Euribor 30/04/2013 & final value of April average

Final value of April average: 0,528

Oficial value of day 30/4/2013: 0,510 (-0,585%)

 

Comments: Today decreases 3 thousandth, a new minimum historical in the daily value and also in the monthly average, and all of the Euribor types are lower or equal compared yesterday values. Coming soon this value will be confirmed by European Central Bank or by the Bank of each country.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/4/2013 0,544 -0,003 -> Reduction compared prev.day:-0,548%
03/4/2013 0,540 -0,004 -> Reduction compared prev.day:-0,735%
04/4/2013 0,540 =0,000 -> Reduction compared prev.day:=0,000%
05/4/2013 0,534 -0,006 -> Reduction compared prev.day:-1,111%
08/4/2013 0,534 =0,000 -> Reduction compared prev.day:=0,000%
09/4/2013 0,536 +0,002 -> Increase compared prev. day:+0,375%
10/4/2013 0,537 +0,001 -> Increase compared prev. day:+0,187%
11/4/2013 0,536 -0,001 -> Reduction compared prev.day:-0,186%
12/4/2013 0,534 -0,002 -> Reduction compared prev.day:-0,373%
15/4/2013 0,533 -0,001 -> Reduction compared prev.day:-0,187%
16/4/2013 0,530 -0,003 -> Reduction compared prev.day:-0,563%
17/4/2013 0,531 +0,001 -> Increase compared prev. day:+0,189%
18/4/2013 0,526 -0,005 -> Reduction compared prev.day:-0,942%
19/4/2013 0,526 =0,000 -> Reduction compared prev.day:=0,000%
22/4/2013 0,525 -0,001 -> Reduction compared prev.day:-0,190%
23/4/2013 0,520 -0,005 -> Reduction compared prev.day:-0,952%
24/4/2013 0,518 -0,002 -> Reduction compared prev.day:-0,385%
25/4/2013 0,515 -0,003 -> Reduction compared prev.day:-0,579%
29/4/2013 0,513 -0,002 -> Reduction compared prev.day:-0,388%
30/4/2013 0,510 -0,003 -> Reduction compared prev.day:-0,585%         

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 581,27 €.
Compared one year ago, in April'12 (1,368%): 653,50 €
Expected monthly savings will be: 72,23 €. 
Expected yearly savings will be:  867 € (-11,05%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 30/4/2013:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,083	0,092	0,101	0,116	0,165	0,207	0,242
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,281	0,315	0,346	0,376	0,411	0,442	0,479
12 mo.
0,510

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,083	0,092	0,102	0,118	0,169	0,209	0,248
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,287	0,324	0,359	0,391	0,427	0,460	0,496
12m(a)
0,528

 

Graphic of the current month till today of Euribor at 12 months:

 

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 30/4/2013 at 13:55

Euribor 29/4/2013 (12 months & other types)

Forecast of April average: 0,529 (Reliability: 95%)

Oficial value of day 29/4/13: 0,513 (-0,388%)

 

Comments: Today  reduces 2 thousandths, and the rest of the Euribor types with slightly changes compared yesterday values, the Euribor at 1 week repeats the value: 0,083 (=). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/4/2013 0,544 -0,003 -> Reduction compared prev.day:-0,548%
03/4/2013 0,540 -0,004 -> Reduction compared prev.day:-0,735%
04/4/2013 0,540 =0,000 -> Reduction compared prev.day:=0,000%
05/4/2013 0,534 -0,006 -> Reduction compared prev.day:-1,111%
08/4/2013 0,534 =0,000 -> Reduction compared prev.day:=0,000%
09/4/2013 0,536 +0,002 -> Increase compared prev. day:+0,375%
10/4/2013 0,537 +0,001 -> Increase compared prev. day:+0,187%
11/4/2013 0,536 -0,001 -> Reduction compared prev.day:-0,186%
12/4/2013 0,534 -0,002 -> Reduction compared prev.day:-0,373%
15/4/2013 0,533 -0,001 -> Reduction compared prev.day:-0,187%
16/4/2013 0,530 -0,003 -> Reduction compared prev.day:-0,563%
17/4/2013 0,531 +0,001 -> Increase compared prev. day:+0,189%
18/4/2013 0,526 -0,005 -> Reduction compared prev.day:-0,942%
19/4/2013 0,526 =0,000 -> Reduction compared prev.day:=0,000%
22/4/2013 0,525 -0,001 -> Reduction compared prev.day:-0,190%
23/4/2013 0,520 -0,005 -> Reduction compared prev.day:-0,952%
24/4/2013 0,518 -0,002 -> Reduction compared prev.day:-0,385%
25/4/2013 0,515 -0,003 -> Reduction compared prev.day:-0,579%
29/4/2013 0,513 -0,002 -> Reduction compared prev.day:-0,388%
30/4/2013 0,512  Theorical expected value          
02/5/2013 0,509  ECB, may be ¿- 0,25? (0,50%)

