Euribor 29/4/2013 (12 months & other types)

Forecast of April average: 0,529 (Reliability: 95%)

Oficial value of day 29/4/13: 0,513 (-0,388%)

 

Comments: Today  reduces 2 thousandths, and the rest of the Euribor types with slightly changes compared yesterday values, the Euribor at 1 week repeats the value: 0,083 (=). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/4/2013 0,544 -0,003 -> Reduction compared prev.day:-0,548%
03/4/2013 0,540 -0,004 -> Reduction compared prev.day:-0,735%
04/4/2013 0,540 =0,000 -> Reduction compared prev.day:=0,000%
05/4/2013 0,534 -0,006 -> Reduction compared prev.day:-1,111%
08/4/2013 0,534 =0,000 -> Reduction compared prev.day:=0,000%
09/4/2013 0,536 +0,002 -> Increase compared prev. day:+0,375%
10/4/2013 0,537 +0,001 -> Increase compared prev. day:+0,187%
11/4/2013 0,536 -0,001 -> Reduction compared prev.day:-0,186%
12/4/2013 0,534 -0,002 -> Reduction compared prev.day:-0,373%
15/4/2013 0,533 -0,001 -> Reduction compared prev.day:-0,187%
16/4/2013 0,530 -0,003 -> Reduction compared prev.day:-0,563%
17/4/2013 0,531 +0,001 -> Increase compared prev. day:+0,189%
18/4/2013 0,526 -0,005 -> Reduction compared prev.day:-0,942%
19/4/2013 0,526 =0,000 -> Reduction compared prev.day:=0,000%
22/4/2013 0,525 -0,001 -> Reduction compared prev.day:-0,190%
23/4/2013 0,520 -0,005 -> Reduction compared prev.day:-0,952%
24/4/2013 0,518 -0,002 -> Reduction compared prev.day:-0,385%
25/4/2013 0,515 -0,003 -> Reduction compared prev.day:-0,579%
29/4/2013 0,513 -0,002 -> Reduction compared prev.day:-0,388%
30/4/2013 0,512  Theorical expected value          
02/5/2013 0,509  ECB, may be ¿- 0,25? (0,50%)

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 581,35 €.
Compared one year ago, in April'12 (1,368%): 653,50 €
Expected monthly savings will be: 72,14 €. 
Expected yearly savings will be:  865 € (-11,04%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 29/4/2013:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,083	0,091	0,100	0,117	0,166	0,207	0,242
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,282	0,317	0,347	0,378	0,413	0,445	0,480
12 mo.
0,513

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,083	0,092	0,102	0,118	0,169	0,209	0,249
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,288	0,325	0,359	0,392	0,427	0,461	0,497
12m(a)
0,529

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 29/4/2013 at 13:55