Thursday, 30 April 2015

Euribor 30/4/2015 & final value of April average

Final value of April average: 0,180
Oficial value of day 30/4/2015: 0,171 (+2,395%)
 
Comments: Today increases 4 thousands and practically all of the Euribor types with lower or equal datas compared yesterday values. Coming soon this value will be confirmed by European Central Bank or by the Bank of each country.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
0
1/4/2015 0,196 -0,002 -> Difference compared previous day:-1,010%
02/4/2015 0,195 -0,001 -> Difference compared previous day:-0,510%
07/4/2015 0,195 =0,000 -> Difference compared previous day:=0,000%
08/4/2015 0,191 -0,004 -> Difference compared previous day:-2,051%
09/4/2015 0,190 -0,001 -> Difference compared previous day:-0,524%
10/4/2015 0,188 -0,002 -> Difference compared previous day:-1,053%
13/4/2015 0,187 -0,001 -> Difference compared previous day:-0,532%
14/4/2015 0,183 -0,004 -> Difference compared previous day:-2,139%
15/4/2015 0,180 -0,003 -> Difference compared previous day:-1,639%
16/4/2015 0,178 -0,002 -> Difference compared previous day:-1,111%
17/4/2015 0,177 -0,001 -> Difference compared previous day :-0,562%
20/4/2015 0,176 -0,001 -> Difference compared previous day :-0,565%
21/4/2015 0,176 =0,000 -> Difference compared previous day:=0,000%
22/4/2015 0,175 -0,001 -> Difference compared previous day:-0,568%
23/4/2015 0,173 -0,002 -> Difference compared previous day:-1,143%
24/4/2015 0,172 -0,001 -> Difference compared previous day:-0,578%
27/4/2015 0,171 -0,001 -> Difference compared previous day:-0,581%
28/4/2015 0,168 -0,003 -> Difference compared previous day:-1,754%
29/4/2015 0,167 -0,001 -> Difference compared previous day:-0,595%
30/4/2015 0,171 +0,004 -> Difference compared previous day:+2,395%
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 
552,87 €.
Compared one year ago, in April'14 (0,604%): 587,59 €
Expected monthly savings will be: 35 €.
 
Expected yearly savings will be:  417 
€ (-5,91%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 30/4/2015:

1 we. 2 we. 1 mo. 2 mo.
-0,093 -0,081 -0,040 -0,022
3 mo. 6 mo. 9 mo. 12 mo.
-0,005 0,064 0,111 0,171

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
-0,079 -0,066 -0,029 -0,011
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,005 0,073 0,122 0,180



Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 30/4/2015 at 14:06

Wednesday, 29 April 2015

Euribor 29/4/2015 (12 months & other types)

Forecast of April average: 0,180 (Reliability: 95%)
Oficial value of day 29/4/15: 0,167 (-0,595%)

Comments: In this  day  decreases one thousands (the minimum historical was on 29/4/15: 0,167) and practically all the rest of the Euribor types with slightly changes compared previous day values, the Euribor at 1 week decreases 2 thousands: -0,089 (-11%). The next update will be done the next working day around 14:00 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/4/2015 0,196 -0,002 -> Difference compared previous day:-1,010%
02/4/2015 0,195 -0,001 -> Difference compared previous day:-0,510%
07/4/2015 0,195 =0,000 -> Difference compared previous day:=0,000%
08/4/2015 0,191 -0,004 -> Difference compared previous day:-2,051%
09/4/2015 0,190 -0,001 -> Difference compared previous day:-0,524%
10/4/2015 0,188 -0,002 -> Difference compared previous day:-1,053%
13/4/2015 0,187 -0,001 -> Difference compared previous day:-0,532%
14/4/2015 0,183 -0,004 -> Difference compared previous day:-2,139%
15/4/2015 0,180 -0,003 -> Difference compared previous day:-1,639%
16/4/2015 0,178 -0,002 -> Difference compared previous day:-1,111%
17/4/2015 0,177 -0,001 -> Difference compared previous day :-0,562%
20/4/2015 0,176 -0,001 -> Difference compared previous day :-0,565%
21/4/2015 0,176 =0,000 -> Difference compared previous day:=0,000%
22/4/2015 0,175 -0,001 -> Difference compared previous day:-0,568%
23/4/2015 0,173 -0,002 -> Difference compared previous day:-1,143%
24/4/2015 0,172 -0,001 -> Difference compared previous day:-0,578%
27/4/2015 0,171 -0,001 -> Difference compared previous day:-0,581%
28/4/2015 0,168 -0,003 -> Difference compared previous day:-1,754%
29/4/2015 0,167 -0,001 -> Difference compared previous day:-0,595%
30/4/2015 0,167  Theorical expected value 
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
552,87 €.
Compared one year ago, in April'14 (0,604%): 587,59 €
Expected monthly savings will be: 35 €.
 
