Euribor 28/11/2014 & final value of November average

Final value of November average: 0,335

Oficial value of day 28/11/2014: 0,331 (=)

 

Comments: Today repeats value and practically all of the Euribor types with lower or equal datas compared yesterday values. Coming soon this value will be confirmed by European Central Bank or by the Bank of each country.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
03/11/2014 0,339 -0,001 -> Reduction compared prev.day:-0,294%

04/11/2014 0,338 -0,001 -> Reduction compared prev.day:-0,295%

05/11/2014 0,337 -0,001 -> Reduction compared prev.day:-0,296%

06/11/2014 0,337 =0,000 -> Reduction compared prev.day:=0,000%

07/11/2014 0,336 -0,001 -> Reduction compared prev.day:-0,297%

10/11/2014 0,336 =0,000 -> Reduction compared prev.day:=0,000%

11/11/2014 0,336 =0,000 -> Reduction compared prev.day:=0,000%

12/11/2014 0,336 =0,000 -> Reduction compared prev.day.:=0,000%

13/11/2014 0,334 -0,002 -> Reduction compared prev.day:-0,595%

14/11/2014 0,333 -0,001 -> Reduction compared prev.day:-0,299%

17/11/2014 0,332 -0,001 -> Reduction compared prev.day:-0,300%

18/11/2014 0,334 +0,002 -> Increase compared prev. day:+0,602%

19/11/2014 0,336 +0,002 -> Increase compared prev. day:+0,599%

20/11/2014 0,336 =0,000 -> Reduction compared prev.day:=0,000%

21/11/2014 0,334 -0,002 -> Reduction compared prev.day:-0,595%

24/11/2014 0,332 -0,002 -> Reduction compared prev.day:-0,599%

25/11/2014 0,332 =0,000 -> Reduction compared prev.day:=0,000%

26/11/2014 0,334 +0,002 -> Increase compared prev. day:+0,602%

27/11/2014 0,331 -0,003 -> Reduction compared prev.day:-0,898%

28/11/2014 0,331 =0,000 -> Reduction compared prev.day:=0,000%

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 565,41 €.
Compared one year ago, in November'13 (0,506%): 565,65 €
Expected monthly savings will be: 14 €. 
Expected yearly savings will be:  168 € (-2,42%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 28/11/2014:

1 we.	2 we.	1 mo.	2 mo.
0,001	0,001	0,020	0,044
3 mo.	6 mo.	9 mo.	12 mo.
0,082	0,180	0,257	0,331

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av) -0,010 -0,004 0,010 0,044 3 m(av) 6 m(av) 9 m(av) 12m(a) 0,081 0,182 0,257 0,335

Graphic of the current month till today of Euribor at 12 months:

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 28/11/2014 at 13:55

Euribor 27/11/2014 (12 months & other types)

Forecast of November average: 0,335 (Reliability: 95%)

Oficial value of day 27/11/14: 0,331 (-0,898%)

Comments: In this day decreases 3 thousands making a new minimum historical (the minimum historical was on 27/11/14: 0,331) and practically all the rest of the Euribor types with slightly changes compared yesterday values, except the Euribor at 1 week which decreases 10 thousands: +0,005 (-67%). The next update will be done the next day around 13:40 hours. 

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
03/11/2014 0,339 -0,001 -> Reduction compared prev.day:-0,294%

