Euribor 31/10/2012 & final value of October average

Final value of October average: 0,650

Oficial value of day 31/10/2012: 0,618 (-0,483%)

 

Comments: Today decreases 3 thousandths more, and practically all of the Euribor types are lower compared yesterday values. Coming soon this value will be confirmed by European Central Bank or by the Bank of each country.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
0110/2012 0,685 +0,001 -> Increase compared prev. day:+0,146%
02/10/2012 0,681 -0,004 -> Reduction compared prev.day:-0,584%
03/10/2012 0,677 -0,004 -> Reduction compared prev.day:-0,587%
04/10/2012 0,675 -0,002 -> Reduction compared prev.day:-0,295%
05/10/2012 0,670 -0,005 -> Reduction compared prev.day:-0,741%
08/10/2012 0,666 -0,004 -> Reduction compared prev.day:-0,597%
09/10/2012 0,662 -0,004 -> Reduction compared prev.day:-0,601%
10/10/2012 0,659 -0,003 -> Reduction compared prev.day:-0,453%
11/10/2012 0,655 -0,004 -> Reduction compared prev.day:-0,607%
12/10/2012 0,654 -0,001 -> Reduction compared prev.day:-0,153%
15/10/2012 0,652 -0,002 -> Reduction compared prev.day:-0,306%
16/10/2012 0,651 -0,001 -> Reduction compared prev.day:-0,153%
17/10/2012 0,648 -0,003 -> Reduction compared prev.day:-0,461%
18/10/2012 0,643 -0,005 -> Reduction compared prev.day:-0,772%
19/10/2012 0,641 -0,002 -> Reduction compared prev.day:-0,311%
22/10/2012 0,640 -0,001 -> Reduction compared prev.day:-0,156%
23/10/2012 0,638 -0,002 -> Reduction compared prev.day:-0,313%
24/10/2012 0,634 -0,004 -> Reduction compared prev.day:-0,627%
25/10/2012 0,631 -0,003 -> Reduction compared prev.day:-0,473%
26/10/2012 0,627 -0,004 -> Reduction compared prev.day:-0,634%
29/10/2012 0,624 -0,003 -> Reduction compared prev.day:-0,478%
30/10/2012 0,621 -0,003 -> Reduction compared prev.day:-0,481%
31/10/2012 0,618 -0,003 -> Reduction compared prev.day:-0,483%

    

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 591,44 €.
Compared one year ago, in October'11 (2,11%): 721,55 €
Expected monthly savings will be: 130,12 €. 
Expected yearly savings will be:  1561 € (-18,03%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 31/10/2012:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,079	0,087	0,093	0,110	0,148	0,197	0,258
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,326	0,389	0,430	0,473	0,507	0,549	0,581
12 mo.
0,618

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,080	0,088	0,095	0,111	0,153	0,208	0,272
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,348	0,412	0,455	0,497	0,533	0,575	0,612
12m(a)
0,650

 

Graphic of the current month till today of Euribor at 12 months:

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 31/10/2012 at 13:55

Euribor 30/10/2012 (12 months & other types)

Forecast of October average: 0,650 (Reliability: 96%)

Oficial value of day 30/10/12: 0,621 (-0,481%)

 

