Friday, 30 August 2013

Euribor 30/08/2013 & final value of August average

Final value of August average: 0,542
Oficial value of day 30/8/2013: 0,545 (-0,366%)
 
Comments: Today decreases 2 thousandth, and practically all of the Euribor types are lower or equal compared yesterday values. Coming soon this value will be confirmed by European Central Bank or by the Bank of each country.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/8/2013 0,531 -0,005 -> Reduction compared prev. day:-0,933%
02/8/2013 0,536 +0,005 -> Increase compared previ. day:+0,942%
05/8/2013 0,535 -0,001 -> Reduction compared prev. day :-0,187%
06/8/2013 0,536 +0,001 -> Increase compared previ. day:+0,187%
07/8/2013 0,536 =0,000 -> Increase compared previ. day:=0,000%
08/8/2013 0,537 +0,001 -> Increase compared previ. day:+0,187%
09/8/2013 0,538 +0,001 -> Increase compared previ. day:+0,186%
12/8/2013 0,536 -0,002 -> Reduction compared prev. day:-0,372%
13/8/2013 0,537 +0,001 -> Increase compared previ. day:+0,187%
14/8/2013 0,544 +0,007 -> Increase compared previ. day:+1,304%
15/8/2013 0,543 -0,001 -> Reduction compared prev. day:-0,184%
16/8/2013 0,546 +0,003 -> Increase compared previ. day:+0,552%
19/8/2013 0,545 -0,001 -> Reduction compared prev. day:-0,183%
20/8/2013 0,544 -0,001 -> Reduction compared prev. day:-0,183%
21/8/2013 0,544 =0,000 -> Reduction compared prev. day:=0,000%
22/8/2013 0,549 +0,005 -> Increase compared previ. day:+0,919%
23/8/2013 0,552 +0,003 -> Increase compared previ. day:+0,546%
26/8/2013 0,553 +0,001 -> Increase compared previ. day:+0,181%
27/8/2013 0,550 -0,003 -> Reduction compared prev. day:-0,542%
28/8/2013 0,547 -0,003 -> Reduction compared prev. day:-0,545%
29/8/2013 0,547 =0,000 -> Reduction compared prev. day:=0,000%
30/8/2013 0,545 -0,002 -> Reduction compared prev. day:-0,366%
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
582,43 €.
Compared one year ago, in August'12 (0,877%): 610,65 €
Expected monthly savings will be: 28,22 €.
 
Expected yearly savings will be:  339
(-4,62%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 30/8/2013:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,098 0,107 0,115 0,129 0,175 0,224 0,258
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,296 0,343 0,376 0,411 0,450 0,484 0,515
12 mo.





0,545





 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,103 0,110 0,118 0,128 0,177 0,226 0,261
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
0,298 0,342 0,376 0,409 0,448 0,478 0,509
12m(a)





0,542





 
 
Graphic of the current month till today of Euribor at 12 months:
 


Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 30/8/2013 at 13:55
 

Thursday, 29 August 2013

Euribor 29/8/2013 (12 months & other types)

Forecast of August average: 0,542 (Reliability: 95%)
Oficial value of day 29/8/13: 0,547 (=)
 
Comments: Today repeats value and the rest of the Euribor types with slightly changes compared yesterday values, but the Euribor at 1 week decreases 5 thousandths: 0,100 (-4,7%). The next update will be done tomorrow around 13:50 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/8/2013 0,531 -0,005 -> Reduction compared prev. day:-0,933%
02/8/2013 0,536 +0,005 -> Increase compared previ. day:+0,942%
05/8/2013 0,535 -0,001 -> Reduction compared prev. day :-0,187%
06/8/2013 0,536 +0,001 -> Increase compared previ. day:+0,187%
07/8/2013 0,536 =0,000 -> Increase compared previ. day:=0,000%
08/8/2013 0,537 +0,001 -> Increase compared previ. day:+0,187%
09/8/2013 0,538 +0,001 -> Increase compared previ. day:+0,186%
12/8/2013 0,536 -0,002 -> Reduction compared prev. day:-0,372%
13/8/2013 0,537 +0,001 -> Increase compared previ. day:+0,187%
14/8/2013 0,544 +0,007 -> Increase compared previ. day:+1,304%
15/8/2013 0,543 -0,001 -> Reduction compared prev. day:-0,184%
16/8/2013 0,546 +0,003 -> Increase compared previ. day:+0,552%
19/8/2013 0,545 -0,001 -> Reduction compared prev. day:-0,183%
20/8/2013 0,544 -0,001 -> Reduction compared prev. day:-0,183%
21/8/2013 0,544 =0,000 -> Reduction compared prev. day:=0,000%
22/8/2013 0,549 +0,005 -> Increase compared previ. day:+0,919%
23/8/2013 0,552 +0,003 -> Increase compared previ. day:+0,546%
26/8/2013 0,553 +0,001 -> Increase compared previ. day:+0,181%
27/8/2013 0,550 -0,003 -> Reduction compared prev. day:-0,542%
28/8/2013 0,547 -0,003 -> Reduction compared prev. day:-0,545%
29/8/2013 0,547 =0,000 -> Reduction compared prev. day:=0,000%
30/8/2013 0,545  Theorical expected value
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
582,60 €.
Compared one year ago, in August'12 (0,877%): 610,65 €
Expected monthly savings will be: 28,05 €.
 
