Thursday, 9 October 2014

Euribor 9/10/2014 (12 months & other types)

Forecast of October average: 0,330 (Reliability: 28%)
Oficial value of day 9/10/14: 0,332 (-0,300%)

Comments: In this day decreases one thousand compared yesterday value (the minimum historical was on 9/10/14: 0,332) and practically all the rest of the Euribor types with slightly changes compared yesterday values, the Euribor at 1 week repeats value: -0,020 (=). The next update will be done tomorrow around 13:50 hours. 
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
01/10/2014 0,338 =0,000 -> Reduction compared prev.day:=0,000%
02/10/2014 0,334 -0,004 -> Reduction compared prev.day:-1,183%
03/10/2014 0,335 +0,001 -> Increase compared previ. day:+0,299%
06/10/2014 0,334 -0,001 -> Reduction compared prev.day:-0,299%
07/10/2014 0,333 -0,001 -> Reduction compared prev.day:-0,299%
08/10/2014 0,333 =0,000 -> Reduction compared prev.day:=0,000%
09/10/2014 0,332 -0,001 -> Reduction compared prev.day:-0,300%
10/10/2014 0,333  Theorical expected value 
13/10/2014 0,332  Theorical expected value 
14/10/2014 0,332  Theorical expected value 
15/10/2014 0,331  Theorical expected value 
16/10/2014 0,330  Theorical expected value 
17/10/2014 0,330  Theorical expected value 
20/10/2014 0,330  Theorical expected value 
21/10/2014 0,329  Theorical expected value 
22/10/2014 0,329  Theorical expected value 
23/10/2014 0,328  Theorical expected value 
24/10/2014 0,328  Theorical expected value 
27/10/2014 0,327  Theorical expected value 
28/10/2014 0,327  Theorical expected value 
29/10/2014 0,327  Theorical expected value 
30/10/2014 0,328  Theorical expected value 
31/10/2014 0,328  Theorical expected value 
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
565,17 €.
Compared one year ago, in October'13 (0,541%): 582,35 €
Expected monthly savings will be: 17 €.
 
Expected yearly savings will be:  206 
(-2,95%
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 9/10/2014:

1 we. 2 we. 1 mo. 2 mo.
-0,020 -0,014 0,006 0,042
3 mo. 6 mo. 9 mo. 12 mo.
0,079 0,179 0,251 0,332

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
-0,018 -0,013 0,006 0,042
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,080 0,180 0,251 0,334

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 9/10/2014 at 13:55

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