Tuesday 2 June 2015

Euribor 2/6/2015 (12 months & other types)

Forecast of June average: 0,166 (Reliability: 9%)
Oficial value of day 2/6/15: 0,158 (-1,863%)

Comments: In this  day decreases 3 thousands (the minimum historical was on 2/6/15: 0,158) and practically all the rest of the Euribor types with slightly changes compared previous day values, the Euribor at 1 week decreases 2 thousand: -0,124 (-2%). The next update will be done the next working day around 14:00 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/6/2015 0,161 +0,001 -> Difference compared previous day:+0,625%
02/6/2015 0,158 -0,003 -> Difference compared previous day:-1,863%
03/6/2015 0,158  Theorical expected value 
04/6/2015 0,157  Theorical expected value 
05/6/2015 0,157  Theorical expected value 
08/6/2015 0,157  Theorical expected value 
09/6/2015 0,157  Theorical expected value 
10/6/2015 0,157  Theorical expected value 
11/6/2015 0,156  Theorical expected value 
12/6/2015 0,156  Theorical expected value 
15/6/2015 0,156  Theorical expected value 
16/6/2015 0,155  Theorical expected value 
17/6/2015 0,155  Theorical expected value 
18/6/2015 0,155  Theorical expected value 
19/6/2015 0,156  Theorical expected value 
22/6/2015 0,156  Theorical expected value 
23/6/2015 0,155  Theorical expected value 
24/6/2015 0,155  Theorical expected value 
25/6/2015 0,155  Theorical expected value 
26/6/2015 0,155  Theorical expected value 
29/6/2015 0,155  Theorical expected value 
30/6/2015 0,156  Theorical expected value  
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
550,95 €.
Compared one year ago, in June'14 (0,513%): 580,03 €
Expected monthly savings will be: 29 €.
 
Expected yearly savings will be:  349 
(-5,01%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 2/6/2015:

1 we. 2 we. 1 mo. 2 mo.
-0,124 -0,109 -0,060 -0,033
3 mo. 6 mo. 9 mo. 12 mo.
-0,013 0,048 0,098 0,158

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
-0,123 -0,109 -0,059 -0,033
3 m(av) 6 m(av) 9 m(av) 12m(a)
-0,013 0,049 0,099 0,160

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 2/6/2015 at 14:06

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