Thursday, 31 October 2013

Euribor 31/10/2013 & final value of October average

Final value of October average: 0,541
Oficial value of day 31/10/2013: 0,548 (=)
 
Comments: Today repeats value, and practically all of the Euribor types are a little bit higher or equal compared yesterday values. Coming soon this value will be confirmed by European Central Bank or by the Bank of each country.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/10/2013 0,537 -0,002 -> Reduction compared prev. day:-0,371%
02/10/2013 0,536 -0,001 -> Reduction compared prev. day:-0,186%
03/10/2013 0,537 +0,001 -> Increase compared previ. day:+0,187%
04/10/2013 0,537 =0,000 -> Increase compared previ. day:=0,000%
07/10/2013 0,536 -0,001 -> Reduction compared prev. day:-0,186%
08/10/2013 0,539 +0,003 -> Increase compared previ. day:+0,560%
09/10/2013 0,540 +0,001 -> Increase compared previ. day:+0,186%
10/10/2013 0,541 +0,001 -> Increase compared previ. day:+0,185%
11/10/2013 0,540 -0,001 -> Reduction compared prev. day:-0,185%
14/10/2013 0,541 +0,001 -> Increase compared previ. day:+0,185%
15/10/2013 0,540 -0,001 -> Increase compared previ. day:-0,185%
16/10/2013 0,541 +0,001 -> Increase compared previ. day:+0,185%
17/10/2013 0,538 -0,003 -> Reduction compared prev. day:-0,555%
18/10/2013 0,537 -0,001 -> Reduction compared prev. day:-0,186%
21/10/2013 0,538 +0,001 -> Increase compared previ. day:+0,186%
22/10/2013 0,539 +0,001 -> Increase compared previ. day:+0,186%
23/10/2013 0,537 -0,002 -> Reduction compared prev. day:-0,371%
24/10/2013 0,542 +0,005 -> Increase compared previ. day:+0,931%
25/10/2013 0,547 +0,005 -> Increase compared previ. day:+0,923%
28/10/2013 0,553 +0,006 -> Increase compared previ. day.:+1,097%
29/10/2013 0,550 -0,003 -> Reduction compared prev. day:-0,542%
30/10/2013 0,548 -0,002 -> Reduction compared prev. day:-0,364%
31/10/2013 0,548 =0,000 -> Reduction compared prev. day:=0,000% 
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
582,35 €.
Compared one year ago, in October'12 (0,65%): 591,44 €
Expected monthly savings will be: 9,09 €.
 
Expected yearly savings will be:  109
(-1,54%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 31/10/2013:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,103 0,110 0,120 0,130 0,181 0,230 0,267
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,309 0,351 0,381 0,418 0,458 0,489 0,519
12 mo.





0,548





 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,099 0,107 0,115 0,128 0,172 0,226 0,261
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
0,300 0,342 0,374 0,411 0,450 0,481 0,512
12m(a)





0,541





 
Graphic of the current month till today of Euribor at 12 months:
 


Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 31/10/2013 at 13:55

Wednesday, 30 October 2013

Euribor a 12 meses del día 30/10/2013

Forecast of October average: 0,541 (Reliability: 95%)
Oficial value of day 30/10/13: 0,548 (-0,364%)
 
Comments: Today decreases 2 thousandths and practically the rest of the Euribor types with slightly changes compared yesterday values, and the Euribor at 1 week repeats value: 0,102 (=). The next update will be done tomorrow around 13:50 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/10/2013 0,537 -0,002 -> Reduction compared prev. day:-0,371%
02/10/2013 0,536 -0,001 -> Reduction compared prev. day:-0,186%
03/10/2013 0,537 +0,001 -> Increase compared previ. day:+0,187%
04/10/2013 0,537 =0,000 -> Increase compared previ. day:=0,000%
07/10/2013 0,536 -0,001 -> Reduction compared prev. day:-0,186%
08/10/2013 0,539 +0,003 -> Increase compared previ. day:+0,560%
09/10/2013 0,540 +0,001 -> Increase compared previ. day:+0,186%
10/10/2013 0,541 +0,001 -> Increase compared previ. day:+0,185%
11/10/2013 0,540 -0,001 -> Reduction compared prev. day:-0,185%
14/10/2013 0,541 +0,001 -> Increase compared previ. day:+0,185%
15/10/2013 0,540 -0,001 -> Increase compared previ. day:-0,185%
16/10/2013 0,541 +0,001 -> Increase compared previ. day:+0,185%
17/10/2013 0,538 -0,003 -> Reduction compared prev. day:-0,555%
18/10/2013 0,537 -0,001 -> Reduction compared prev. day:-0,186%
21/10/2013 0,538 +0,001 -> Increase compared previ. day:+0,186%
22/10/2013 0,539 +0,001 -> Increase compared previ. day:+0,186%
23/10/2013 0,537 -0,002 -> Reduction compared prev. day:-0,371%
24/10/2013 0,542 +0,005 -> Increase compared previ. day:+0,931%
25/10/2013 0,547 +0,005 -> Increase compared previ. day:+0,923%
28/10/2013 0,553 +0,006 -> Increase compared previ. day.:+1,097%
29/10/2013 0,550 -0,003 -> Reduction compared prev. day:-0,542%
30/10/2013 0,548 -0,002 -> Reduction compared prev. day:-0,364%
31/10/2013 0,548  Theorical expected value  
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
582,35 €.
Compared one year ago, in October'12 (0,65%): 591,44 €
Expected monthly savings will be: 9,09 €.
 
