Euribor 4/5/2010 (12 months & other types)

Forecast of May average: 1,242 (Reliability: 10%)
Oficial value of day 4/5/10: 1,240

 

Comments: The next update will be done tomorrow around 12:00 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
03/05/2010 1,239 +0,003 -> Increase compared preve. day:+0,243%
04/05/2010 1,240 +0,001 -> Increase compared preve. day:+0,081%
05/05/2010 1,241  Theorical expected value             
06/05/2010 1,242  ECB, not expected changes(=1%)   
07/05/2010 1,241  Theorical expected value             
10/05/2010 1,241  Theorical expected value             
11/05/2010 1,241  Theorical expected value             
12/05/2010 1,242  Theorical expected value             
13/05/2010 1,241  Theorical expected value             
14/05/2010 1,240  Theorical expected value             
17/05/2010 1,241  Theorical expected value             
18/05/2010 1,242  Theorical expected value             
19/05/2010 1,242  Theorical expected value             
20/05/2010 1,241  Theorical expected value             
21/05/2010 1,242  Theorical expected value             
24/05/2010 1,243  Theorical expected value             
25/05/2010 1,242  Theorical expected value             
26/05/2010 1,243  Theorical expected value             
27/05/2010 1,243  Theorical expected value             
28/05/2010 1,244  Theorical expected value             
31/05/2010 1,245  Theorical expected value             
      

 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 642,33€
Compared one year ago, in May'09 (1,644%): 678,35 €
Expected monthly savings will be.: 36 €
Expected Yearly savings will be.: 431 € (-5,31%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 4/5/2010:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,355	0,368	0,385	0,416	0,517	0,668	0,769
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,868	0,974	1,011	1,061	1,113	1,150	1,188
12 mo.
1,240

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w.(av)	2 w.(av)	3 w.(av)	1 m.(av)	2 m.(av)	3 m.(av)	4 m.(av)
0,355	0,368	0,385	0,415	0,516	0,667	0,768
5 m.(av)	6 m.(av)	7 m.(av)	8 m.(av)	9 m.(av)	10 m(av)	11 m(av)
0,866	0,973	1,010	1,060	1,112	1,149	1,188
12 m(av)
1,240

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 4/5/2010 at 13:05