Comments: Today decreases 3 thousandths (other minimun historical), and practically all of the Euribor types are lower or equal compared yesterday values, the Euribor at 1 week repeats value: 0,079 (=). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/10/2012 0,685 +0,001 -> Increase compared prev. day:+0,146%
02/10/2012 0,681 -0,004 -> Reduction compared prev.day:-0,584%
03/10/2012 0,677 -0,004 -> Reduction compared prev.day:-0,587%
04/10/2012 0,675 -0,002 -> Reduction compared prev.day:-0,295%
05/10/2012 0,670 -0,005 -> Reduction compared prev.day:-0,741%
08/10/2012 0,666 -0,004 -> Reduction compared prev.day:-0,597%
09/10/2012 0,662 -0,004 -> Reduction compared prev.day:-0,601%
10/10/2012 0,659 -0,003 -> Reduction compared prev.day:-0,453%
11/10/2012 0,655 -0,004 -> Reduction compared prev.day:-0,607%
12/10/2012 0,654 -0,001 -> Reduction compared prev.day:-0,153%
15/10/2012 0,652 -0,002 -> Reduction compared prev.day:-0,306%
16/10/2012 0,651 -0,001 -> Reduction compared prev.day:-0,153%
17/10/2012 0,648 -0,003 -> Reduction compared prev.day:-0,461%
18/10/2012 0,643 -0,005 -> Reduction compared prev.day:-0,772%
19/10/2012 0,641 -0,002 -> Reduction compared prev.day:-0,311%
22/10/2012 0,640 -0,001 -> Reduction compared prev.day:-0,156%
23/10/2012 0,638 -0,002 -> Reduction compared prev.day:-0,313%
24/10/2012 0,634 -0,004 -> Reduction compared prev.day:-0,627%
25/10/2012 0,631 -0,003 -> Reduction compared prev.day:-0,473%
26/10/2012 0,627 -0,004 -> Reduction compared prev.day:-0,634%
29/10/2012 0,624 -0,003 -> Reduction compared prev.day:-0,478%
30/10/2012 0,621 -0,003 -> Reduction compared prev.day:-0,481%
31/10/2012 0,622   Theorical expected value

    

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 591,52 €.
Compared one year ago, in October'11 (2,11%): 721,55 €
Expected monthly savings will be: 130,03 €. 
Expected yearly savings will be:  1560 € (-18,02%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 30/10/2012:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,079	0,087	0,093	0,110	0,149	0,198	0,259
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,329	0,391	0,432	0,474	0,510	0,552	0,584
12 mo.
0,621

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,081	0,088	0,095	0,111	0,153	0,208	0,273
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,349	0,413	0,456	0,498	0,535	0,576	0,613
12m(a)
0,652

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 30/10/2012 at 14:28

Euribor 29/10/2012 (12 months & other types)

Forecast of October average: 0,651 (Reliability: 91%)

Oficial value of day 29/10/12: 0,624 (-0,478%)

 

Comments: Today decreases 3 thousandths (other minimun historical), and practically all of the Euribor types are lower or equal compared yesterday values, the Euribor at 1 week decreases one thousandth: 0,079 (-1,2%). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/10/2012 0,685 +0,001 -> Increase compared prev. day:+0,146%
02/10/2012 0,681 -0,004 -> Reduction compared prev.day:-0,584%
03/10/2012 0,677 -0,004 -> Reduction compared prev.day:-0,587%
04/10/2012 0,675 -0,002 -> Reduction compared prev.day:-0,295%
05/10/2012 0,670 -0,005 -> Reduction compared prev.day:-0,741%
08/10/2012 0,666 -0,004 -> Reduction compared prev.day:-0,597%
09/10/2012 0,662 -0,004 -> Reduction compared prev.day:-0,601%
10/10/2012 0,659 -0,003 -> Reduction compared prev.day:-0,453%
11/10/2012 0,655 -0,004 -> Reduction compared prev.day:-0,607%
12/10/2012 0,654 -0,001 -> Reduction compared prev.day:-0,153%
15/10/2012 0,652 -0,002 -> Reduction compared prev.day:-0,306%
16/10/2012 0,651 -0,001 -> Reduction compared prev.day:-0,153%
17/10/2012 0,648 -0,003 -> Reduction compared prev.day:-0,461%
18/10/2012 0,643 -0,005 -> Reduction compared prev.day:-0,772%
19/10/2012 0,641 -0,002 -> Reduction compared prev.day:-0,311%
22/10/2012 0,640 -0,001 -> Reduction compared prev.day:-0,156%
23/10/2012 0,638 -0,002 -> Reduction compared prev.day:-0,313%
24/10/2012 0,634 -0,004 -> Reduction compared prev.day:-0,627%
25/10/2012 0,631 -0,003 -> Reduction compared prev.day:-0,473%
26/10/2012 0,627 -0,004 -> Reduction compared prev.day:-0,634%
29/10/2012 0,624 -0,003 -> Reduction compared prev.day:-0,478%
30/10/2012 0,624  Theorical expected value                
31/10/2012 0,625  Theorical expected value