Expected yearly savings will be:  417 
(-5,91%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 29/4/2015:

1 we. 2 we. 1 mo. 2 mo.
-0,089 -0,079 -0,038 -0,022
3 mo. 6 mo. 9 mo. 12 mo.
-0,005 0,061 0,110 0,167

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
-0,079 -0,066 -0,028 -0,011
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,005 0,073 0,122 0,181

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 29/4/2015 at 14:06

Tuesday, 28 April 2015

Euribor 28/4/2015 (12 months & other types)

Forecast of April average: 0,180 (Reliability: 90%)
Oficial value of day 28/4/15: 0,168 (-1,754%)

Comments: In this  day  decreases 3 thousands (the minimum historical was on 28/4/15: 0,168) and practically all the rest of the Euribor types with slightly changes compared previous day values, the Euribor at 1 week decreases 2 thousands: -0,080 (+3%). The next update will be done the next working day around 14:00 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/4/2015 0,196 -0,002 -> Difference compared previous day:-1,010%
02/4/2015 0,195 -0,001 -> Difference compared previous day:-0,510%
07/4/2015 0,195 =0,000 -> Difference compared previous day:=0,000%
08/4/2015 0,191 -0,004 -> Difference compared previous day:-2,051%
09/4/2015 0,190 -0,001 -> Difference compared previous day:-0,524%
10/4/2015 0,188 -0,002 -> Difference compared previous day:-1,053%
13/4/2015 0,187 -0,001 -> Difference compared previous day:-0,532%
14/4/2015 0,183 -0,004 -> Difference compared previous day:-2,139%
15/4/2015 0,180 -0,003 -> Difference compared previous day:-1,639%
16/4/2015 0,178 -0,002 -> Difference compared previous day:-1,111%
17/4/2015 0,177 -0,001 -> Difference compared previous day :-0,562%
20/4/2015 0,176 -0,001 -> Difference compared previous day :-0,565%
21/4/2015 0,176 =0,000 -> Difference compared previous day:=0,000%
22/4/2015 0,175 -0,001 -> Difference compared previous day:-0,568%
23/4/2015 0,173 -0,002 -> Difference compared previous day:-1,143%
24/4/2015 0,172 -0,001 -> Difference compared previous day:-0,578%
27/4/2015 0,171 -0,001 -> Difference compared previous day:-0,581%
28/4/2015 0,168 -0,003 -> Difference compared previous day:-1,754%
29/4/2015 0,168  Theorical expected value 
30/4/2015 0,168  Theorical expected value 
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
553,84 €.
Compared one year ago, in April'14 (0,604%): 587,59 €
Expected monthly savings will be: 34 €.
 
