Euribor 16/4/2015 (12 months & other types)

Forecast of April average: 0,182 (Reliability: 50%)

Oficial value of day 16/4/15: 0,178 (-1'111%)

Comments: In this  day  decreases 2 thousands (the minimum historical was on 16/4/15: 0,178) and practically all the rest of the Euribor types are lower compared previous day values, the Euribor at 1 week decreases 4 thousands: -0,092 (-6%). The next update will be done the next working day around 14:00 hours. 

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/4/2015 0,196 -0,002 -> Difference compared previous day:-1,010%

02/4/2015 0,195 -0,001 -> Difference compared previous day:-0,510%

07/4/2015 0,195 =0,000 -> Difference compared previous day:=0,000%

08/4/2015 0,191 -0,004 -> Difference compared previous day:-2,051%

09/4/2015 0,190 -0,001 -> Difference compared previous day:-0,524%

10/4/2015 0,188 -0,002 -> Difference compared previous day:-1,053%

13/4/2015 0,187 -0,001 -> Difference compared previous day:-0,532%

14/4/2015 0,183 -0,004 -> Difference compared previous day:-2,139%

15/4/2015 0,180 -0,003 -> Difference compared previous day:-1,639%

16/4/2015 0,178 -0,002 -> Difference compared previous day:-1,111%

17/4/2015 0,178  Theorical expected value 

20/4/2015 0,178  Theorical expected value 

21/4/2015 0,178  Theorical expected value 

22/4/2015 0,177  Theorical expected value 

23/4/2015 0,178  Theorical expected value 

24/4/2015 0,178  Theorical expected value 

27/4/2015 0,177  Theorical expected value 

28/4/2015 0,177  Theorical expected value 

29/4/2015 0,177  Theorical expected value 

30/4/2015 0,177  Theorical expected value 

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 553,84 €.
Compared one year ago, in April'14 (0,604%): 587,59 €
Expected monthly savings will be: 34 €. 
Expected yearly savings will be:  405 € (-5,74%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 16/4/2015:

1 we.	2 we.	1 mo.	2 mo.
-0,092	-0,069	-0,032	-0,014
3 mo.	6 mo.	9 mo.	12 mo.
0,002	0,070	0,119	0,178

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av)	2 w(av)	1 m(av)	2 m(av)
-0,072	-0,060	-0,023	-0,005
3 m(av)	6 m(av)	9 m(av)	12m(a)
0,012	0,080	0,129	0,188

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 16/4/2015 at 14:06