Euribor 29/11/2013 & final value of November average

Final value of November average: 0,506

Oficial value of day 29/11/2013: 0,501 (+0,200%)

 

Comments: Today increases one thousandth, and practically all of the Euribor types are a little bit higher or equal compared yesterday values. Coming soon this value will be confirmed by European Central Bank or by the Bank of each country.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/11/2013 0,533 -0,015 -> Reduction compared prev. day:-2,737%
04/11/2013 0,532 -0,001 -> Reduction compared prev. day:-0,188%
05/11/2013 0,534 +0,002 -> Increase compared previ. day:+0,376%
06/11/2013 0,535 +0,001 -> Increase compared previ. day:+0,187%
07/11/2013 0,534 -0,001 -> Reduction compared prev. day:-0,187%
08/11/2013 0,506 -0,028 -> Reduction compared prev. day:-5,243%
11/11/2013 0,502 -0,004 -> Reduction compared prev. day:-0,791%
12/11/2013 0,501 -0,001 -> Reduction compared prev. day:-0,199%
13/11/2013 0,500 -0,001 -> Reduction compared prev. day:-0,200%
14/11/2013 0,496 -0,004 -> Reduction compared prev. day:-0,800%
15/11/2013 0,496 =0,000 -> Reduction compared prev. day:=0,000%
18/11/2013 0,497 +0,001 -> Increase compared previ. day:+0,202%
19/11/2013 0,496 -0,001 -> Reduction compared prev. day:-0,201%
20/11/2013 0,495 -0,001 -> Reduction compared prev. day:-0,202%
21/11/2013 0,489 -0,006 -> Reduction compared prev. day:-1,212%
22/11/2013 0,492 +0,003 -> Increase compared previ. day:+0,613%
25/11/2013 0,498 +0,006 -> Increase compared previ. day:+1,220%
26/11/2013 0,500 +0,002 -> Increase compared previ. day:+0,402%
27/11/2013 0,497 -0,003 -> Reduction compared prev. day:-0,600%
28/11/2013 0,500 +0,003 -> Increase compared previ. day:+0,604%
29/11/2013 0,501 +0,001 -> Increase compared previ. day:+0,200%  

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 579,45 €.
Compared one year ago, in November'12 (0,588%): 586,26 €
Expected monthly savings will be: 6,81 €. 
Expected yearly savings will be:  82 € (-1,16%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 29/11/2013:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,125	0,130	---	0,166	0,197	0,234	---
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
---	0,330	---	---	0,421	---	---
12 mo.
0,501

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,107	0,114	---	0,132	0,178	0,223	---
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
---	0,327	---	---	0,424	---	---
12m(a)
0,506

 

Graphic of the current month till today of Euribor at 12 months:

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 29/11/2013 at 13:55

Euribor 28/11/2013 (12 months & other types)

Forecast of November average: 0,506 (Reliability: 95%)

Oficial value of day 28/11/13: 0,500 (+0,604%)

 

Comments: Today increases 3 thousandths and all the rest of the Euribor types with slightly changes compared yesterday values, except the Euribor at 1 week that decreases 11 thousandths more: 0,126 (-8,0%). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/11/2013 0,533 -0,015 -> Reduction compared prev. day:-2,737%
04/11/2013 0,532 -0,001 -> Reduction compared prev. day:-0,188%
05/11/2013 0,534 +0,002 -> Increase compared previ. day:+0,376%
06/11/2013 0,535 +0,001 -> Increase compared previ. day:+0,187%
07/11/2013 0,534 -0,001 -> Reduction compared prev. day:-0,187%
08/11/2013 0,506 -0,028 -> Reduction compared prev. day:-5,243%
11/11/2013 0,502 -0,004 -> Reduction compared prev. day:-0,791%
12/11/2013 0,501 -0,001 -> Reduction compared prev. day:-0,199%
13/11/2013 0,500 -0,001 -> Reduction compared prev. day:-0,200%
14/11/2013 0,496 -0,004 -> Reduction compared prev. day:-0,800%
15/11/2013 0,496 =0,000 -> Reduction compared prev. day:=0,000%
18/11/2013 0,497 +0,001 -> Increase compared previ. day:+0,202%
19/11/2013 0,496 -0,001 -> Reduction compared prev. day:-0,201%
20/11/2013 0,495 -0,001 -> Reduction compared prev. day:-0,202%
21/11/2013 0,489 -0,006 -> Reduction compared prev. day:-1,212%
22/11/2013 0,492 +0,003 -> Increase compared previ. day:+0,613%
25/11/2013 0,498 +0,006 -> Increase compared previ. day:+1,220%
26/11/2013 0,500 +0,002 -> Increase compared previ. day:+0,402%
27/11/2013 0,497 -0,003 -> Reduction compared prev. day:-0,600%
28/11/2013 0,500 +0,003 -> Increase compared previ. day:+0,604%
29/11/2013 0,502  Theorical expected value    

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 579,45 €.
Compared one year ago, in November'12 (0,588%): 586,26 €
Expected monthly savings will be: 6,81 €. 
Expected yearly savings will be:  82 € (-1,16%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 28/11/2013:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,126	0,130	---	0,163	0,194	0,233	---
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
---	0,329	---	---	0,420	---	---
12 mo.
0,500

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,107	0,113	---	0,130	0,177	0,223	---
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
---	0,327	---	---	0,424	---	---
12m(a)
0,507

