Euribor 23/4/2010 (12 months & other types)

Forecast of April average: 1,222 (Reliability: 75%)
Oficial value of day 23/4/10: 1,226

 

Comments: The next update will be done tomorrow around 12:00 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/04/2010 1,214 +0,002 -> Increase compared preve. day:+0,165%
06/04/2010 1,222 +0,008 -> Increase compared preve. day:+0,659%
07/04/2010 1,223 +0,001 -> Increase compared preve. day:+0,082%
08/04/2010 1,221 -0,002 -> Reduction compared prev. day:-0,164%
09/04/2010 1,221 =0,000 -> Reduction compared prev. day:=0,000%
12/04/2010 1,224 +0,003 -> Increase compared preve. day:+0,246%
13/04/2010 1,226 +0,002 -> Increase compared preve. day:+0,163%
14/04/2010 1,226 =0,000 -> Increase compared preve. day:=0,000%
15/04/2010 1,225 -0,001 -> Reduction compared prev. day:-0,082%
16/04/2010 1,224 -0,001 -> Reduction compared prev. day:-0,082%
19/04/2010 1,221 -0,003 -> Reduction compared prev. day:-0,245%
20/04/2010 1,222 +0,001 -> Increase compared preve. day:+0,082%
21/04/2010 1,222 =0,000 -> Increase compared preve. day:=0,000%
22/04/2010 1,223 +0,001 -> Increase compared preve. day:+0,082%
23/04/2010 1,226 +0,003 -> Increase compared preve. day:+0,245%
26/04/2010 1,225  Theorical expected value  
27/04/2010 1,226  Theorical expected value  
28/04/2010 1,225  Theorical expected value  
29/04/2010 1,226  Theorical expected value  
30/04/2010 1,227  Theorical expected value    

 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 640,57€
Compared one year ago, in April'09 (1,771%): 689,97 €
Expected monthly savings will be.: 49 €
Expected Yearly savings will be.: 592 € (-7,16%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 23/4/2010:

 

1 s.(m)	2 s.(m)	3 s.(m)	1 m.(m)	2 m.(m)	3 m.(m)	4 m.(m)
0,346	0,358	0,372	0,403	0,503	0,642	0,747
5 m.(m)	6 m.(m)	7 m.(m)	8 m.(m)	9 m.(m)	10 m(m)	11 m(m)
0,842	0,953	0,993	1,040	1,094	1,135	1,175
12 m(m)
1,223

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w.(av)	2 w.(av)	3 w.(av)	1 m.(av)	2 m.(av)	3 m.(av)	4 m.(av)
0,346	0,358	0,372	0,403	0,503	0,642	0,747
5 m.(av)	6 m.(av)	7 m.(av)	8 m.(av)	9 m.(av)	10 m(av)	11 m(av)
0,842	0,953	0,993	1,040	1,094	1,135	1,175
12 m(av)
1,223

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 23/4/2010 at 13:05