Expected yearly savings will be:  405 
(-5,74%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 28/4/2015:

1 we. 2 we. 1 mo. 2 mo.
-0,080 -0,072 -0,034 -0,019
3 mo. 6 mo. 9 mo. 12 mo.
-0,005 0,062 0,110 0,168

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
-0,078 -0,065 -0,028 -0,010
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,006 0,074 0,123 0,182

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 28/4/2015 at 14:06

Monday, 27 April 2015

Euribor 27/4/2015 (12 months & other types)

Forecast of April average: 0,181 (Reliability: 85%)
Oficial value of day 27/4/15: 0,171 (-0,581%)

Comments: In this  day  decreases one thousand (the minimum historical was on 27/4/15: 0,171) and practically all the rest of the Euribor types with slightly changes compared previous day values, the Euribor at 1 week repeats value: -0,082 (=). The next update will be done the next working day around 14:00 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/4/2015 0,196 -0,002 -> Difference compared previous day:-1,010%
02/4/2015 0,195 -0,001 -> Difference compared previous day:-0,510%
07/4/2015 0,195 =0,000 -> Difference compared previous day:=0,000%
08/4/2015 0,191 -0,004 -> Difference compared previous day:-2,051%
09/4/2015 0,190 -0,001 -> Difference compared previous day:-0,524%
10/4/2015 0,188 -0,002 -> Difference compared previous day:-1,053%
13/4/2015 0,187 -0,001 -> Difference compared previous day:-0,532%
14/4/2015 0,183 -0,004 -> Difference compared previous day:-2,139%
15/4/2015 0,180 -0,003 -> Difference compared previous day:-1,639%
16/4/2015 0,178 -0,002 -> Difference compared previous day:-1,111%
17/4/2015 0,177 -0,001 -> Difference compared previous day :-0,562%
20/4/2015 0,176 -0,001 -> Difference compared previous day :-0,565%
21/4/2015 0,176 =0,000 -> Difference compared previous day:=0,000%
22/4/2015 0,175 -0,001 -> Difference compared previous day:-0,568%
23/4/2015 0,173 -0,002 -> Difference compared previous day:-1,143%
24/4/2015 0,172 -0,001 -> Difference compared previous day:-0,578%
27/4/2015 0,171 -0,001 -> Difference compared previous day:-0,581%
28/4/2015 0,171  Theorical expected value 
29/4/2015 0,171  Theorical expected value 
30/4/2015 0,171  Theorical expected value 
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
553,84 €.
Compared one year ago, in April'14 (0,604%): 587,59 €
Expected monthly savings will be: 34 €.
 
Expected yearly savings will be:  405 
(-5,74%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 27/4/2015:

1 we. 2 we. 1 mo. 2 mo.
-0,082 -0,074 -0,034 -0,017
3 mo. 6 mo. 9 mo. 12 mo.
-0,002 0,067 0,114 0,171

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
-0,078 -0,064 -0,027 -0,010
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,006 0,075 0,124 0,183

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 27/4/2015 at 14:06

Friday, 24 April 2015

Euribor 24/4/2015 (12 months & other types)

Forecast of April average: 0,182 (Reliability: 80%)
Oficial value of day 24/4/15: 0,172 (-0,578%)

Comments: In this  day  decreases one thousand (the minimum historical was on 24/4/15: 0,172) and practically all the rest of the Euribor types with slightly changes compared previous day values, the Euribor at 1 week repeats value: -0,082 (=). The next update will be done the next working day around 14:00 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/4/2015 0,196 -0,002 -> Difference compared previous day:-1,010%
02/4/2015 0,195 -0,001 -> Difference compared previous day:-0,510%
07/4/2015 0,195 =0,000 -> Difference compared previous day:=0,000%
08/4/2015 0,191 -0,004 -> Difference compared previous day:-2,051%
09/4/2015 0,190 -0,001 -> Difference compared previous day:-0,524%
10/4/2015 0,188 -0,002 -> Difference compared previous day:-1,053%
13/4/2015 0,187 -0,001 -> Difference compared previous day:-0,532%
14/4/2015 0,183 -0,004 -> Difference compared previous day:-2,139%
15/4/2015 0,180 -0,003 -> Difference compared previous day:-1,639%
16/4/2015 0,178 -0,002 -> Difference compared previous day:-1,111%
17/4/2015 0,177 -0,001 -> Difference compared previous day :-0,562%
20/4/2015 0,176 -0,001 -> Difference compared previous day :-0,565%
21/4/2015 0,176 =0,000 -> Difference compared previous day:=0,000%
22/4/2015 0,175 -0,001 -> Difference compared previous day:-0,568%
23/4/2015 0,173 -0,002 -> Difference compared previous day:-1,143%
24/4/2015 0,172 -0,001 -> Difference compared previous day:-0,578%
27/4/2015 0,171  Theorical expected value 
28/4/2015 0,171  Theorical expected value 
29/4/2015 0,171  Theorical expected value 
30/4/2015 0,171  Theorical expected value 
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
553,84 €.
Compared one year ago, in April'14 (0,604%): 587,59 €
Expected monthly savings will be: 34 €.
 
