Euribor 30/4/2010 & final value of April average

Final value of April average: 1,225

Oficial value of day 30/4/2010: 1,236

 

Comments: Coming soon this value will be confirmed by European Central Bank or by the Bank of each country.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/04/2010 1,214 +0,002 -> Increase compared preve. day:+0,165%
06/04/2010 1,222 +0,008 -> Increase compared preve. day:+0,659%
07/04/2010 1,223 +0,001 -> Increase compared preve. day:+0,082%
08/04/2010 1,221 -0,002 -> Reduction compared prev. day:-0,164%
09/04/2010 1,221 =0,000 -> Reduction compared prev. day:=0,000%
12/04/2010 1,224 +0,003 -> Increase compared preve. day:+0,246%
13/04/2010 1,226 +0,002 -> Increase compared preve. day:+0,163%
14/04/2010 1,226 =0,000 -> Increase compared preve. day:=0,000%
15/04/2010 1,225 -0,001 -> Reduction compared prev. day:-0,082%
16/04/2010 1,224 -0,001 -> Reduction compared prev. day:-0,082%
19/04/2010 1,221 -0,003 -> Reduction compared prev. day:-0,245%
20/04/2010 1,222 +0,001 -> Increase compared preve. day:+0,082%
21/04/2010 1,222 =0,000 -> Increase compared preve. day:=0,000%
22/04/2010 1,223 +0,001 -> Increase compared preve. day:+0,082%
23/04/2010 1,226 +0,003 -> Increase compared preve. day:+0,245%
26/04/2010 1,228 +0,002 -> Increase compared preve. day:+0,163%
27/04/2010 1,228 =0,000 -> Increase compared preve. day:=0,000%
28/04/2010 1,235 +0,007 -> Increase compared preve. day:+0,570%
29/04/2010 1,236 +0,001 -> Increase compared preve. day:+0,081%
30/04/2010 1,236 =0,000 -> Increase compared preve. day:=0,000%

 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 640,84€
Compared one year ago, in April'09 (1,771%): 689,97 €
Expected monthly savings will be.: 49 €
Expected Yearly savings will be.: 590 € (-7,12%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 30/4/2010:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,350	0,366	0,384	0,413	0,516	0,663	0,764
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,861	0,968	1,008	1,056	1,108	1,145	1,185
12 mo.
1,236

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w.(av)	2 w.(av)	3 w.(av)	1 m.(av)	2 m.(av)	3 m.(av)	4 m.(av)
0,346	0,359	0,374	0,405	0,505	0,645	0,750
5 m.(av)	6 m.(av)	7 m.(av)	8 m.(av)	9 m.(av)	10 m(av)	11 m(av)
0,845	0,955	0,995	1,043	1,096	1,137	1,177
12 m(av)
1,225

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 30/4/2010 at 13:05