Wednesday 15 September 2010

Euribor 15/9/2010 (12 months & other types)

Forecast of September average: 1,417 (Reliability: 50%)
Oficial value of day 15/9/10: 1,422
 
Comments: The next update will be done tomorrow around 13:00 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/09/2010 1,411 -0,003 -> Reduction compared prev. day:-0,212%
02/09/2010 1,413 +0,002 -> Increase compared preve. day:+0,142%
03/09/2010 1,414 +0,001 -> Increase compared preve. day:+0,071%
06/09/2010 1,413 -0,001 -> Reduction compared prev. day:-0,071%
07/09/2010 1,412 -0,001 -> Reduction compared prev. day:-0,071%
08/09/2010 1,413 +0,001 -> Increase compared preve. day:+0,071%
09/09/2010 1,415 +0,002 -> Increase compared preve. day:+0,142%
10/09/2010 1,418 +0,003 -> Increase compared preve. day:+0,212%
13/09/2010 1,420 +0,002 -> Increase compared preve. day:+0,141%
14/09/2010 1,419 -0,001 -> Reduction compared prev. day:-0,070%
15/09/2010 1,422 +0,003 ->  Increase compared preve. day:+0,211%
16/09/2010 1,421   Theorical expected value           
17/09/2010 1,421   Theorical expected value           
20/09/2010 1,420   Theorical expected value           
21/09/2010 1,420   Theorical expected value           
22/09/2010 1,419   Theorical expected value           
23/09/2010 1,419   Theorical expected value           
24/09/2010 1,419   Theorical expected value           
27/09/2010 1,420   Theorical expected value           
28/09/2010 1,419   Theorical expected value           
29/09/2010 1,418   Theorical expected value           
30/09/2010 1,419   Theorical expected value      
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
657,87€
Compared one year ago, in September'09 (1,261%): 644,01 €
Expected monthly extra expenses will be: 14

Expected yearly extra expenses will be:  166
 € (+2,15%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 15/9/2010:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,500 0,536 0,575 0,617 0,710 0,876 0,956
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,039 1,139 1,188 1,234 1,287 1,329 1,373
12 mo.
1,422
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 3 w(av) 1 m(av) 2 m(av) 3 m(av) 4 m(av)
0,506 0,539 0,573 0,617 0,710 0,880 0,956
5 m(av) 6 m(av) 7 m(av) 8 m(av) 9 m(av) 10m(av) 11m(av)
1,039 1,135 1,187 1,233 1,283 1,325 1,368
12m(av)
1,415
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 15/9/2010 at 13:05
 

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