Euribor 4/2/2009, forecast for today of february average: 2,228

Oficial value of today 4/2/09: 2,236
Hypothetic projected value: 2,228 (reliability: 15%)

(Date format: d/m/yy)
<__date__interest>
2/2/2009 2,2590 -0,0140 -> Reduction compared prev. day:-0,616%
3/2/2009 2,2460 -0,0130 -> Reduction compared prev. day:-0,575%
4/2/2009 2,2360 -0,0100 -> Reduction compared yesterday:-0,445%
5/2/2009 2,2348 Theorical expected value
6/2/2009 2,2336 Theorical expected value
9/2/2009 2,2324 Theorical expected value
10/2/2009 2,2312 Theorical expected value
11/2/2009 2,2300 Theorical expected value
12/2/2009 2,2288 Theorical expected value
13/2/2009 2,2276 Theorical expected value
16/2/2009 2,2264 Theorical expected value
17/2/2009 2,2252 Theorical expected value
18/2/2009 2,2240 Theorical expected value
19/2/2009 2,2228 Theorical expected value
20/2/2009 2,2216 Theorical expected value
23/2/2009 2,2204 Theorical expected value
24/2/2009 2,2192 Theorical expected value
25/2/2009 2,2180 Theorical expected value
26/2/2009 2,2168 Theorical expected value
27/2/2009 2,2156 Theorical expected value

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.

The monthly payment will be: 732,74€ (-22,85%, compared one year ago)
Compared one year ago the expected monthly savings will be: 217€, and the expected yearly savings will be: 2604€

(The monthly payments are calculated using the french metod type)