Monday 1 December 2014

Euribor 1/12/2014 (12 months & other types)

Forecast of December average: 0,329 (Reliability: 5%)
Oficial value of day 1/12/14: 0,330 (-0,302%)

Comments: In this day decreases one thousand making a new minimum historical (the minimum historical was on 1/12/14: 0,330) and practically all the rest of the Euribor types with slightly changes compared yesterday values, except the Euribor at 1 week which decreases 5 thousands: -0,004 (-500%). The next update will be done the next day around 13:40 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
03/11/2014 0,339 -0,001 -> Reduction compared prev.day:-0,294%
04/11/2014 0,338 -0,001 -> Reduction compared prev.day:-0,295%
05/11/2014 0,337 -0,001 -> Reduction compared prev.day:-0,296%
06/11/2014 0,337 =0,000 -> Reduction compared prev.day:=0,000%
07/11/2014 0,336 -0,001 -> Reduction compared prev.day:-0,297%
10/11/2014 0,336 =0,000 -> Reduction compared prev.day:=0,000%
11/11/2014 0,336 =0,000 -> Reduction compared prev.day:=0,000%
12/11/2014 0,336 =0,000 -> Reduction compared prev.day.:=0,000%
13/11/2014 0,334 -0,002 -> Reduction compared prev.day:-0,595%
14/11/2014 0,333 -0,001 -> Reduction compared prev.day:-0,299%
17/11/2014 0,332 -0,001 -> Reduction compared prev.day:-0,300%
18/11/2014 0,334 +0,002 -> Increase compared prev. day:+0,602%
19/11/2014 0,336 +0,002 -> Increase compared prev. day:+0,599%
20/11/2014 0,336 =0,000 -> Reduction compared prev.day:=0,000%
21/11/2014 0,334 -0,002 -> Reduction compared prev.day:-0,595%
24/11/2014 0,332 -0,002 -> Reduction compared prev.day:-0,599%
25/11/2014 0,332 =0,000 -> Reduction compared prev.day:=0,000%
26/11/2014 0,334 +0,002 -> Increase compared prev. day:+0,602%
27/11/2014 0,331 -0,003 -> Reduction compared prev.day:-0,898%
28/11/2014 0,332  Theorical expected value
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
564,92 €.
Compared one year ago, in December'13 (0,543%): 582,51 €
Expected monthly savings will be: 18 €.
 
Expected yearly savings will be:  211 
(-3,02%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 1/12/2014:

1 we. 2 we. 1 mo. 2 mo.
-0,004 -0,002 0,021 0,044
3 mo. 6 mo. 9 mo. 12 mo.
0,082 0,179 0,257 0,330

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
-0,004 -0,002 0,021 0,044
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,082 0,179 0,257 0,330

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 1/12/2014 at 13:36

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