04/11/2014 0,338 -0,001 -> Reduction compared prev.day:-0,295%

05/11/2014 0,337 -0,001 -> Reduction compared prev.day:-0,296%

06/11/2014 0,337 =0,000 -> Reduction compared prev.day:=0,000%

07/11/2014 0,336 -0,001 -> Reduction compared prev.day:-0,297%

10/11/2014 0,336 =0,000 -> Reduction compared prev.day:=0,000%

11/11/2014 0,336 =0,000 -> Reduction compared prev.day:=0,000%

12/11/2014 0,336 =0,000 -> Reduction compared prev.day.:=0,000%

13/11/2014 0,334 -0,002 -> Reduction compared prev.day:-0,595%

14/11/2014 0,333 -0,001 -> Reduction compared prev.day:-0,299%

17/11/2014 0,332 -0,001 -> Reduction compared prev.day:-0,300%

18/11/2014 0,334 +0,002 -> Increase compared prev. day:+0,602%

19/11/2014 0,336 +0,002 -> Increase compared prev. day:+0,599%

20/11/2014 0,336 =0,000 -> Reduction compared prev.day:=0,000%

21/11/2014 0,334 -0,002 -> Reduction compared prev.day:-0,595%

24/11/2014 0,332 -0,002 -> Reduction compared prev.day:-0,599%

25/11/2014 0,332 =0,000 -> Reduction compared prev.day:=0,000%

26/11/2014 0,334 +0,002 -> Increase compared prev. day:+0,602%

27/11/2014 0,331 -0,003 -> Reduction compared prev.day:-0,898%

28/11/2014 0,332  Theorical expected value

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 565,65 €.
Compared one year ago, in November'13 (0,506%): 565,65 €
Expected monthly savings will be: 14 €. 
Expected yearly savings will be:  166 € (-2,38%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 27/11/2014:

1 we.	2 we.	1 mo.	2 mo.
0,005	0,003	0,016	0,044
3 mo.	6 mo.	9 mo.	12 mo.
0,082	0,181	0,257	0,331

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av)	2 w(av)	1 m(av)	2 m(av)
-0,010	-0,004	0,009	0,044
3 m(av)	6 m(av)	9 m(av)	12m(a)
0,081	0,182	0,257	0,335

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 27/11/2014 at 13:36

Euribor 26/11/2014 (12 months & other types)

Forecast of November average: 0,336 (Reliability: 90%)

Oficial value of day 26/11/14: 0,336 (+0,602)

Comments: In this day increases 2 thousands (the minimum historical was on 9/10/14: 0,332) and practically all the rest of the Euribor types with slightly changes compared yesterday values, except the Euribor at 1 week which increases 6 thousands: +0,015 (+67%). The next update will be done the next day around 13:40 hours. 

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
03/11/2014 0,339 -0,001 -> Reduction compared prev.day:-0,294%

04/11/2014 0,338 -0,001 -> Reduction compared prev.day:-0,295%

05/11/2014 0,337 -0,001 -> Reduction compared prev.day:-0,296%

06/11/2014 0,337 =0,000 -> Reduction compared prev.day:=0,000%

07/11/2014 0,336 -0,001 -> Reduction compared prev.day:-0,297%

10/11/2014 0,336 =0,000 -> Reduction compared prev.day:=0,000%

11/11/2014 0,336 =0,000 -> Reduction compared prev.day:=0,000%

12/11/2014 0,336 =0,000 -> Reduction compared prev.day.:=0,000%

13/11/2014 0,334 -0,002 -> Reduction compared prev.day:-0,595%

14/11/2014 0,333 -0,001 -> Reduction compared prev.day:-0,299%

17/11/2014 0,332 -0,001 -> Reduction compared prev.day:-0,300%

18/11/2014 0,334 +0,002 -> Increase compared prev. day:+0,602%

19/11/2014 0,336 +0,002 -> Increase compared prev. day:+0,599%

20/11/2014 0,336 =0,000 -> Reduction compared prev.day:=0,000%

21/11/2014 0,334 -0,002 -> Reduction compared prev.day:-0,595%

24/11/2014 0,332 -0,002 -> Reduction compared prev.day:-0,599%

25/11/2014 0,332 =0,000 -> Reduction compared prev.day:=0,000%

26/11/2014 0,334 +0,002 -> Increase compared prev. day:+0,602%

27/11/2014 0,334  Theorical expected value

28/11/2014 0,335  Theorical expected value

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 565,65 €.
Compared one year ago, in November'13 (0,506%): 565,65 €
Expected monthly savings will be: 14 €. 
Expected yearly savings will be:  166 € (-2,38%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 26/11/2014:

1 we.	2 we.	1 mo.	2 mo.
0,015	0,008	0,009	0,045
3 mo.	6 mo.	9 mo.	12 mo.
0,082	0,182	0,257	0,334

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av)	2 w(av)	1 m(av)	2 m(av)
-0,011	-0,005	0,009	0,044
3 m(av)	6 m(av)	9 m(av)	12m(a)
0,081	0,182	0,257	0,335

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 26/11/2014 at 13:36

Euribor 25/11/2014 (12 months & other types)

Forecast of November average: 0,336 (Reliability: 85%)

Oficial value of day 25/11/14: 0,332 (=)

Comments: In this day repeats value compared yesterday values achieving the minimun historical (the minimum historical was on 9/10/14: 0,332) and practically all the rest of the Euribor types with slightly changes compared yesterday values, except the Euribor at 1 week which increases 4 thousands: +0,009 (+40%). The next update will be done the next day around 13:40 hours. 