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 581,35 €.
Compared one year ago, in April'12 (1,368%): 653,50 €
Expected monthly savings will be: 72,14 €. 
Expected yearly savings will be:  865 € (-11,04%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 29/4/2013:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,083	0,091	0,100	0,117	0,166	0,207	0,242
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,282	0,317	0,347	0,378	0,413	0,445	0,480
12 mo.
0,513

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,083	0,092	0,102	0,118	0,169	0,209	0,249
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,288	0,325	0,359	0,392	0,427	0,461	0,497
12m(a)
0,529

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 29/4/2013 at 13:55

Euribor 26/4/2013 (12 months & other types)

Forecast of April average: 0,529 (Reliability: 90%)

Oficial value of day 26/4/13: 0,515 (=)

 

Comments: Today  repeats value, and the rest of the Euribor types with slightly changes compared yesterday values, the Euribor at 1 week repeats the value: 0,083 (=). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/4/2013 0,544 -0,003 -> Reduction compared prev.day:-0,548%
03/4/2013 0,540 -0,004 -> Reduction compared prev.day:-0,735%
04/4/2013 0,540 =0,000 -> Reduction compared prev.day:=0,000%
05/4/2013 0,534 -0,006 -> Reduction compared prev.day:-1,111%
08/4/2013 0,534 =0,000 -> Reduction compared prev.day:=0,000%
09/4/2013 0,536 +0,002 -> Increase compared prev. day:+0,375%
10/4/2013 0,537 +0,001 -> Increase compared prev. day:+0,187%
11/4/2013 0,536 -0,001 -> Reduction compared prev.day:-0,186%
12/4/2013 0,534 -0,002 -> Reduction compared prev.day:-0,373%
15/4/2013 0,533 -0,001 -> Reduction compared prev.day:-0,187%
16/4/2013 0,530 -0,003 -> Reduction compared prev.day:-0,563%
17/4/2013 0,531 +0,001 -> Increase compared prev. day:+0,189%
18/4/2013 0,526 -0,005 -> Reduction compared prev.day:-0,942%
19/4/2013 0,526 =0,000 -> Reduction compared prev.day:=0,000%
22/4/2013 0,525 -0,001 -> Reduction compared prev.day:-0,190%
23/4/2013 0,520 -0,005 -> Reduction compared prev.day:-0,952%
24/4/2013 0,518 -0,002 -> Reduction compared prev.day:-0,385%
25/4/2013 0,515 -0,003 -> Reduction compared prev.day:-0,579%
26/4/2013 0,515 =0,000 -> Reduction compared prev.day:=0,000%
29/4/2013 0,514  Theorical expected value           
30/4/2013 0,512  Theorical expected value           
02/5/2013 0,510  ECB, may be ¿- 0,25? (0,50%)

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 581,35 €.
Compared one year ago, in April'12 (1,368%): 653,50 €
Expected monthly savings will be: 72,14 €. 
Expected yearly savings will be:  865 € (-11,04%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 26/4/2013:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,083	0,092	0,100	0,117	0,167	0,207	0,244
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,284	0,318	0,349	0,380	0,415	0,446	0,482
12 mo.
0,515

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,083	0,092	0,102	0,118	0,169	0,209	0,249
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,288	0,325	0,360	0,393	0,428	0,462	0,498
12m(a)
0,530

 

Graphic of the current month till today of Euribor at 12 months:

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 26/4/2013 at 13:55

Euribor 25/4/2013 (12 months & other types)

Forecast of April average: 0,529 (Reliability: 85%)

Oficial value of day 25/4/13: 0,515 (-0,579%)

 

Comments: Today  decreases 3 thousandths, and the rest of the Euribor types with slightly changes compared yesterday values, the Euribor at 1 week repeats the value: 0,083 (=). The next update will be done tomorrow around 13:50 hours. It seems that the next week (2nd of May) the ECB "will burn the last cartridge" and could decrease the official interest rates in 25 basic points leaving the oficial interest rate in Eurozone at 0,50%, but we will see....

