Friday, 13 August 2010

Euribor 13/8/2010 (12 months & other types)

Forecast of August average: 1,421 (Reliability: 45%)
Oficial value of day 13/8/10: 1,423
 
Comments: The next update will be done tomorrow around 12:00 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
02/08/2010 1,418 +0,001 -> Increase compared preve. day:+0,071%
03/08/2010 1,419 +0,001 -> Reduction compared prev. day:+0,071%
04/08/2010 1,421 +0,002 -> Increase compared preve. day:+0,141%
05/08/2010 1,425 +0,004 -> Increase compared preve. day:+0,281%
06/08/2010 1,428 +0,003 -> Increase compared preve. day:+0,211%
09/08/2010 1,427 -0,001 -> Reduction compared prev. day:-0,070%
10/08/2010 1,428 +0,001 -> Increase compared preve. day:+0,070%
11/08/2010 1,427 -0,001 -> Reduction compared prev. day:-0,070%
12/08/2010 1,423 -0,004 -> Reduction compared prev. day:-0,280%
13/08/2010 1,423 =0,000 -> Reduction compared prev. day:=0,000%
16/08/2010 1,421  Theorical expected value   
17/08/2010 1,421  Theorical expected value   
18/08/2010 1,419  Theorical expected value   
19/08/2010 1,420  Theorical expected value   
20/08/2010 1,418  Theorical expected value   
23/08/2010 1,420  Theorical expected value   
24/08/2010 1,419  Theorical expected value   
25/08/2010 1,418  Theorical expected value   
26/08/2010 1,418  Theorical expected value   
27/08/2010 1,419  Theorical expected value   
30/08/2010 1,418  Theorical expected value   
31/08/2010 1,417  Theorical expected value
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
650,47€
Compared one year ago, in August'09 (1,334%): 658,23 €
Expected monthly extra expenses will be: 7
,76€
Expected yearly extra expenses will be:  93
 € (+1,19%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 13/8/2010:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,550 0,582 0,603 0,647 0,730 0,898 0,967
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,054 1,153 1,195 1,240 1,294 1,333 1,376
12 mo.
1,423
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,564 0,593 0,613 0,648 0,731 0,901 0,967
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(av) 11m(av)
1,054 1,152 1,195 1,240 1,294 1,332 1,375
12m(av)
1,424
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 13/8/2010 at 17:05
 

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