Euribor 3/4/2013 (12 months & other types)

Forecast of April average: 0,543 (Reliability: 10%)

Oficial value of day 3/4/13: 0,544 (-0,735%)

 

Comments: Today  decreases 4 thousandths, and the rest of the Euribor types with slightly changes compared yesterday values, the Euribor at 1 week decreases one thousandth: 0,083 (-1,2%). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/4/2013 0,544 -0,003 -> Reduction compared prev.day:-0,548%
03/4/2013 0,540 -0,004 -> Reduction compared prev.day:-0,735%
04/4/2013 0,540  ECB, not expected changes(=0,75%) 
05/4/2013 0,541  Theorical expected value   
08/4/2013 0,541  Theorical expected value   
09/4/2013 0,541  Theorical expected value   
10/4/2013 0,541  Theorical expected value   
11/4/2013 0,541  Theorical expected value   
12/4/2013 0,542  Theorical expected value   
15/4/2013 0,542  Theorical expected value   
16/4/2013 0,542  Theorical expected value   
17/4/2013 0,540  Theorical expected value   
18/4/2013 0,539  Theorical expected value   
19/4/2013 0,539  Theorical expected value   
22/4/2013 0,539  Theorical expected value   
23/4/2013 0,542  Theorical expected value   
24/4/2013 0,540  Theorical expected value   
25/4/2013 0,540  Theorical expected value   
26/4/2013 0,538  Theorical expected value   
29/4/2013 0,539  Theorical expected value   
30/4/2013 0,541  Theorical expected value

    

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 582,76 €.
Compared one year ago, in April'12 (1,368%): 653,50 €
Expected monthly savings will be: 70,73 €. 
Expected yearly savings will be:  849 € (-10,82%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 3/4/2013:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,083	0,092	0,102	0,117	0,171	0,210	0,250
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,290	0,331	0,366	0,402	0,436	0,470	0,507
12 mo.
0,540

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,084	0,092	0,102	0,117	0,171	0,210	0,250
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,290	0,332	0,367	0,403	0,437	0,472	0,509
12m(a)
0,542

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 3/4/2013 at 13:55