Wednesday, 27 May 2009

Euribor 27/5/2009 (12 months & other types)

Forecast of May average: 1,645 (Reliability: 90%)
Oficial value of day 27/5/09: 1,638
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
04/05/2009 1,718 -0,010 -> Reduction compared prev. day:-0,579%
05/05/2009 1,710 -0,008 -> Reduction compared prev. day:-0,466%
06/05/2009 1,704 -0,006 -> Reduction compared prev. day:-0,351%
07/05/2009 1,699 -0,005 -> Reduction compared prev. day:-0,293%
08/05/2009 1,676 -0,023 -> Reduction compared prev. day:-1,354%
11/05/2009 1,655 -0,021 -> Reduction compared prev. day:-1,253%
12/05/2009 1,647 -0,008 -> Reduction compared prev. day:-0,483%
13/05/2009 1,636 -0,011 -> Reduction compared prev. day:-0,668%
14/05/2009 1,623 -0,013 -> Reduction compared prev. day:-0,795%
15/05/2009 1,610 -0,013 -> Reduction compared prev. day:-0,801%
18/05/2009 1,602 -0,008 -> Reduction compared prev. day:-0,497%
19/05/2009 1,595 -0,007 -> Reduction compared prev. day:-0,437%
20/05/2009 1,606 0,011 -> Difference compared prev. day:+0,690%
21/05/2009 1,613 0,007 -> Difference compared prev. day:+0,436%
22/05/2009 1,622 0,009 -> Difference compared prev. day:+0,558%
25/05/2009 1,631 0,009 -> Difference compared prev. day:+0,555%
26/05/2009 1,632 0,001 -> Difference compared prev. day:+0,061%
27/05/2009 1,638 0,006 -> Difference compared prev. day:+0,368%
28/05/2009 1,638  Theorical expected value   
29/05/2009 1,638  Theorical expected value   
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 678,44€
Compared one year ago (in May'08: 1021,34 €):
Expected monthly savings will be.: 343 €
Expected Yearly savings will be.: 4115 € (-33,57%) 

 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 11 months of 27/05/2009:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,94 0,935 0,939 0,941 1,088 1,27 1,339
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,408 1,471 1,501 1,538 1,568 1,591 1,612
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 27/05/2009 at 11:20
 

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