Euribor 23/7/2009 (12 months & other types)

Forecast of July average: 1,420 (Reliability: 74%)
Oficial value of day 23/7/09: 1,379

 

Comments: The next update will be done tomorrow around 14:30 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/07/2009 1,497 -0,007 -> Reduction compared prev. day:-0,465%
02/07/2009 1,486 -0,011 -> Reduction compared prev. day:-0,735%
03/07/2009 1,468 -0,018 -> Reduction compared prev. day:-1,211%
06/07/2009 1,456 -0,012 -> Reduction compared prev. day:-0,817%
07/07/2009 1,452 -0,004 -> Reduction compared prev. day:-0,275%
08/07/2009 1,440 -0,012 -> Reduction compared prev. day:-0,826%
09/07/2009 1,436 -0,004 -> Reduction compared prev. day:-0,278%
10/07/2009 1,433 -0,003 -> Reduction compared prev. day:-0,209%
13/07/2009 1,426 -0,007 -> Reduction compared prev. day:-0,488%
14/07/2009 1,419 -0,007 -> Reduction compared prev. day:-0,491%
15/07/2009 1,413 -0,006 -> Reduction compared prev. day:-0,423%
16/07/2009 1,409 -0,004 -> Reduction compared prev. day:-0,283%
17/07/2009 1,395 -0,014 -> Reduction compared prev. day:-0,994%
20/07/2009 1,389 -0,006 -> Reduction compared prev. day:-0,430%
21/07/2009 1,382 -0,007 -> Reduction compared prev. day:-0,504%
22/07/2009 1,381 -0,001 -> Reduction compared prev. day:-0,072%
23/07/2009 1,379 -0,002 -> Reduction compared prev. day:-0,145%
24/07/2009 1,382  Theorical expected value  
27/07/2009 1,378  Theorical expected value  
28/07/2009 1,375  Theorical expected value  
29/07/2009 1,378  Theorical expected value  
30/07/2009 1,381  Theorical expected value  
31/07/2009 1,384  Theorical expected value

 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 658,14€
Compared one year ago (in July'08: 1066,84 €):
Expected monthly savings will be.: 408 €
Expected Yearly savings will be.: 4904 € (-38,31%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 11 months of 23/7/2009:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,365	0,402	0,462	0,558	0,745	0,927	1,011
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,093	1,175	1,208	1,247	1,293	1,33	1,354

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 23/07/2009 at 14:35