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
03/11/2014 0,339 -0,001 -> Reduction compared prev.day:-0,294%

04/11/2014 0,338 -0,001 -> Reduction compared prev.day:-0,295%

05/11/2014 0,337 -0,001 -> Reduction compared prev.day:-0,296%

06/11/2014 0,337 =0,000 -> Reduction compared prev.day:=0,000%

07/11/2014 0,336 -0,001 -> Reduction compared prev.day:-0,297%

10/11/2014 0,336 =0,000 -> Reduction compared prev.day:=0,000%

11/11/2014 0,336 =0,000 -> Reduction compared prev.day:=0,000%

12/11/2014 0,336 =0,000 -> Reduction compared prev.day.:=0,000%

13/11/2014 0,334 -0,002 -> Reduction compared prev.day:-0,595%

14/11/2014 0,333 -0,001 -> Reduction compared prev.day:-0,299%

17/11/2014 0,332 -0,001 -> Reduction compared prev.day:-0,300%

18/11/2014 0,334 +0,002 -> Increase compared prev. day:+0,602%

19/11/2014 0,336 +0,002 -> Increase compared prev. day:+0,599%

20/11/2014 0,336 =0,000 -> Reduction compared prev.day:=0,000%

21/11/2014 0,334 -0,002 -> Reduction compared prev.day:-0,595%

24/11/2014 0,332 -0,002 -> Reduction compared prev.day:-0,599%

25/11/2014 0,332 =0,000 -> Reduction compared prev.day:=0,000%

26/11/2014 0,332  Theorical expected value

27/11/2014 0,332  Theorical expected value

28/11/2014 0,333  Theorical expected value

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 565,65 €.
Compared one year ago, in November'13 (0,506%): 565,65 €
Expected monthly savings will be: 14 €. 
Expected yearly savings will be:  166 € (-2,38%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 25/11/2014:

1 we.	2 we.	1 mo.	2 mo.
0,009	0,001	0,009	0,042
3 mo.	6 mo.	9 mo.	12 mo.
0,081	0,181	0,257	0,332

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av)	2 w(av)	1 m(av)	2 m(av)
-0,013	-0,005	0,009	0,044
3 m(av)	6 m(av)	9 m(av)	12m(a)
0,081	0,182	0,257	0,335

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 25/11/2014 at 13:36

Euribor 24/11/2014 (12 months & other types)

Forecast of November average: 0,336 (Reliability: 80%)

Oficial value of day 24/11/14: 0,332 (-0,599%)

Comments: In this day decreases 2 thousands compared yesterday values achieving the minimun historical (the minimum historical was on 9/10/14: 0,332) and practically all the rest of the Euribor types with slightly changes compared yesterday values, except the Euribor at 1 week which increases 4 thousands: +0,005 (+400%). The next update will be done the next day around 13:40 hours. 

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
03/11/2014 0,339 -0,001 -> Reduction compared prev.day:-0,294%