Expected yearly savings will be:  337
(-4,59%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 29/8/2013:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,100 0,107 0,115 0,128 0,175 0,225 0,259
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,297 0,345 0,377 0,412 0,452 0,486 0,517
12 mo.
0,547
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,103 0,110 0,118 0,128 0,177 0,226 0,261
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
0,298 0,342 0,376 0,409 0,448 0,478 0,508
12m(a)
0,542
 
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 29/8/2013 at 13:55
 

Wednesday, 28 August 2013

Euribor 28/8/2013 (12 months & other types)

Forecast of August average: 0,542 (Reliability: 90%)
Oficial value of day 28/8/13: 0,547 (-0,545%)
 
Comments: Today decreases 3 thousandths and the rest of the Euribor types with slightly changes compared yesterday values, the Euribor at 1 week decreases one thousandth: 0,105 (-0,94%). The next update will be done tomorrow around 13:50 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/8/2013 0,531 -0,005 -> Reduction compared prev. day:-0,933%
02/8/2013 0,536 +0,005 -> Increase compared previ. day:+0,942%
05/8/2013 0,535 -0,001 -> Reduction compared prev. day :-0,187%
06/8/2013 0,536 +0,001 -> Increase compared previ. day:+0,187%
07/8/2013 0,536 =0,000 -> Increase compared previ. day:=0,000%
08/8/2013 0,537 +0,001 -> Increase compared previ. day:+0,187%
09/8/2013 0,538 +0,001 -> Increase compared previ. day:+0,186%
12/8/2013 0,536 -0,002 -> Reduction compared prev. day:-0,372%
13/8/2013 0,537 +0,001 -> Increase compared previ. day:+0,187%
14/8/2013 0,544 +0,007 -> Increase compared previ. day:+1,304%
15/8/2013 0,543 -0,001 -> Reduction compared prev. day:-0,184%
16/8/2013 0,546 +0,003 -> Increase compared previ. day:+0,552%
19/8/2013 0,545 -0,001 -> Reduction compared prev. day:-0,183%
20/8/2013 0,544 -0,001 -> Reduction compared prev. day:-0,183%
21/8/2013 0,544 =0,000 -> Reduction compared prev. day:=0,000%
22/8/2013 0,549 +0,005 -> Increase compared previ. day:+0,919%
23/8/2013 0,552 +0,003 -> Increase compared previ. day:+0,546%
26/8/2013 0,553 +0,001 -> Increase compared previ. day:+0,181%
27/8/2013 0,550 -0,003 -> Reduction compared prev. day:-0,542%
28/8/2013 0,547 -0,003 -> Reduction compared prev. day:-0,545%
29/8/2013 0,547  Theorical expected value  
30/8/2013 0,545  Theorical expected value
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
582,60 €.
Compared one year ago, in August'12 (0,877%): 610,65 €
Expected monthly savings will be: 28,05 €.
 
Expected yearly savings will be:  337
(-4,59%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 28/8/2013:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,105 0,110 0,118 0,128 0,175 0,225 0,259
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,297 0,344 0,377 0,411 0,452 0,485 0,516
12 mo.
0,547
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,103 0,110 0,118 0,128 0,177 0,226 0,261
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
0,298 0,342 0,376 0,409 0,447 0,478 0,508
12m(a)
0,542
 
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 28/8/2013 at 13:55
 

Tuesday, 27 August 2013

Euribor 27/8/2013 (12 months & other types)

Forecast of August average: 0,543 (Reliability: 85%)
Oficial value of day 27/8/13: 0,550 (-0,542%)
 
Comments: Today decreases 3 thousandths and the rest of the Euribor types with slightly changes compared yesterday values, the Euribor at 1 week repeats value: 0,106 (=). The next update will be done tomorrow around 13:50 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/8/2013 0,531 -0,005 -> Reduction compared prev. day:-0,933%
02/8/2013 0,536 +0,005 -> Increase compared previ. day:+0,942%
05/8/2013 0,535 -0,001 -> Reduction compared prev. day :-0,187%
06/8/2013 0,536 +0,001 -> Increase compared previ. day:+0,187%
07/8/2013 0,536 =0,000 -> Increase compared previ. day:=0,000%
08/8/2013 0,537 +0,001 -> Increase compared previ. day:+0,187%
09/8/2013 0,538 +0,001 -> Increase compared previ. day:+0,186%
12/8/2013 0,536 -0,002 -> Reduction compared prev. day:-0,372%
13/8/2013 0,537 +0,001 -> Increase compared previ. day:+0,187%
14/8/2013 0,544 +0,007 -> Increase compared previ. day:+1,304%
15/8/2013 0,543 -0,001 -> Reduction compared prev. day:-0,184%
16/8/2013 0,546 +0,003 -> Increase compared previ. day:+0,552%
19/8/2013 0,545 -0,001 -> Reduction compared prev. day:-0,183%
20/8/2013 0,544 -0,001 -> Reduction compared prev. day:-0,183%
21/8/2013 0,544 =0,000 -> Reduction compared prev. day:=0,000%
22/8/2013 0,549 +0,005 -> Increase compared previ. day:+0,919%
23/8/2013 0,552 +0,003 -> Increase compared previ. day:+0,546%
26/8/2013 0,553 +0,001 -> Increase compared previ. day:+0,181%
27/8/2013 0,550 -0,003 -> Reduction compared prev. day:-0,542%
28/8/2013 0,551  Theorical expected value  
29/8/2013 0,552  Theorical expected value  
30/8/2013 0,550  Theorical expected value
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
582,60 €.
Compared one year ago, in August'12 (0,877%): 610,65 €
Expected monthly savings will be: 28,05 €.
 
Expected yearly savings will be:  337
(-4,59%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 27/8/2013:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,106 0,110 0,118 0,127 0,175 0,225 0,260
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
0,297 0,345 0,377 0,411 0,452 0,486 0,518
12 mo.
0,550
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,103 0,110 0,118 0,128 0,178 0,226 0,261
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(a) 11m(a)
0,298 0,342 0,376 0,409 0,447 0,477 0,508
12m(a)
0,542
 
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 27/8/2013 at 13:55