Expected yearly savings will be:  109
(-1,54%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 30/10/2013:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,102 0,109 0,117 0,129 0,178 0,228 0,265
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,306 0,349 0,380 0,417 0,458 0,489 0,518
12 mo.
0,548
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,099 0,107 0,115 0,128 0,172 0,226 0,261
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
0,300 0,341 0,374 0,411 0,450 0,481 0,512
12m(a)
0,541
 
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 30/10/2013 at 13:55
 

Tuesday, 29 October 2013

Euribor 29/10/2013 (12 months & other types)

Forecast of October average: 0,539 (Reliability: 90%)
Oficial value of day 29/10/13: 0,550 (-0,542%)
 
Comments: Today decreases 3 thousandths and practically the rest of the Euribor types with slightly decreases  compared yesterday values, and the Euribor at 1 week repeats value: 0,102 (=). The next update will be done tomorrow around 13:50 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/10/2013 0,537 -0,002 -> Reduction compared prev. day:-0,371%
02/10/2013 0,536 -0,001 -> Reduction compared prev. day:-0,186%
03/10/2013 0,537 +0,001 -> Increase compared previ. day:+0,187%
04/10/2013 0,537 =0,000 -> Increase compared previ. day:=0,000%
07/10/2013 0,536 -0,001 -> Reduction compared prev. day:-0,186%
08/10/2013 0,539 +0,003 -> Increase compared previ. day:+0,560%
09/10/2013 0,540 +0,001 -> Increase compared previ. day:+0,186%
10/10/2013 0,541 +0,001 -> Increase compared previ. day:+0,185%
11/10/2013 0,540 -0,001 -> Reduction compared prev. day:-0,185%
14/10/2013 0,541 +0,001 -> Increase compared previ. day:+0,185%
15/10/2013 0,540 -0,001 -> Increase compared previ. day:-0,185%
16/10/2013 0,541 +0,001 -> Increase compared previ. day:+0,185%
17/10/2013 0,538 -0,003 -> Reduction compared prev. day:-0,555%
18/10/2013 0,537 -0,001 -> Reduction compared prev. day:-0,186%
21/10/2013 0,538 +0,001 -> Increase compared previ. day:+0,186%
22/10/2013 0,539 +0,001 -> Increase compared previ. day:+0,186%
23/10/2013 0,537 -0,002 -> Reduction compared prev. day:-0,371%
24/10/2013 0,542 +0,005 -> Increase compared previ. day:+0,931%
25/10/2013 0,547 +0,005 -> Increase compared previ. day:+0,923%
28/10/2013 0,553 +0,006 -> Increase compared previ. day.:+1,097%
29/10/2013 0,550 -0,003 -> Reduction compared prev. day:-0,542%
30/10/2013 0,551  Theorical expected value 
31/10/2013 0,552  Theorical expected value   
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
582,18 €.
Compared one year ago, in October'12 (0,65%): 591,44 €
Expected monthly savings will be: 9,26 €.
 
Expected yearly savings will be:  111
(-1,56%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 29/10/2013:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,102 0,109 0,118 0,129 0,176 0,228 0,266
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,307 0,348 0,380 0,419 0,458 0,490 0,521
12 mo.
0,550
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,099 0,107 0,115 0,128 0,171 0,226 0,260
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
0,300 0,341 0,374 0,411 0,449 0,481 0,511
12m(a)
0,540
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 29/10/2013 at 13:55
 

Monday, 28 October 2013

Euribor 28/10/2013 (12 months & other types)

Forecast of October average: 0,542 (Reliability: 85%)
Oficial value of day 28/10/13: 0,553 (+1,097%)
 
