Euribor 20/8/2014 (12 months & other types)

Forecast of August average: 0,475 (Reliability: 66%)

Oficial value of day 20/8/14: 0,466 (-0,640 %)

Comments: In this day  decreases 3 thousands and all the rest of the Euribor types with slightly changes compared yesterday values, the Euribor at 1 week decreases one thousand: 0,035 (-2,7%). The next update will be done tomorrow around 13:50 hours. 

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/8/2014 0,489 =0,000 -> Reduction compared prev.day:=0,000%

04/8/2014 0,488 -0,001 -> Reduction compared prev.day:-0,204%

05/8/2014 0,488 =0,000 -> Reduction compared prev.day:=0,000%

06/8/2014 0,487 -0,001 -> Reduction compared prev.day:-0,205%

07/8/2014 0,484 -0,003 -> Reduction compared prev.day:-0,616%

08/8/2014 0,482 -0,002 -> Reduction compared prev.day:-0,413%

11/8/2014 0,482 =0,000 -> Reduction compared prev.day:=0,000%

12/8/2014 0,479 -0,003 -> Reduction compared prev.day:-0,622%

13/8/2014 0,479 =0,000 -> Reduction compared prev.day:=0,000%

14/8/2014 0,478 -0,001 -> Reduction compared prev.day:-0,209%

15/8/2014 0,477 -0,001 -> Reduction compared prev.day:-0,209%

18/8/2014 0,474 -0,003 -> Reduction compared prev.day:-0,629%

19/8/2014 0,469 -0,005 -> Reduction compared prev.day:-1,055%

20/8/2014 0,466 -0,003 -> Reduction compared prev.day:-0,640%

21/8/2014 0,465  Theorical expected value 

22/8/2014 0,465  Theorical expected value 

25/8/2014 0,464  Theorical expected value 

26/8/2014 0,464  Theorical expected value 

27/8/2014 0,463  Theorical expected value 

28/8/2014 0,463  Theorical expected value 

29/8/2014 0,462  Theorical expected value

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 577,05 €.
Compared one year ago, in August'13 (0,542%): 582,43 €
Expected monthly savings will be: 5,3 €. 
Expected yearly savings will be:  65 € (-0,9%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 20/8/2014:

1 we.	2 we.	1 mo.	2 mo.
0,035	0,047	0,084	0,139
3 mo.	6 mo.	9 mo.	12 mo.
0,187	0,289	0,377	0,466

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av)	2 w(av)	1 m(av)	2 m(av)
0,040	0,051	0,092	0,151
3 m(av)	6 m(av)	9 m(av)	12m(a)
0,201	0,301	0,391	0,480

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 20/8/2014 at 13:55