Euribor 21/11/2014 (12 months & other types)

Forecast of November average: 0,336 (Reliability: 75%)

Oficial value of day 21/11/14: 0,334 (-0,595%)

Comments: In this day decreases 2 thousands compared yesterday values (the minimum historical was on 9/10/14: 0,332) and practically all the rest of the Euribor types with slightly changes compared yesterday values, except the Euribor at 1 week which increases 5 thousands: +0,001 (+125%). The next update will be done the next day around 13:40 hours. 

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
03/11/2014 0,339 -0,001 -> Reduction compared prev.day:-0,294%

04/11/2014 0,338 -0,001 -> Reduction compared prev.day:-0,295%

05/11/2014 0,337 -0,001 -> Reduction compared prev.day:-0,296%

06/11/2014 0,337 =0,000 -> Reduction compared prev.day:=0,000%

07/11/2014 0,336 -0,001 -> Reduction compared prev.day:-0,297%

10/11/2014 0,336 =0,000 -> Reduction compared prev.day:=0,000%

11/11/2014 0,336 =0,000 -> Reduction compared prev.day:=0,000%

12/11/2014 0,336 =0,000 -> Reduction compared prev.day.:=0,000%

13/11/2014 0,334 -0,002 -> Reduction compared prev.day:-0,595%

14/11/2014 0,333 -0,001 -> Reduction compared prev.day:-0,299%

17/11/2014 0,332 -0,001 -> Reduction compared prev.day:-0,300%

18/11/2014 0,334 +0,002 -> Increase compared prev. day:+0,602%

19/11/2014 0,336 +0,002 -> Increase compared prev. day:+0,599%

20/11/2014 0,336 =0,000 -> Reduction compared prev.day:=0,000%

21/11/2014 0,334 -0,002 -> Reduction compared prev.day:-0,595%

24/11/2014 0,336  Theorical expected value 

25/11/2014 0,336  Theorical expected value 

26/11/2014 0,336  Theorical expected value 

27/11/2014 0,336  Theorical expected value 

28/11/2014 0,335  Theorical expected value 

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 565,65 €.
Compared one year ago, in November'13 (0,506%): 565,65 €
Expected monthly savings will be: 14 €. 
Expected yearly savings will be:  166 € (-2,38%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 21/11/2014:

1 we.	2 we.	1 mo.	2 mo.
0,001	-0,002	0,009	0,041
3 mo.	6 mo.	9 mo.	12 mo.
0,081	0,181	0,256	0,334

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av)	2 w(av)	1 m(av)	2 m(av)
-0,015	-0,006	0,009	0,044
3 m(av)	6 m(av)	9 m(av)	12m(a)
0,081	0,182	0,257	0,336

Graphic of the current month till today of Euribor at 12 months:

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 21/11/2014 at 13:36