Comments: Today increases 6 thousandths and the rest of the Euribor types with slightly increases  compared yesterday values, and the Euribor at 1 week repeats value: 0,102 (=). The next update will be done tomorrow around 13:50 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/10/2013 0,537 -0,002 -> Reduction compared prev. day:-0,371%
02/10/2013 0,536 -0,001 -> Reduction compared prev. day:-0,186%
03/10/2013 0,537 +0,001 -> Increase compared previ. day:+0,187%
04/10/2013 0,537 =0,000 -> Increase compared previ. day:=0,000%
07/10/2013 0,536 -0,001 -> Reduction compared prev. day:-0,186%
08/10/2013 0,539 +0,003 -> Increase compared previ. day:+0,560%
09/10/2013 0,540 +0,001 -> Increase compared previ. day:+0,186%
10/10/2013 0,541 +0,001 -> Increase compared previ. day:+0,185%
11/10/2013 0,540 -0,001 -> Reduction compared prev. day:-0,185%
14/10/2013 0,541 +0,001 -> Increase compared previ. day:+0,185%
15/10/2013 0,540 -0,001 -> Increase compared previ. day:-0,185%
16/10/2013 0,541 +0,001 -> Increase compared previ. day:+0,185%
17/10/2013 0,538 -0,003 -> Reduction compared prev. day:-0,555%
18/10/2013 0,537 -0,001 -> Reduction compared prev. day:-0,186%
21/10/2013 0,538 +0,001 -> Increase compared previ. day:+0,186%
22/10/2013 0,539 +0,001 -> Increase compared previ. day:+0,186%
23/10/2013 0,537 -0,002 -> Reduction compared prev. day:-0,371%
24/10/2013 0,542 +0,005 -> Increase compared previ. day:+0,931%
25/10/2013 0,547 +0,005 -> Increase compared previ. day:+0,923%
28/10/2013 0,553 +0,006 -> Increase compared previ. day.:+1,097%
29/10/2013 0,553  Theorical expected value       
30/10/2013 0,554  Theorical expected value       
31/10/2013 0,555  Theorical expected value       
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
582,18 €.
Compared one year ago, in October'12 (0,65%): 591,44 €
Expected monthly savings will be: 9,26 €.
 
Expected yearly savings will be:  111
(-1,56%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 28/10/2013:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,102 0,109 0,119 0,130 0,175 0,229 0,266
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,307 0,349 0,383 0,421 0,460 0,492 0,524
12 mo.
0,553
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,099 0,107 0,115 0,128 0,171 0,225 0,260
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
0,299 0,340 0,373 0,410 0,449 0,480 0,511
12m(a)
0,540
 
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 28/10/2013 at 13:55
 

Friday, 25 October 2013

Euribor 25/10/2013 (12 months & other types)

Forecast of October average: 0,539 (Reliability: 80%)
Oficial value of day 25/10/13: 0,547 (+0,923%)
 
Comments: Today increases 5 thousandths and the rest of the Euribor types with slightly changes  compared yesterday values, and the Euribor at 1 week increases one thousandth: 0,102 (+1%). The next update will be done tomorrow around 13:50 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/10/2013 0,537 -0,002 -> Reduction compared prev. day:-0,371%
02/10/2013 0,536 -0,001 -> Reduction compared prev. day:-0,186%
03/10/2013 0,537 +0,001 -> Increase compared previ. day:+0,187%
04/10/2013 0,537 =0,000 -> Increase compared previ. day:=0,000%
07/10/2013 0,536 -0,001 -> Reduction compared prev. day:-0,186%
08/10/2013 0,539 +0,003 -> Increase compared previ. day:+0,560%
09/10/2013 0,540 +0,001 -> Increase compared previ. day:+0,186%
10/10/2013 0,541 +0,001 -> Increase compared previ. day:+0,185%
11/10/2013 0,540 -0,001 -> Reduction compared prev. day:-0,185%
14/10/2013 0,541 +0,001 -> Increase compared previ. day:+0,185%
15/10/2013 0,540 -0,001 -> Increase compared previ. day:-0,185%
16/10/2013 0,541 +0,001 -> Increase compared previ. day:+0,185%
17/10/2013 0,538 -0,003 -> Reduction compared prev. day:-0,555%
18/10/2013 0,537 -0,001 -> Reduction compared prev. day:-0,186%
21/10/2013 0,538 +0,001 -> Increase compared previ. day:+0,186%
22/10/2013 0,539 +0,001 -> Increase compared previ. day:+0,186%
23/10/2013 0,537 -0,002 -> Reduction compared prev. day:-0,371%
24/10/2013 0,542 +0,005 -> Increase compared previ. day:+0,931%
25/10/2013 0,547 +0,005 -> Increase compared previ. day:+0,923%
28/10/2013 0,548  Theorical expected value     
29/10/2013 0,548  Theorical expected value     
30/10/2013 0,548  Theorical expected value     
31/10/2013 0,549  Theorical expected value
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
582,18 €.
Compared one year ago, in October'12 (0,65%): 591,44 €
Expected monthly savings will be: 9,26 €.
 
Expected yearly savings will be:  111
(-1,56%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 25/10/2013:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,102 0,109 0,118 0,130 0,174 0,228 0,264
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,304 0,345 0,380 0,416 0,456 0,486 0,518
12 mo.





0,547





 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,099 0,107 0,115 0,128 0,171 0,225 0,260
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
0,299 0,340 0,373 0,410 0,448 0,480 0,510
12m(a)





0,539





 
Graphic of the current month till today of Euribor at 12 months:
 


Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 25/10/2013 at 13:55