Tuesday 2 December 2014

Euribor 2/12/2014 (12 months & other types)

Forecast of December average: 0,330 (Reliability: 10%)
Oficial value of day 2/12/14: 0,331 (+0,303%)

Comments: In this day increases one thousand (the minimum historical was on 1/12/14: 0,330) and practically all the rest of the Euribor types with slightly changes compared yesterday values, except the Euribor at 1 week which decreases 4 thousands: -0,008 (-100%). The next update will be done the next day around 13:40 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/12/2014 0,330 -0,001 -> Reduction compared prev.day:-0,302%
02/12/2014 0,331 +0,001 -> Increase compared prev. day:+0,303%
03/12/2014 0,331  Theorical expected value 
04/12/2014 0,330  Theorical expected value 
05/12/2014 0,330  Theorical expected value 
08/12/2014 0,330  Theorical expected value 
09/12/2014 0,332  Theorical expected value 
10/12/2014 0,332  Theorical expected value 
11/12/2014 0,331  Theorical expected value 
12/12/2014 0,331  Theorical expected value 
15/12/2014 0,332  Theorical expected value 
16/12/2014 0,332  Theorical expected value 
17/12/2014 0,332  Theorical expected value 
18/12/2014 0,331  Theorical expected value 
19/12/2014 0,332  Theorical expected value 
22/12/2014 0,332  Theorical expected value 
23/12/2014 0,331  Theorical expected value 
24/12/2014 0,331  Theorical expected value 
29/12/2014 0,331  Theorical expected value 
30/12/2014 0,331  Theorical expected value 
31/12/2014 0,331  Theorical expected value 
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
564,92 €.
Compared one year ago, in December'13 (0,543%): 582,51 €
Expected monthly savings will be: 18 €.
 
Expected yearly savings will be:  211 
(-3,02%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 2/12/2014:

1 we. 2 we. 1 mo. 2 mo.
-0,008 -0,004 0,022 0,045
3 mo. 6 mo. 9 mo. 12 mo.
0,081 0,178 0,257 0,331

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
-0,006 -0,003 0,022 0,045
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,082 0,179 0,257 0,331

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 2/12/2014 at 13:36

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