/09/2012 0,793  Theorical expected value  
10/09/2012 0,792  Theorical expected value  
11/09/2012 0,791  Theorical expected value  
12/09/2012 0,789  Theorical expected value  
13/09/2012 0,787  Theorical expected value  
14/09/2012 0,786  Theorical expected value  
17/09/2012 0,785  Theorical expected value  
18/09/2012 0,783  Theorical expected value  
19/09/2012 0,782  Theorical expected value  
20/09/2012 0,780  Theorical expected value  
21/09/2012 0,778  Theorical expected value  
24/09/2012 0,777  Theorical expected value  
25/09/2012 0,775  Theorical expected value  
26/09/2012 0,773  Theorical expected value  
27/09/2012 0,771  Theorical expected value  
28/09/2012 0,770  Theorical expected value

    

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 602,82 €.
Compared one year ago, in Setember'11 (2,067%): 717,50 €
Expected monthly savings will be: 114,69 €. 
Expected yearly savings will be:  1376 € (-15,98%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 3/9/2012:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,091	0,098	0,106	0,122	0,179	0,276	0,360
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,453	0,533	0,584	0,629	0,673	0,713	0,756
12 mo.
0,798

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,091	0,098	0,106	0,122	0,179	0,276	0,360
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,453	0,533	0,584	0,629	0,673	0,713	0,756
12m(a)
0,798

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 3/9/2012 at 13:50