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 28/11/2013 at 13:55

 

Euribor 27/11/2013 (12 months & other types)

Forecast of November average: 0,506 (Reliability: 90%)

Oficial value of day 27/11/13: 0,497 (-0,600%)

 

Comments: Today dereases 3 thousandths and all the rest of the Euribor types with slightly changes compared yesterday values, except the Euribor at 1 week that increases 4 thousandths more: 0,137 (+3,0%). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/11/2013 0,533 -0,015 -> Reduction compared prev. day:-2,737%
04/11/2013 0,532 -0,001 -> Reduction compared prev. day:-0,188%
05/11/2013 0,534 +0,002 -> Increase compared previ. day:+0,376%
06/11/2013 0,535 +0,001 -> Increase compared previ. day:+0,187%
07/11/2013 0,534 -0,001 -> Reduction compared prev. day:-0,187%
08/11/2013 0,506 -0,028 -> Reduction compared prev. day:-5,243%
11/11/2013 0,502 -0,004 -> Reduction compared prev. day:-0,791%
12/11/2013 0,501 -0,001 -> Reduction compared prev. day:-0,199%
13/11/2013 0,500 -0,001 -> Reduction compared prev. day:-0,200%
14/11/2013 0,496 -0,004 -> Reduction compared prev. day:-0,800%
15/11/2013 0,496 =0,000 -> Reduction compared prev. day:=0,000%
18/11/2013 0,497 +0,001 -> Increase compared previ. day:+0,202%
19/11/2013 0,496 -0,001 -> Reduction compared prev. day:-0,201%
20/11/2013 0,495 -0,001 -> Reduction compared prev. day:-0,202%
21/11/2013 0,489 -0,006 -> Reduction compared prev. day:-1,212%
22/11/2013 0,492 +0,003 -> Increase compared previ. day:+0,613%
25/11/2013 0,498 +0,006 -> Increase compared previ. day:+1,220%
26/11/2013 0,500 +0,002 -> Increase compared previ. day:+0,402%
27/11/2013 0,497 -0,003 -> Reduction compared prev. day:-0,600%
28/11/2013 0,499  Theorical expected value     
29/11/2013 0,499  Theorical expected value     

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 579,20 €.
Compared one year ago, in November'12 (0,588%): 586,26 €
Expected monthly savings will be: 7,06 €. 
Expected yearly savings will be:  85 € (-1,20%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 27/11/2013:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,137	0,135	---	0,147	0,190	0,230	---
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
---	0,327	---	---	0,418	---	---
12 mo.
0,497

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,106	0,112	---	0,129	0,177	0,222	---
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
---	0,327	---	---	0,424	---	---
12m(a)
0,507

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 27/11/2013 at 13:55

 

Euribor 26/11/2013 (12 months & other types)

Forecast of November average: 0,507 (Reliability: 85%)

Oficial value of day 26/11/13: 0,500 (+0,402%)

 

Comments: Today increases 2 thousandths and all the rest of the Euribor types are higher too compared yesterday values,  the Euribor at 1 week increases 9 thousandths more: 0,133 (+7,2%). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/11/2013 0,533 -0,015 -> Reduction compared prev. day:-2,737%
04/11/2013 0,532 -0,001 -> Reduction compared prev. day:-0,188%
05/11/2013 0,534 +0,002 -> Increase compared previ. day:+0,376%
06/11/2013 0,535 +0,001 -> Increase compared previ. day:+0,187%
07/11/2013 0,534 -0,001 -> Reduction compared prev. day:-0,187%
08/11/2013 0,506 -0,028 -> Reduction compared prev. day:-5,243%
11/11/2013 0,502 -0,004 -> Reduction compared prev. day:-0,791%
12/11/2013 0,501 -0,001 -> Reduction compared prev. day:-0,199%
13/11/2013 0,500 -0,001 -> Reduction compared prev. day:-0,200%
14/11/2013 0,496 -0,004 -> Reduction compared prev. day:-0,800%
15/11/2013 0,496 =0,000 -> Reduction compared prev. day:=0,000%
18/11/2013 0,497 +0,001 -> Increase compared previ. day:+0,202%
19/11/2013 0,496 -0,001 -> Reduction compared prev. day:-0,201%
20/11/2013 0,495 -0,001 -> Reduction compared prev. day:-0,202%
21/11/2013 0,489 -0,006 -> Reduction compared prev. day:-1,212%
22/11/2013 0,492 +0,003 -> Increase compared previ. day:+0,613%
25/11/2013 0,498 +0,006 -> Increase compared previ. day:+1,220%
26/11/2013 0,500 +0,002 -> Increase compared previ. day:+0,402%
27/11/2013 0,501  Theorical expected value      
28/11/2013 0,503  Theorical expected value      
29/11/2013 0,503  Theorical expected value  

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 579,20 €.
Compared one year ago, in November'12 (0,588%): 586,26 €
Expected monthly savings will be: 7,06 €. 
Expected yearly savings will be:  85 € (-1,20%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 26/11/2013:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,133	0,135	---	0,146	0,190	0,230	---
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
---	0,330	---	---	0,420	---	---
12 mo.
0,500

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,104	0,111	---	0,128	0,176	0,222	---
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
---	0,327	---	---	0,424	---	---
12m(a)
0,508

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 26/11/2013 at 13:55