Expected yearly savings will be:  405 
(-5,74%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 24/4/2015:

1 we. 2 we. 1 mo. 2 mo.
-0,082 -0,072 -0,034 -0,016
3 mo. 6 mo. 9 mo. 12 mo.
-0,001 0,066 0,115 0,172

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
-0,078 -0,064 -0,027 -0,009
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,007 0,075 0,124 0,183

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 24/4/2015 at 14:06

Thursday, 23 April 2015

Euribor 23/4/2015 (12 months & other types)

Forecast of April average: 0,182 (Reliability: 75%)
Oficial value of day 23/4/15: 0,173 (-1,143%)

Comments: In this  day  decreases 2 thousands (the minimum historical was on 23/4/15: 0,173) and practically all the rest of the Euribor types with slightly changes compared previous day values, the Euribor at 1 week increases 6 thousands: -0,082 (+4%). The next update will be done the next working day around 14:00 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/4/2015 0,196 -0,002 -> Difference compared previous day:-1,010%
02/4/2015 0,195 -0,001 -> Difference compared previous day:-0,510%
07/4/2015 0,195 =0,000 -> Difference compared previous day:=0,000%
08/4/2015 0,191 -0,004 -> Difference compared previous day:-2,051%
09/4/2015 0,190 -0,001 -> Difference compared previous day:-0,524%
10/4/2015 0,188 -0,002 -> Difference compared previous day:-1,053%
13/4/2015 0,187 -0,001 -> Difference compared previous day:-0,532%
14/4/2015 0,183 -0,004 -> Difference compared previous day:-2,139%
15/4/2015 0,180 -0,003 -> Difference compared previous day:-1,639%
16/4/2015 0,178 -0,002 -> Difference compared previous day:-1,111%
17/4/2015 0,177 -0,001 -> Difference compared previous day :-0,562%
20/4/2015 0,176 -0,001 -> Difference compared previous day :-0,565%
21/4/2015 0,176 =0,000 -> Difference compared previous day:=0,000%
22/4/2015 0,175 -0,001 -> Difference compared previous day:-0,568%
23/4/2015 0,173 -0,002 -> Difference compared previous day:-1,143%
24/4/2015 0,173  Theorical expected value 
27/4/2015 0,172  Theorical expected value 
28/4/2015 0,172  Theorical expected value 
29/4/2015 0,172  Theorical expected value 
30/4/2015 0,172  Theorical expected value 
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
553,84 €.
Compared one year ago, in April'14 (0,604%): 587,59 €
Expected monthly savings will be: 34 €.
 
Expected yearly savings will be:  405 
(-5,74%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 23/4/2015:

1 we. 2 we. 1 mo. 2 mo.
-0,082 -0,071 -0,034 -0,018
3 mo. 6 mo. 9 mo. 12 mo.
-0,002 0,066 0,116 0,173

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
-0,078 -0,063 -0,027 -0,009
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,007 0,076 0,125 0,184

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 23/4/2015 at 14:06