Wednesday 22 April 2015

Euribor 22/4/2015 (12 months & other types)

Forecast of April average: 0,182 (Reliability: 70%)
Oficial value of day 22/4/15: 0,175 (-0,568%)

Comments: In this  day  decreases one thousand (the minimum historical was on 22/4/15: 0,175) and practically all the rest of the Euribor types with slightly changes compared previous day values, the Euribor at 1 week increases 6 thousands: -0,085 (+7%). The next update will be done the next working day around 14:00 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/4/2015 0,196 -0,002 -> Difference compared previous day:-1,010%
02/4/2015 0,195 -0,001 -> Difference compared previous day:-0,510%
07/4/2015 0,195 =0,000 -> Difference compared previous day:=0,000%
08/4/2015 0,191 -0,004 -> Difference compared previous day:-2,051%
09/4/2015 0,190 -0,001 -> Difference compared previous day:-0,524%
10/4/2015 0,188 -0,002 -> Difference compared previous day:-1,053%
13/4/2015 0,187 -0,001 -> Difference compared previous day:-0,532%
14/4/2015 0,183 -0,004 -> Difference compared previous day:-2,139%
15/4/2015 0,180 -0,003 -> Difference compared previous day:-1,639%
16/4/2015 0,178 -0,002 -> Difference compared previous day:-1,111%
17/4/2015 0,177 -0,001 -> Difference compared previous day :-0,562%
20/4/2015 0,176 -0,001 -> Difference compared previous day :-0,565%
21/4/2015 0,176 =0,000 -> Difference compared previous day:=0,000%
22/4/2015 0,175 -0,001 -> Difference compared previous day:-0,568%
23/4/2015 0,176  Theorical expected value  
24/4/2015 0,176  Theorical expected value  
27/4/2015 0,175  Theorical expected value  
28/4/2015 0,175  Theorical expected value  
29/4/2015 0,175  Theorical expected value  
30/4/2015 0,175  Theorical expected value
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
553,84 €.
Compared one year ago, in April'14 (0,604%): 587,59 €
Expected monthly savings will be: 34 €.
 
Expected yearly savings will be:  405 
(-5,74%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 22/4/2015:

1 we. 2 we. 1 mo. 2 mo.
-0,085 -0,069 -0,034 -0,018
3 mo. 6 mo. 9 mo. 12 mo.
-0,002 0,068 0,118 0,175

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
-0,077 -0,063 -0,026 -0,008
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,008 0,076 0,126 0,185

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 22/4/2015 at 14:06

No comments:

Post a Comment

Note: only a member of this blog may post a comment.