Tuesday, 13 April 2010

Euribor 13/4/2010 (12 months & other types)

Forecast of April average: 1,226 (Reliability: 35%)
Oficial value of day 13/4/10: 1,226
 
Comments: The next update will be done tomorrow around 12:00 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/04/2010 1,214 +0,002 -> Increase compared preve. day:+0,165%
06/04/2010 1,222 +0,008 -> Increase compared preve. day:+0,659%
07/04/2010 1,223 +0,001 -> Increase compared preve. day:+0,082%
08/04/2010 1,221 -0,002 -> Reduction compared prev. day:-0,164%
09/04/2010 1,221 =0,000 -> Reduction compared prev. day:=0,000%
12/04/2010 1,224 +0,003 -> Increase compared preve. day:+0,246%
13/04/2010 1,226 +0,002 ->  Increase compared preve. day:+0,163%
14/04/2010 1,226  Theorical expected value
15/04/2010 1,227  Theorical expected value
16/04/2010 1,228  Theorical expected value
19/04/2010 1,227  Theorical expected value
20/04/2010 1,228  Theorical expected value
21/04/2010 1,229  Theorical expected value
22/04/2010 1,230  Theorical expected value
23/04/2010 1,229  Theorical expected value
26/04/2010 1,227  Theorical expected value
27/04/2010 1,228  Theorical expected value
28/04/2010 1,227  Theorical expected value
29/04/2010 1,228  Theorical expected value
30/04/2010 1,229  Theorical expected value
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
640,92€
Compared one year ago, in April'09 (1,771%): 689,97 €
Expected monthly savings will be.: 49 €
Expected Yearly savings will be.: 589 € (-7,11%) 

 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 13/4/2010:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,346 0,359 0,373 0,404 0,503 0,644 0,749
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,843 0,953 0,994 1,041 1,097 1,137 1,178
12 mo.
1,226
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w.(av) 2 w.(av) 3 w.(av) 1 m.(av) 2 m.(av) 3 m.(av) 4 m.(av)
0,345 0,358 0,372 0,403 0,502 0,640 0,746
5 m.(av) 6 m.(av) 7 m.(av) 8 m.(av) 9 m.(av) 10 m(av) 11 m(av)
0,841 0,951 0,992 1,038 1,094 1,135 1,176
12 m(av)
1,222
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 13/4/2010 at 13:05
 

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