Euribor 4/12/2014 (12 months & other types)

Forecast of December average: 0,329 (Reliability: 20%)

Oficial value of day 4/12/14: 0,328 (=)

Comments: In this day repeats value (the minimum historical was on 3/12/14: 0,328) and practically all the rest of the Euribor types with slightly changes compared yesterday values, except the Euribor at 1 week which decreases 5 thousands: -0,013 (-63%). The next update will be done the next day around 13:40 hours. 

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/12/2014 0,330 -0,001 -> Reduction compared prev.day:-0,302%

02/12/2014 0,331 +0,001 -> Increase compared prev. day:+0,303%

03/12/2014 0,328 -0,003 -> Reduction compared prev.day:-0,906%

04/12/2014 0,328 =0,000 -> Reduction compared prev.day:=0,000%

05/12/2014 0,328  Theorical expected value

08/12/2014 0,328  Theorical expected value

09/12/2014 0,330  Theorical expected value

10/12/2014 0,330  Theorical expected value

11/12/2014 0,329  Theorical expected value

12/12/2014 0,329  Theorical expected value

15/12/2014 0,330  Theorical expected value

16/12/2014 0,330  Theorical expected value

17/12/2014 0,330  Theorical expected value

18/12/2014 0,329  Theorical expected value

19/12/2014 0,330  Theorical expected value

22/12/2014 0,330  Theorical expected value

23/12/2014 0,329  Theorical expected value

24/12/2014 0,329  Theorical expected value

29/12/2014 0,329  Theorical expected value

30/12/2014 0,329  Theorical expected value

31/12/2014 0,329  Theorical expected value

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 564,92 €.
Compared one year ago, in December'13 (0,543%): 582,51 €
Expected monthly savings will be: 18 €. 
Expected yearly savings will be:  211 € (-3,02%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 4/12/2014:

1 we.	2 we.	1 mo.	2 mo.
-0,012	-0,008	0,022	0,045
3 mo.	6 mo.	9 mo.	12 mo.
0,082	0,177	0,252	0,328

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av)	2 w(av)	1 m(av)	2 m(av)
-0,009	-0,005	0,022	0,045
3 m(av)	6 m(av)	9 m(av)	12m(a)
0,082	0,178	0,255	0,329

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 4/12/2014 at 13:36