Friday, 14 May 2010

Euribor 14/5/2010 (12 months & other types)

Forecast of May average: 1,245 (Reliability: 48%)
Oficial value of day 14/5/10: 1,242
 
Comments: The next update will be done tomorrow around 12:00 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
03/05/2010 1,239 +0,003 -> Increase compared preve. day:+0,243%
04/05/2010 1,240 +0,001 -> Increase compared preve. day:+0,081%
05/05/2010 1,242 +0,002 -> Increase compared preve. day:+0,161%
06/05/2010 1,242 =0,000 -> Increase compared preve. day:=0,000%
07/05/2010 1,249 +0,007 -> Increase compared preve. day:+0,564%
10/05/2010 1,245 -0,004 -> Reduction compared prev. day:-0,320%
11/05/2010 1,244 -0,001 -> Reduction compared prev. day:-0,080%
12/05/2010 1,244 =0,000 -> Reduction compared prev. day:=0,000%
13/05/2010 1,243 -0,001 -> Reduction compared prev. day:-0,080%
14/05/2010 1,242 -0,001 -> Reduction compared prev. day:-0,080%
17/05/2010 1,243  Theorical expected value 
18/05/2010 1,244  Theorical expected value 
19/05/2010 1,244  Theorical expected value 
20/05/2010 1,243  Theorical expected value 
21/05/2010 1,244  Theorical expected value 
24/05/2010 1,245  Theorical expected value 
25/05/2010 1,244  Theorical expected value 
26/05/2010 1,245  Theorical expected value 
27/05/2010 1,245  Theorical expected value 
28/05/2010 1,246  Theorical expected value 
31/05/2010 1,247  Theorical expected value                     
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
642,51€
Compared one year ago, in May'09 (1,644%): 678,35 €
Expected monthly savings will be.: 36 €
Expected Yearly savings will be.: 430 € (-5,28%) 

 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 14/5/2010:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,361 0,373 0,392 0,423 0,526 0,684 0,779
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,878 0,979 1,018 1,064 1,118 1,154 1,193
12 mo.
1,242
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w.(av) 2 w.(av) 3 w.(av) 1 m.(av) 2 m.(av) 3 m.(av) 4 m.(av)
0,359 0,372 0,390 0,420 0,522 0,678 0,776
5 m.(av) 6 m.(av) 7 m.(av) 8 m.(av) 9 m.(av) 10 m(av) 11 m(av)
0,875 0,978 1,015 1,062 1,116 1,153 1,191
12 m(av)
1,243
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 14/5/2010 at 13:05
 

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