Thursday, 1 April 2010

Euribor 1/4/2010 (12 months & other types)

Forecast of April average: 1,219 (Reliability: 5%)
Oficial value of day 1/4/10: 1,214
 
Comments: The next update will be done tomorrow around 12:00 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/04/2010 1,214 +0,002 -> Increase compared preve. day:+0,165%
06/04/2010 1,216  Theorical expected value
07/04/2010 1,217  Theorical expected value
08/04/2010 1,218  Theorical expected value
09/04/2010 1,219  Theorical expected value
12/04/2010 1,218  Theorical expected value
13/04/2010 1,219  Theorical expected value
14/04/2010 1,220  Theorical expected value
15/04/2010 1,221  Theorical expected value
16/04/2010 1,221  Theorical expected value
19/04/2010 1,221  Theorical expected value
20/04/2010 1,222  Theorical expected value
21/04/2010 1,223  Theorical expected value
22/04/2010 1,222  Theorical expected value
23/04/2010 1,220  Theorical expected value
26/04/2010 1,219  Theorical expected value
27/04/2010 1,218  Theorical expected value
28/04/2010 1,219  Theorical expected value
29/04/2010 1,220  Theorical expected value
30/04/2010 1,221  Theorical expected value
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
640,31€
Compared one year ago, in April'09 (1,771%): 689,97 €
Expected monthly savings will be.: 50 €
Expected Yearly savings will be.: 596 € (-7,20%) 

 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 1/4/2010:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,344 0,358 0,371 0,400 0,501 0,635 0,743
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,838 0,945 0,987 1,033 1,088 1,129 1,170
12 mo.
1,214
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w.(av) 2 w.(av) 3 w.(av) 1 m.(av) 2 m.(av) 3 m.(av) 4 m.(av)
0,344 0,358 0,371 0,400 0,501 0,635 0,743
5 m.(av) 6 m.(av) 7 m.(av) 8 m.(av) 9 m.(av) 10 m(av) 11 m(av)
0,838 0,945 0,987 1,033 1,088 1,129 1,170
12 m(av)
1,214
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 1/4/2010 at 13:05
 

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