Tuesday, 23 June 2015

Euribor 23/6/2015 (12 months & other types)

Forecast of June average: 0,164 (Reliability: 70%)
Oficial value of day 23/6/15: 0,163 (-0'610%)

Comments: In this  day decreases one thousand (the minimum historical was on 2/6/15: 0,158) and practically all the rest of the Euribor types with slightly changes compared previous day values, the Euribor at 1 week repeats value: -0,119 (-9%). The next update will be done the next working day around 14:00 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/6/2015 0,161 +0,001 -> Difference compared previous day:+0,625%
02/6/2015 0,158 -0,003 ->  Difference compared previous day:-1,863%
03/6/2015 0,160 +0,002 -> Difference compared previous day:+1,266%
04/6/2015 0,162 +0,002 -> Difference compared previous day :+1,250%
05/6/2015 0,161 -0,001 -> Difference compared previous day :-0,617%
08/6/2015 0,163 +0,002 -> Difference compared previous day :+1,242%
09/6/2015 0,163 =0,000 -> Difference compared previous day :=0,000%
10/6/2015 0,166 +0,003 -> Difference compared previous day:+1,840%
11/6/2015 0,161 -0,005 -> Difference compared previous day:-3,012%
12/6/2015 0,163 +0,002 -> Difference compared previous day:+1,242%
15/6/2015 0,164 +0,001 -> Difference compared previous day:+0,613%
16/6/2015 0,166 +0,002 -> Difference compared previous day:+1,220%
17/6/2015 0,166 =0,000 -> Difference compared previous day:=0,000%
18/6/2015 0,166 =0,000 -> Difference compared previous day:=0,000%
19/6/2015 0,166 =0,000 -> Difference compared previous day:=0,000%
22/6/2015 0,164 -0,002 -> Difference compared previous day:-1,205%
23/6/2015 0,163 -0,001 -> Difference compared previous day:-0,610%
24/6/2015 0,163  Theorical expected value    
25/6/2015 0,163  Theorical expected value    
26/6/2015 0,163  Theorical expected value    
29/6/2015 0,163  Theorical expected value    
30/6/2015 0,164  Theorical expected value
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 550,95 €.
Compared one year ago, in June'14 (0,513%): 580,03 €
Expected monthly savings will be: 29 €. 
Expected yearly savings will be:  349 € (-5,01%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 23/6/2015:

1 we. 2 we. 1 mo. 2 mo.
-0,119 -0,109 -0,066 -0,039
3 mo. 6 mo. 9 mo. 12 mo.
-0,014 0,048 0,099 0,163

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
-0,126 -0,109 -0,063 -0,036
3 m(av) 6 m(av) 9 m(av) 12m(a)
-0,014 0,049 0,100 0,163

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 23/6/2015 at 14:06

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