Euribor 28/9/2012 & final value of September average

Final value of September average: 0,740

Oficial value of day 28/9/2012: 0,684 (-0,870%)

 

Comments: Today decreases 6 thousandths more, and practically all of the Euribor types are lower compared yesterday values. Coming soon this value will be confirmed by European Central Bank or by the Bank of each country.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
03/09/2012 0,798 -0,007 -> Reduction compared prev.day:-0,870%
04/09/2012 0,791 -0,007 -> Reduction compared prev.day:-0,877%
05/09/2012 0,782 -0,009 -> Reduction compared prev.day:-1,138%
06/09/2012 0,776 -0,006 -> Reduction compared prev.day:-0,767%
07/09/2012 0,773 -0,003 -> Reduction compared prev.day:-0,387%
10/09/2012 0,766 -0,007 -> Reduction compared prev.day:-0,906%
11/09/2012 0,759 -0,007 -> Reduction compared prev.day:-0,914%
12/09/2012 0,753 -0,006 -> Reduction compared prev.day:-0,791%
13/09/2012 0,750 -0,003 -> Reduction compared prev.day:-0,398%
14/09/2012 0,746 -0,004 -> Reduction compared prev.day:-0,533%
17/09/2012 0,742 -0,004 -> Reduction compared prev.day:-0,536%
18/09/2012 0,735 -0,007 -> Reduction compared prev.day:-0,943%
19/09/2012 0,728 -0,007 -> Reduction compared prev.day:-0,952%
20/09/2012 0,719 -0,009 -> Reduction compared prev.day:-1,236%
21/09/2012 0,711 -0,008 -> Reduction compared prev.day:-1,113%
24/09/2012 0,703 -0,008 -> Reduction compared prev.day:-1,125%
25/09/2012 0,697 -0,006 -> Reduction compared prev.day:-0,853%
26/09/2012 0,694 -0,003 -> Reduction compared prev.day:-0,430%
27/09/2012 0,690 -0,004 -> Reduction compared prev.day:-0,576%
28/09/2012 0,684 -0,006 -> Reduction compared prev.day:-0,870%

    

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 599,01 €.
Compared one year ago, in Setember'11 (2,067%): 717,50 €
Expected monthly savings will be: 118,50 €. 
Expected yearly savings will be:  1422 € (-16,51%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 28/9/2012:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,083	0,089	0,097	0,115	0,158	0,220	0,285
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,369	0,437	0,486	0,527	0,566	0,606	0,645
12 mo.
0,684

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,086	0,095	0,102	0,119	0,170	0,246	0,320
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,410	0,484	0,533	0,577	0,618	0,659	0,700
12m(a)
0,740

 

Graphic of the current month till today of Euribor at 12 months:

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 28/9/2012 at 14:25

Euribor 27/9/2012 (12 months & other types)

Forecast of Setember average: 0,740 (Reliability: 95%)

Oficial value of day 27/9/12: 0,690 (-0,576%)

 

Comments: Today reduces others 4 thousandths more, (60 thousandths lower than the official price of money) and practically all of the Euribor types are lower compared yesterday values, the Euribor at 1 week reduces 3 thousandths: 0,082 (-3,5%). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
03/09/2012 0,798 -0,007 -> Reduction compared prev.day:-0,870%
04/09/2012 0,791 -0,007 -> Reduction compared prev.day:-0,877%
05/09/2012 0,782 -0,009 -> Reduction compared prev.day:-1,138%
06/09/2012 0,776 -0,006 -> Reduction compared prev.day:-0,767%
07/09/2012 0,773 -0,003 -> Reduction compared prev.day:-0,387%
10/09/2012 0,766 -0,007 -> Reduction compared prev.day:-0,906%
11/09/2012 0,759 -0,007 -> Reduction compared prev.day:-0,914%
12/09/2012 0,753 -0,006 -> Reduction compared prev.day:-0,791%
13/09/2012 0,750 -0,003 -> Reduction compared prev.day:-0,398%
14/09/2012 0,746 -0,004 -> Reduction compared prev.day:-0,533%
17/09/2012 0,742 -0,004 -> Reduction compared prev.day:-0,536%
18/09/2012 0,735 -0,007 -> Reduction compared prev.day:-0,943%
19/09/2012 0,728 -0,007 -> Reduction compared prev.day:-0,952%
20/09/2012 0,719 -0,009 -> Reduction compared prev.day:-1,236%
21/09/2012 0,711 -0,008 -> Reduction compared prev.day:-1,113%
24/09/2012 0,703 -0,008 -> Reduction compared prev.day:-1,125%
25/09/2012 0,697 -0,006 -> Reduction compared prev.day:-0,853%
26/09/2012 0,694 -0,003 -> Reduction compared prev.day:-0,430%
27/09/2012 0,690 -0,004 -> Reduction compared prev.day:-0,576%
28/09/2012 0,687  Theorical expected value

    

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 599,01 €.
Compared one year ago, in Setember'11 (2,067%): 717,50 €
Expected monthly savings will be: 118,50 €. 
Expected yearly savings will be:  1422 € (-16,51%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 27/9/2012:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,082	0,090	0,097	0,115	0,159	0,221	0,286
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,372	0,442	0,490	0,532	0,571	0,612	0,651
12 mo.
0,690

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,087	0,095	0,102	0,119	0,171	0,248	0,321
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,412	0,486	0,535	0,579	0,621	0,662	0,703
12m(a)
0,743