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/4/2013 0,544 -0,003 -> Reduction compared prev.day:-0,548%
03/4/2013 0,540 -0,004 -> Reduction compared prev.day:-0,735%
04/4/2013 0,540 =0,000 -> Reduction compared prev.day:=0,000%
05/4/2013 0,534 -0,006 -> Reduction compared prev.day:-1,111%
08/4/2013 0,534 =0,000 -> Reduction compared prev.day:=0,000%
09/4/2013 0,536 +0,002 -> Increase compared prev. day:+0,375%
10/4/2013 0,537 +0,001 -> Increase compared prev. day:+0,187%
11/4/2013 0,536 -0,001 -> Reduction compared prev.day:-0,186%
12/4/2013 0,534 -0,002 -> Reduction compared prev.day:-0,373%
15/4/2013 0,533 -0,001 -> Reduction compared prev.day:-0,187%
16/4/2013 0,530 -0,003 -> Reduction compared prev.day:-0,563%
17/4/2013 0,531 +0,001 -> Increase compared prev. day:+0,189%
18/4/2013 0,526 -0,005 -> Reduction compared prev.day:-0,942%
19/4/2013 0,526 =0,000 -> Reduction compared prev.day:=0,000%
22/4/2013 0,525 -0,001 -> Reduction compared prev.day:-0,190%
23/4/2013 0,520 -0,005 -> Reduction compared prev.day:-0,952%
24/4/2013 0,518 -0,002 -> Reduction compared prev.day:-0,385%
25/4/2013 0,515 -0,003 -> Reduction compared prev.day:-0,579%
26/4/2013 0,515  Theorical expected value           
29/4/2013 0,514  Theorical expected value           
30/4/2013 0,512  Theorical expected value           
02/5/2013 0,510  ECB, may be ¿- 0,25? (0,50%)

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 581,35 €.
Compared one year ago, in April'12 (1,368%): 653,50 €
Expected monthly savings will be: 72,14 €. 
Expected yearly savings will be:  865 € (-11,04%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 25/4/2013:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,083	0,092	0,100	0,117	0,167	0,206	0,246
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,285	0,318	0,350	0,380	0,416	0,447	0,483
12 mo.
0,515

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,083	0,092	0,102	0,118	0,170	0,209	0,249
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,288	0,326	0,361	0,393	0,429	0,463	0,499
12m(a)
0,531

 

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 25/4/2013 at 13:55

Euribor 24/4/2013 (12 months & other types)

Forecast of April average: 0,530 (Reliability: 80%)

Oficial value of day 24/4/13: 0,518 (-0,385%)

 

Comments: Today  decreases 2 thousandths, and the rest of the Euribor types with slightly changes compared yesterday values, the Euribor at 1 week repeats the value: 0,083 (=). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/4/2013 0,544 -0,003 -> Reduction compared prev.day:-0,548%
03/4/2013 0,540 -0,004 -> Reduction compared prev.day:-0,735%
04/4/2013 0,540 =0,000 -> Reduction compared prev.day:=0,000%
05/4/2013 0,534 -0,006 -> Reduction compared prev.day:-1,111%
08/4/2013 0,534 =0,000 -> Reduction compared prev.day:=0,000%
09/4/2013 0,536 +0,002 -> Increase compared prev. day:+0,375%
10/4/2013 0,537 +0,001 -> Increase compared prev. day:+0,187%
11/4/2013 0,536 -0,001 -> Reduction compared prev.day:-0,186%
12/4/2013 0,534 -0,002 -> Reduction compared prev.day:-0,373%
15/4/2013 0,533 -0,001 -> Reduction compared prev.day:-0,187%
16/4/2013 0,530 -0,003 -> Reduction compared prev.day:-0,563%
17/4/2013 0,531 +0,001 -> Increase compared prev. day:+0,189%
18/4/2013 0,526 -0,005 -> Reduction compared prev.day:-0,942%
19/4/2013 0,526 =0,000 -> Reduction compared prev.day:=0,000%
22/4/2013 0,525 -0,001 -> Reduction compared prev.day:-0,190%
23/4/2013 0,520 -0,005 -> Reduction compared prev.day:-0,952%
24/4/2013 0,518 -0,002 -> Reduction compared prev.day:-0,385%
25/4/2013 0,518  Theorical expected value              
26/4/2013 0,518  Theorical expected value              
29/4/2013 0,519  Theorical expected value              
30/4/2013 0,518  Theorical expected value

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 582,76 €.
Compared one year ago, in April'12 (1,368%): 653,50 €
Expected monthly savings will be: 70,73 €. 
Expected yearly savings will be:  849 € (-10,82%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 24/4/2013:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,083	0,091	0,100	0,118	0,168	0,206	0,246
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,286	0,319	0,354	0,384	0,418	0,450	0,486
12 mo.
0,518

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,083	0,092	0,102	0,118	0,170	0,209	0,249
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,288	0,326	0,361	0,394	0,430	0,464	0,499
12m(a)
0,532

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 24/4/2013 at 13:55