Euribor 6/12/2012 (12 months & other types)

Forecast of December average: 0,570 (Reliability: 20%)

Oficial value of day 6/12/12: 0,570 (-0,524%)

 

Comments: Today decreases three thousandths (a new minimun historical), and practically all of the Euribor types with slightly changes  compared yesterday values, the Euribor at 1 week decreases one thousandth: 0,076 (-1'3%). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
03/12/2012 0,574 =0,000 -> Reduction compared prev.day:=0,000%
04/12/2012 0,574 =0,000 -> Reduction compared prev.day:=0,000%
05/12/2012 0,573 -0,001 -> Reduction compared prev.day:-0,174%
06/12/2012 0,570 -0,003 -> Reduction compared prev.day:-0,524%
07/12/2012 0,570  Theorical expected value
10/12/2012 0,570  Theorical expected value
11/12/2012 0,570  Theorical expected value
12/12/2012 0,570  Theorical expected value
13/12/2012 0,569  Theorical expected value
14/12/2012 0,569  Theorical expected value
17/12/2012 0,569  Theorical expected value
18/12/2012 0,569  Theorical expected value
19/12/2012 0,569  Theorical expected value
20/12/2012 0,570  Theorical expected value
21/12/2012 0,570  Theorical expected value
24/12/2012 0,568  Theorical expected value
27/12/2012 0,568  Theorical expected value
28/12/2012 0,567  Theorical expected value
31/12/2012 0,567  Theorical expected value   

    

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 584,76 €.
Compared one year ago, in December'11 (2,004%): 711,59 €
Expected monthly savings will be: 126,84 €. 
Expected yearly savings will be:  1522 € (-17,82%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 6/12/2012:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,076	0,083	0,091	0,112	0,148	0,190	0,233
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
0,290	0,339	0,379	0,419	0,452	0,494	0,531
12 mo.
0,570

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,077	0,083	0,091	0,113	0,148	0,190	0,235
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
0,290	0,341	0,381	0,422	0,455	0,498	0,535
12m(a)
0,573

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 06/12/2012 at 13:55