Friday 28 May 2010

Euribor 28/5/2010 (12 months & other types)

Forecast of May average: 1,249 (Reliability: 96%)
Oficial value of day 28/5/10: 1,258
 
Comments: The next update will be done tomorrow around 12:00 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
03/05/2010 1,239 +0,003 -> Increase compared preve. day:+0,243%
04/05/2010 1,240 +0,001 -> Increase compared preve. day:+0,081%
05/05/2010 1,242 +0,002 -> Increase compared preve. day:+0,161%
06/05/2010 1,242 =0,000 -> Increase compared preve. day:=0,000%
07/05/2010 1,249 +0,007 -> Increase compared preve. day:+0,564%
10/05/2010 1,245 -0,004 -> Reduction compared prev. day:-0,320%
11/05/2010 1,244 -0,001 -> Reduction compared prev. day:-0,080%
12/05/2010 1,244 =0,000 -> Reduction compared prev. day:=0,000%
13/05/2010 1,243 -0,001 -> Reduction compared prev. day:-0,080%
14/05/2010 1,242 -0,001 -> Reduction compared prev. day:-0,080%
17/05/2010 1,246 +0,004 -> Increase compared preve. day:+0,322%
18/05/2010 1,247 +0,001 -> Increase compared preve. day:+0,080%
19/05/2010 1,249 +0,002 -> Increase compared preve. day:+0,160%
20/05/2010 1,253 +0,004 -> Increase compared preve. day:+0,320%
21/05/2010 1,257 +0,004 -> Increase compared preve. day:+0,319%
24/05/2010 1,259 +0,002 -> Increase compared preve. day:+0,159%
25/05/2010 1,262 +0,003 -> Increase compared preve. day:+0,238%
26/05/2010 1,258 -0,004 ->  Reduction compared prev. day:-0,317%
27/05/2010 1,257 -0,001 ->  Reduction compared prev. day:-0,079%
28/05/2010 1,258 +0,001 -> Increase compared preve. day:+0,080%
31/05/2010 1,259  Theorical expected value                        
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
642,86€
Compared one year ago, in May'09 (1,644%): 678,35 €
Expected monthly savings will be.: 36 €
Expected Yearly savings will be.: 426 € (-5,23%) 

 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 28/5/2010:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,361 0,375 0,395 0,428 0,530 0,699 0,788
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,886 0,988 1,029 1,074 1,128 1,164 1,204
12 mo.
1,258
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w.(av) 2 w.(av) 3 w.(av) 1 m.(av) 2 m.(av) 3 m.(av) 4 m.(av)
0,361 0,374 0,392 0,423 0,525 0,686 0,781
5 m.(av) 6 m.(av) 7 m.(av) 8 m.(av) 9 m.(av) 10 m(av) 11 m(av)
0,880 0,982 1,021 1,066 1,121 1,158 1,196
12 m(av)
1,249
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 28/5/2010 at 13:05
 

No comments:

Post a Comment

Note: only a member of this blog may post a comment.