Euribor, forecast for today of february average: 2,259

Oficial value of today 30/1/09: 2,273
Hypothetic projected value: 2,259 (reliability: 5%)

(Date format: d/m/yyyy)
<__date__interest>
2/2/2009 2,2730 Theorical expected value
3/2/2009 2,2715 Theorical expected value
4/2/2009 2,2700 Theorical expected value
5/2/2009 2,2685 Theorical expected value
6/2/2009 2,2670 Theorical expected value
9/2/2009 2,2655 Theorical expected value
10/2/2009 2,2640 Theorical expected value
11/2/2009 2,2625 Theorical expected value
12/2/2009 2,2610 Theorical expected value
13/2/2009 2,2595 Theorical expected value
16/2/2009 2,2580 Theorical expected value
17/2/2009 2,2565 Theorical expected value
18/2/2009 2,2550 Theorical expected value
19/2/2009 2,2535 Theorical expected value
20/2/2009 2,2520 Theorical expected value
23/2/2009 2,2505 Theorical expected value
24/2/2009 2,2490 Theorical expected value
25/2/2009 2,2475 Theorical expected value
26/2/2009 2,2460 Theorical expected value
27/2/2009 2,2445 Theorical expected value

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.

The monthly payment will be: 735,69€ (-22,54%, compared one year ago)
Compared one year ago the expected monthly savings will be: 214€, and the expected yearly savings will be: 2569€

(The monthly payments are calculated using the french metod type)