Wednesday, 1 July 2009

Euribor 01/7/2009 (12 months & other types)

Forecast of July average: 1,489 (Reliability: 4%)
Oficial value of day 01/7/09: 1,497
 
Comments: The next update will be done tomorrow around 16:00 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/07/2009 1,497 -0,007 -> Reduction compared prev. day:-0,465%
02/07/2009 1,494  Theorical expected value  
03/07/2009 1,488  Theorical expected value  
06/07/2009 1,491  Theorical expected value  
07/07/2009 1,489  Theorical expected value  
08/07/2009 1,490  Theorical expected value  
09/07/2009 1,491  Theorical expected value  
10/07/2009 1,489  Theorical expected value  
13/07/2009 1,488  Theorical expected value  
14/07/2009 1,485  Theorical expected value  
15/07/2009 1,483  Theorical expected value  
16/07/2009 1,489  Theorical expected value  
17/07/2009 1,492  Theorical expected value  
20/07/2009 1,490  Theorical expected value  
21/07/2009 1,490  Theorical expected value  
22/07/2009 1,489  Theorical expected value  
23/07/2009 1,488  Theorical expected value  
24/07/2009 1,490  Theorical expected value  
27/07/2009 1,487  Theorical expected value  
28/07/2009 1,484  Theorical expected value  
29/07/2009 1,487  Theorical expected value  
30/07/2009 1,490  Theorical expected value  
31/07/2009 1,493  Theorical expected value
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
664,33€
Compared one year ago (in July'08: 1066,84 €):
Expected monthly savings will be.: 402 €
Expected Yearly savings will be.: 4830 € (-37,33%) 

 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 11 months of 01/7/2009:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,47 0,56 0,641 0,74 0,899 1,085 1,169
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,239 1,303 1,341 1,378 1,419 1,443 1,473
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 1/07/2009 at 12:35
 

No comments:

Post a Comment

Note: only a member of this blog may post a comment.