Euribor 29/8/2013 (12 months & other types)

Forecast of August average: 0,542 (Reliability: 95%)

Oficial value of day 29/8/13: 0,547 (=)

 

Comments: Today repeats value and the rest of the Euribor types with slightly changes compared yesterday values, but the Euribor at 1 week decreases 5 thousandths: 0,100 (-4,7%). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/8/2013 0,531 -0,005 -> Reduction compared prev. day:-0,933%
02/8/2013 0,536 +0,005 -> Increase compared previ. day:+0,942%
05/8/2013 0,535 -0,001 -> Reduction compared prev. day :-0,187%
06/8/2013 0,536 +0,001 -> Increase compared previ. day:+0,187%
07/8/2013 0,536 =0,000 -> Increase compared previ. day:=0,000%
08/8/2013 0,537 +0,001 -> Increase compared previ. day:+0,187%
09/8/2013 0,538 +0,001 -> Increase compared previ. day:+0,186%
12/8/2013 0,536 -0,002 -> Reduction compared prev. day:-0,372%
13/8/2013 0,537 +0,001 -> Increase compared previ. day:+0,187%
14/8/2013 0,544 +0,007 -> Increase compared previ. day:+1,304%
15/8/2013 0,543 -0,001 -> Reduction compared prev. day:-0,184%
16/8/2013 0,546 +0,003 -> Increase compared previ. day:+0,552%
19/8/2013 0,545 -0,001 -> Reduction compared prev. day:-0,183%
20/8/2013 0,544 -0,001 -> Reduction compared prev. day:-0,183%
21/8/2013 0,544 =0,000 -> Reduction compared prev. day:=0,000%
22/8/2013 0,549 +0,005 -> Increase compared previ. day:+0,919%
23/8/2013 0,552 +0,003 -> Increase compared previ. day:+0,546%
26/8/2013 0,553 +0,001 -> Increase compared previ. day:+0,181%
27/8/2013 0,550 -0,003 -> Reduction compared prev. day:-0,542%
28/8/2013 0,547 -0,003 -> Reduction compared prev. day:-0,545%
29/8/2013 0,547 =0,000 -> Reduction compared prev. day:=0,000%

30/8/2013 0,545  Theorical expected value

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 582,60 €.
Compared one year ago, in August'12 (0,877%): 610,65 €
Expected monthly savings will be: 28,05 €. 
Expected yearly savings will be:  337 € (-4,59%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 29/8/2013:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,100	0,107	0,115	0,128	0,175	0,225	0,259
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,297	0,345	0,377	0,412	0,452	0,486	0,517
12 mo.
0,547

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,103	0,110	0,118	0,128	0,177	0,226	0,261
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,298	0,342	0,376	0,409	0,448	0,478	0,508
12m(a)
0,542

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 29/8/2013 at 13:55