Wednesday, 6 May 2009

Euribor 6/5/2009 (12 months & other types)

Forecast of May average: 1,674 (Reliability: 15%)
Oficial value of day 06/5/09: 1,704

__Date___Interest rate_
04/05/2009 1,718 -0,010 -> Reduction compared prev. day:-0,579%
05/05/2009 1,710 -0,008 -> Reduction compared prev. day:-0,466%
06/05/2009 1,704 -0,006 -> Reduction compared prev. day:-0,351%
07/05/2009 1,699  ECB hypothetic reduction rates: -0,25 
08/05/2009 1,695  Theorical expected value 
11/05/2009 1,692  Theorical expected value 
12/05/2009 1,691  Theorical expected value 
13/05/2009 1,687  Theorical expected value 
14/05/2009 1,685  Theorical expected value 
15/05/2009 1,680  Theorical expected value 
18/05/2009 1,676  Theorical expected value 
19/05/2009 1,664  Theorical expected value 
20/05/2009 1,659  Theorical expected value 
21/05/2009 1,654  Theorical expected value 
22/05/2009 1,654  Theorical expected value 
25/05/2009 1,652  Theorical expected value 
26/05/2009 1,650  Theorical expected value 
27/05/2009 1,645  Theorical expected value 
28/05/2009 1,638  Theorical expected value 
29/05/2009 1,632  Theorical expected value 
   
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 681,09€
Compared one year ago (in May'08: 1021,34 €):
Expected monthly savings will be.: 340 €
Expected Yearly savings will be.: 4083 € (-33,31%) 

 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 11 months of 06/05/2009:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,734 0,784 0,832 0,904 1,135 1,334 1,404
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,464 1,534 1,569 1,599 1,626 1,653 1,678
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 06/05/2009 at 14:00

Tuesday, 5 May 2009

Euribor 5/5/2009 (12 months & other types)

Forecast of May average: 1,671 (Reliability: 10%)
Oficial value of day 05/5/09: 1,710

__Date___Interest rate_
04/05/2009 1,718 -0,010 -> Reduction compared prev. day:-0,579%
05/05/2009 1,710 -0,008 -> Reduction compared prev. day:-0,466%
06/05/2009 1,698  Theorical expected value
07/05/2009 1,693  ECB hypothetic reduction rates: -0,25
08/05/2009 1,689  Theorical expected value
11/05/2009 1,686  Theorical expected value
12/05/2009 1,685  Theorical expected value
13/05/2009 1,681  Theorical expected value
14/05/2009 1,679  Theorical expected value
15/05/2009 1,674  Theorical expected value
18/05/2009 1,670  Theorical expected value
19/05/2009 1,658  Theorical expected value
20/05/2009 1,653  Theorical expected value
21/05/2009 1,648  Theorical expected value
22/05/2009 1,648  Theorical expected value
25/05/2009 1,646  Theorical expected value
26/05/2009 1,644  Theorical expected value
27/05/2009 1,639  Theorical expected value
28/05/2009 1,632  Theorical expected value
29/05/2009 1,626  Theorical expected value
   
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 680,81€
Compared one year ago (in May'08: 1021,34 €):
Expected monthly savings will be.: 340 €
Expected Yearly savings will be.: 4086 € (-33,34%) 

 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 11 months of 05/05/2009:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,75 0,807 0,849 0,918 1,147 1,344 1,414
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,473 1,543 1,578 1,608 1,634 1,661 1,686
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 05/05/2009 at 14:00

Monday, 4 May 2009

Euribor 4/5/2009 (12 months & other types)

Forecast of May average: 1,671 (Reliability: 5%)
Oficial value of day 04/5/09: 1,718
Comment: Exceptionally tomorrow (05/05) the daily information will be publicated around 15:00 hours.

__Date___Interest rate_
04/05/2009 1,718 -0,010 -> Reduction compared prev. day:-0,579%
05/05/2009 1,712  Theorical expected value   
06/05/2009 1,700  Theorical expected value   
07/05/2009 1,695  ECB hypothetic reduction rates: -0,25 
08/05/2009 1,691  Theorical expected value   
11/05/2009 1,688  Theorical expected value   
12/05/2009 1,687  Theorical expected value   
13/05/2009 1,683  Theorical expected value   
14/05/2009 1,681  Theorical expected value   
15/05/2009 1,676  Theorical expected value   
18/05/2009 1,672  Theorical expected value   
19/05/2009 1,660  Theorical expected value   
20/05/2009 1,655  Theorical expected value   
21/05/2009 1,650  Theorical expected value   
22/05/2009 1,650  Theorical expected value   
25/05/2009 1,648  Theorical expected value   
26/05/2009 1,646  Theorical expected value   
27/05/2009 1,641  Theorical expected value   
28/05/2009 1,634  Theorical expected value   
29/05/2009 1,628  Theorical expected value    
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 680,81€
Compared one year ago (in May'08: 1021,34 €):
Expected monthly savings will be.: 340 €
Expected Yearly savings will be.: 4086 € (-33,34%) 

 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 11 months of 04/05/2009:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,773 0,825 0,863 0,931 1,157 1,354 1,424
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,48 1,553 1,589 1,618 1,643 1,67 1,695
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 04/05/2009 at 11:20