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 27/9/2012 at 14:25

Euribor 26/9/2012 (12 months & other types)

Forecast of Setember average: 0,740 (Reliability: 90%)

Oficial value of day 26/9/12: 0,694 (-0,430%)

 

Comments: Today reduces others 3 thousandths more, (56 thousandths lower than the official price of money) and practically all of the Euribor types are lower or equal compared yesterday values, the Euribor at 1 week repeats value: 0,085 (=). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
03/09/2012 0,798 -0,007 -> Reduction compared prev.day:-0,870%
04/09/2012 0,791 -0,007 -> Reduction compared prev.day:-0,877%
05/09/2012 0,782 -0,009 -> Reduction compared prev.day:-1,138%
06/09/2012 0,776 -0,006 -> Reduction compared prev.day:-0,767%
07/09/2012 0,773 -0,003 -> Reduction compared prev.day:-0,387%
10/09/2012 0,766 -0,007 -> Reduction compared prev.day:-0,906%
11/09/2012 0,759 -0,007 -> Reduction compared prev.day:-0,914%
12/09/2012 0,753 -0,006 -> Reduction compared prev.day:-0,791%
13/09/2012 0,750 -0,003 -> Reduction compared prev.day:-0,398%
14/09/2012 0,746 -0,004 -> Reduction compared prev.day:-0,533%
17/09/2012 0,742 -0,004 -> Reduction compared prev.day:-0,536%
18/09/2012 0,735 -0,007 -> Reduction compared prev.day:-0,943%
19/09/2012 0,728 -0,007 -> Reduction compared prev.day:-0,952%
20/09/2012 0,719 -0,009 -> Reduction compared prev.day:-1,236%
21/09/2012 0,711 -0,008 -> Reduction compared prev.day:-1,113%
24/09/2012 0,703 -0,008 -> Reduction compared prev.day:-1,125%
25/09/2012 0,697 -0,006 -> Reduction compared prev.day:-0,853%
26/09/2012 0,694 -0,003 -> Reduction compared prev.day:-0,430%
27/09/2012 0,692  Theorical expected value    
28/09/2012 0,691  Theorical expected value   

    

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 599,01 €.
Compared one year ago, in Setember'11 (2,067%): 717,50 €
Expected monthly savings will be: 118,50 €. 
Expected yearly savings will be:  1422 € (-16,51%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 26/9/2012:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,085	0,093	0,100	0,117	0,161	0,222	0,289
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,376	0,446	0,494	0,536	0,576	0,617	0,656
12 mo.
0,694

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,087	0,095	0,103	0,119	0,171	0,249	0,323
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,414	0,489	0,538	0,582	0,624	0,664	0,706
12m(a)
0,746

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 26/9/2012 at 14:25

Euribor 25/9/2012 (12 months & other types)

Forecast of Setember average: 0,740 (Reliability: 85%)

Oficial value of day 25/9/12: 0,697 (-0,853%)

 

Comments: Today reduces others 6 thousandths more, (53 thousandths lower than the official price of money) and practically all of the Euribor types are lower compared yesterday values, the Euribor at 1 week repeats value: 0,085 (=). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
03/09/2012 0,798 -0,007 -> Reduction compared prev.day:-0,870%
04/09/2012 0,791 -0,007 -> Reduction compared prev.day:-0,877%
05/09/2012 0,782 -0,009 -> Reduction compared prev.day:-1,138%
06/09/2012 0,776 -0,006 -> Reduction compared prev.day:-0,767%
07/09/2012 0,773 -0,003 -> Reduction compared prev.day:-0,387%
10/09/2012 0,766 -0,007 -> Reduction compared prev.day:-0,906%
11/09/2012 0,759 -0,007 -> Reduction compared prev.day:-0,914%
12/09/2012 0,753 -0,006 -> Reduction compared prev.day:-0,791%
13/09/2012 0,750 -0,003 -> Reduction compared prev.day:-0,398%
14/09/2012 0,746 -0,004 -> Reduction compared prev.day:-0,533%
17/09/2012 0,742 -0,004 -> Reduction compared prev.day:-0,536%
18/09/2012 0,735 -0,007 -> Reduction compared prev.day:-0,943%
19/09/2012 0,728 -0,007 -> Reduction compared prev.day:-0,952%
20/09/2012 0,719 -0,009 -> Reduction compared prev.day:-1,236%
21/09/2012 0,711 -0,008 -> Reduction compared prev.day:-1,113%
24/09/2012 0,703 -0,008 -> Reduction compared prev.day:-1,125%
25/09/2012 0,697 -0,006 -> Reduction compared prev.day:-0,853%
26/09/2012 0,695  Theorical expected value   
27/09/2012 0,693  Theorical expected value   
28/09/2012 0,692  Theorical expected value     

    

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 599,01 €.
Compared one year ago, in Setember'11 (2,067%): 717,50 €
Expected monthly savings will be: 118,50 €. 
Expected yearly savings will be:  1422 € (-16,51%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 25/9/2012:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,085	0,093	0,100	0,117	0,161	0,222	0,291
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,378	0,448	0,495	0,538	0,577	0,619	0,658
12 mo.
0,697

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,087	0,095	0,103	0,119	0,172	0,251	0,325
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,416	0,491	0,540	0,585	0,627	0,667	0,709
12m(a)
0,749

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 25/9/2012 at 14:25