Tuesday 31 August 2010

Euribor 31/8/2010 & final value of August average

Final value of August average: 1,421
Oficial value of day 31/8/2010: 1,414
 
Comments: Coming soon this value will be confirmed by European Central Bank or by the Bank of each country.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
02/08/2010 1,418 +0,001 -> Increase compared preve. day:+0,071%
03/08/2010 1,419 +0,001 -> Reduction compared prev. day:+0,071%
04/08/2010 1,421 +0,002 -> Increase compared preve. day:+0,141%
05/08/2010 1,425 +0,004 -> Increase compared preve. day:+0,281%
06/08/2010 1,428 +0,003 -> Increase compared preve. day:+0,211%
09/08/2010 1,427 -0,001 -> Reduction compared prev. day:-0,070%
10/08/2010 1,428 +0,001 -> Increase compared preve. day:+0,070%
11/08/2010 1,427 -0,001 -> Reduction compared prev. day:-0,070%
12/08/2010 1,423 -0,004 -> Reduction compared prev. day:-0,280%
13/08/2010 1,423 =0,000 -> Reduction compared prev. day:=0,000%
16/08/2010 1,421 -0,002 -> Reduction compared prev. day:-0,141%
17/08/2010 1,421 =0,000 -> Reduction compared prev. day:=0,000%
18/08/2010 1,423 +0,002 -> Increase compared preve. day:+0,141%
19/08/2010 1,424 +0,001 -> Increase compared preve. day:+0,070%
20/08/2010 1,420 -0,004 -> Reduction compared prev. day:-0,281%
23/08/2010 1,418 -0,002 -> Reduction compared prev. day:-0,141%
24/08/2010 1,417 -0,001 -> Reduction compared prev. day:-0,071%
25/08/2010 1,417 =0,000 -> Reduction compared prev. day:=0,000%
26/08/2010 1,417 =0,000 -> Reduction compared prev. day:=0,000%
27/08/2010 1,417 =0,000 -> Reduction compared prev. day:=0,000%
30/08/2010 1,415 -0,002 -> Reduction compared prev. day:-0,141%
31/08/2010 1,414 -0,001 ->  Reduction compared prev. day:-0,071%   
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
658,23€
Compared one year ago, in August'09 (1,334%): 650,47 €
Expected monthly extra expenses will be: 7
,76€
Expected yearly extra expenses will be:  93
 € (+1,19%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 31/8/2010:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,514 0,545 0,576 0,622 0,715 0,886 0,957
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,040 1,137 1,188 1,234 1,282 1,326 1,367
12 mo.
1,414
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,544 0,574 0,599 0,640 0,726 0,896 0,963
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(av) 11m(av)
1,050 1,147 1,192 1,238 1,290 1,330 1,372
12m(av)
1,421
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 31/8/2010 at 14:05
 

No comments:

Post a Comment

Note: only a member of this blog may post a comment.