    

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 591,52 €.
Compared one year ago, in October'11 (2,11%): 721,55 €
Expected monthly savings will be: 130,03 €. 
Expected yearly savings will be:  1560 € (-18,02%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 29/10/2012:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,079	0,087	0,094	0,110	0,148	0,196	0,261
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,332	0,394	0,434	0,475	0,512	0,554	0,586
12 mo.
0,624

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,081	0,088	0,095	0,111	0,153	0,209	0,273
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,349	0,414	0,457	0,499	0,536	0,577	0,615
12m(a)
0,653

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 29/10/2012 at 14:05

Euribor 26/10/2012 (12 months & other types)

Forecast of October average: 0,651 (Reliability: 87%)

Oficial value of day 26/10/12: 0,627 (-0,634%)

 

Comments: Today decreases 4 thousandths (other minimun historical), and practically all of the Euribor types are lower or equal compared yesterday values, the Euribor at 1 week repeats value: 0,080 (=). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/10/2012 0,685 +0,001 -> Increase compared prev. day:+0,146%
02/10/2012 0,681 -0,004 -> Reduction compared prev.day:-0,584%
03/10/2012 0,677 -0,004 -> Reduction compared prev.day:-0,587%
04/10/2012 0,675 -0,002 -> Reduction compared prev.day:-0,295%
05/10/2012 0,670 -0,005 -> Reduction compared prev.day:-0,741%
08/10/2012 0,666 -0,004 -> Reduction compared prev.day:-0,597%
09/10/2012 0,662 -0,004 -> Reduction compared prev.day:-0,601%
10/10/2012 0,659 -0,003 -> Reduction compared prev.day:-0,453%
11/10/2012 0,655 -0,004 -> Reduction compared prev.day:-0,607%
12/10/2012 0,654 -0,001 -> Reduction compared prev.day:-0,153%
15/10/2012 0,652 -0,002 -> Reduction compared prev.day:-0,306%
16/10/2012 0,651 -0,001 -> Reduction compared prev.day:-0,153%
17/10/2012 0,648 -0,003 -> Reduction compared prev.day:-0,461%
18/10/2012 0,643 -0,005 -> Reduction compared prev.day:-0,772%
19/10/2012 0,641 -0,002 -> Reduction compared prev.day:-0,311%
22/10/2012 0,640 -0,001 -> Reduction compared prev.day:-0,156%
23/10/2012 0,638 -0,002 -> Reduction compared prev.day:-0,313%
24/10/2012 0,634 -0,004 -> Reduction compared prev.day:-0,627%
25/10/2012 0,631 -0,003 -> Reduction compared prev.day:-0,473%
26/10/2012 0,627 -0,004 -> Reduction compared prev.day:-0,634%
29/10/2012 0,626  Theorical expected value               
30/10/2012 0,626  Theorical expected value               
31/10/2012 0,626  Theorical expected value

    

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 591,52 €.
Compared one year ago, in October'11 (2,11%): 721,55 €
Expected monthly savings will be: 130,03 €. 
Expected yearly savings will be:  1560 € (-18,02%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 26/10/2012:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,080	0,087	0,094	0,110	0,149	0,199	0,264
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,335	0,396	0,437	0,477	0,515	0,556	0,591
12 mo.
0,627

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,081	0,088	0,095	0,111	0,153	0,210	0,274
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,350	0,415	0,458	0,500	0,537	0,578	0,616
12m(a)
0,654

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 26/10/2012 at 14:15