Euribor 27/10/2014 (12 months & other types)

Forecast of October average: 0,338 (Reliability: 83%)

Oficial value of day 27/10/14: 0,341 (=)

Comments: In this day repeats value compared yesterday value (the minimum historical was on 9/10/14: 0,332) and practically all the rest of the Euribor types with slightly increases compared yesterday values, except the Euribor at 1 week increases 5 thousands: 0,014 (+55%). The next update will be done the next day around 13:50 hours. 

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/10/2014 0,338 =0,000 -> Reduction compared prev.day:=0,000%

02/10/2014 0,334 -0,004 -> Reduction compared prev.day:-1,183%

03/10/2014 0,335 +0,001 -> Increase compared previ. day:+0,299%

06/10/2014 0,334 -0,001 -> Reduction compared prev.day:-0,299%

07/10/2014 0,333 -0,001 -> Reduction compared prev.day:-0,299%

08/10/2014 0,333 =0,000 -> Reduction compared prev.day:=0,000%

09/10/2014 0,332 -0,001 -> Reduction compared prev.day:-0,300%

10/10/2014 0,333 +0,001 -> Reduction compared prev.day:+0,301%

13/10/2014 0,336 +0,003 -> Increase compared previ. day:+0,901%

14/10/2014 0,340 +0,004 -> Increase compared previ. day:+1,190%

15/10/2014 0,338 -0,002 -> Reduction compared prev.day:-0,588%

16/10/2014 0,339 +0,001 -> Increase compared previ. day:+0,296%

17/10/2014 0,340 +0,001 -> Increase compared previ. day:+0,295%

20/10/2014 0,337 -0,003 -> Reduction compared prev.day:-0,882%

21/10/2014 0,339 +0,002 -> Increase compared previ. day:+0,593%

22/10/2014 0,341 +0,002 -> Increase compared previ. day:+0,590%

23/10/2014 0,341 =0,000 -> Increase compared previ. day:=0,000%

24/10/2014 0,341 =0,000 -> Increase compared previ. day:=0,000%

27/10/2014 0,341 =0,000 -> Increase compared previ. day:=0,000%

28/10/2014 0,341  Theorical expected value 

29/10/2014 0,341  Theorical expected value 

30/10/2014 0,342  Theorical expected value 

31/10/2014 0,342  Theorical expected value 

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 565,17 €.
Compared one year ago, in October'13 (0,541%): 582,35 €
Expected monthly savings will be: 17 €. 
Expected yearly savings will be:  206 € (-2,95%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 27/10/2014:

1 we.	2 we.	1 mo.	2 mo.
0,014	0,009	0,012	0,050
3 mo.	6 mo.	9 mo.	12 mo.
0,088	0,189	0,262	0,341

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av)	2 w(av)	1 m(av)	2 m(av)
-0,015	-0,009	0,007	0,044
3 m(av)	6 m(av)	9 m(av)	12m(a)
0,082	0,183	0,254	0,337

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 27/10/2014 at 13:55