04/11/2014 0,338 -0,001 -> Reduction compared prev.day:-0,295%

05/11/2014 0,337 -0,001 -> Reduction compared prev.day:-0,296%

06/11/2014 0,337 =0,000 -> Reduction compared prev.day:=0,000%

07/11/2014 0,336 -0,001 -> Reduction compared prev.day:-0,297%

10/11/2014 0,336 =0,000 -> Reduction compared prev.day:=0,000%

11/11/2014 0,336 =0,000 -> Reduction compared prev.day:=0,000%

12/11/2014 0,336 =0,000 -> Reduction compared prev.day.:=0,000%

13/11/2014 0,334 -0,002 -> Reduction compared prev.day:-0,595%

14/11/2014 0,333 -0,001 -> Reduction compared prev.day:-0,299%

17/11/2014 0,332 -0,001 -> Reduction compared prev.day:-0,300%

18/11/2014 0,334 +0,002 -> Increase compared prev. day:+0,602%

19/11/2014 0,336 +0,002 -> Increase compared prev. day:+0,599%

20/11/2014 0,336 =0,000 -> Reduction compared prev.day:=0,000%

21/11/2014 0,334 -0,002 -> Reduction compared prev.day:-0,595%

24/11/2014 0,332 -0,002 -> Reduction compared prev.day:-0,599%

25/11/2014 0,332  Theorical expected value

26/11/2014 0,332  Theorical expected value

27/11/2014 0,332  Theorical expected value

28/11/2014 0,333  Theorical expected value

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 565,65 €.
Compared one year ago, in November'13 (0,506%): 565,65 €
Expected monthly savings will be: 14 €. 
Expected yearly savings will be:  166 € (-2,38%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 24/11/2014:

1 we.	2 we.	1 mo.	2 mo.
0,005	-0,002	0,009	0,043
3 mo.	6 mo.	9 mo.	12 mo.
0,081	0,182	0,256	0,332

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av)	2 w(av)	1 m(av)	2 m(av)
-0,014	-0,006	0,009	0,044
3 m(av)	6 m(av)	9 m(av)	12m(a)
0,081	0,182	0,257	0,335

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 24/11/2014 at 13:36

Euribor 21/11/2014 (12 months & other types)

Forecast of November average: 0,336 (Reliability: 75%)

Oficial value of day 21/11/14: 0,334 (-0,595%)

Comments: In this day decreases 2 thousands compared yesterday values (the minimum historical was on 9/10/14: 0,332) and practically all the rest of the Euribor types with slightly changes compared yesterday values, except the Euribor at 1 week which increases 5 thousands: +0,001 (+125%). The next update will be done the next day around 13:40 hours. 

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
03/11/2014 0,339 -0,001 -> Reduction compared prev.day:-0,294%

04/11/2014 0,338 -0,001 -> Reduction compared prev.day:-0,295%

05/11/2014 0,337 -0,001 -> Reduction compared prev.day:-0,296%

06/11/2014 0,337 =0,000 -> Reduction compared prev.day:=0,000%

07/11/2014 0,336 -0,001 -> Reduction compared prev.day:-0,297%

10/11/2014 0,336 =0,000 -> Reduction compared prev.day:=0,000%

11/11/2014 0,336 =0,000 -> Reduction compared prev.day:=0,000%

12/11/2014 0,336 =0,000 -> Reduction compared prev.day.:=0,000%

13/11/2014 0,334 -0,002 -> Reduction compared prev.day:-0,595%

14/11/2014 0,333 -0,001 -> Reduction compared prev.day:-0,299%

17/11/2014 0,332 -0,001 -> Reduction compared prev.day:-0,300%

18/11/2014 0,334 +0,002 -> Increase compared prev. day:+0,602%

19/11/2014 0,336 +0,002 -> Increase compared prev. day:+0,599%

20/11/2014 0,336 =0,000 -> Reduction compared prev.day:=0,000%

21/11/2014 0,334 -0,002 -> Reduction compared prev.day:-0,595%

24/11/2014 0,336  Theorical expected value 

25/11/2014 0,336  Theorical expected value 

26/11/2014 0,336  Theorical expected value 

27/11/2014 0,336  Theorical expected value 

28/11/2014 0,335  Theorical expected value 

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 565,65 €.
Compared one year ago, in November'13 (0,506%): 565,65 €
Expected monthly savings will be: 14 €. 
Expected yearly savings will be:  166 € (-2,38%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 21/11/2014:

1 we.	2 we.	1 mo.	2 mo.
0,001	-0,002	0,009	0,041
3 mo.	6 mo.	9 mo.	12 mo.
0,081	0,181	0,256	0,334

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av)	2 w(av)	1 m(av)	2 m(av)
-0,015	-0,006	0,009	0,044
3 m(av)	6 m(av)	9 m(av)	12m(a)
0,081	0,182	0,257	0,336

Graphic of the current month till today of Euribor at 12 months:

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 21/11/2014 at 13:36