EURIBOR UPDATE: July 2014

Friday, 25 July 2014

Euribor 25/7/2014 (12 months & other types)

Forecast of July average: 0,488 (Reliability: 82%)

Oficial value of day 25/7/14: 0,490 (=)

Comments: In this day repeats value and all the rest of the Euribor types with slightly increases compared yesterday values, the Euribor at 1 week repeats value too: 0,064 (=). The next update will be done the 18th of Augut due to summer vacation 13:50 hours.

(At the end of this info. you will find Euribor from 1 week to 11 months)

__Date___Interest rate_
01/07/2014 0,488 =0,000 -> Reduction compared prev.day:=0,000%

02/07/2014 0,487 -0,001 -> Reduction compared prev.day:-0,205%

03/07/2014 0,488 +0,001 -> Increase compared prev. day:+0,205%

04/07/2014 0,486 -0,002 -> Reduction compared prev.day:-0,410%

07/07/2014 0,486 =0,000 -> Reduction compared prev.day:=0,000%

08/07/2014 0,486 =0,000 -> Reduction compared prev.day:=0,000%

09/07/2014 0,487 +0,001 -> Increase compared prev. day:+0,206%

10/07/2014 0,487 =0,000 -> Increase compared prev. day:=0,000%

11/07/2014 0,487 =0,000 -> Increase compared prev. day:=0,000%

14/07/2014 0,488 +0,001 -> Increase compared prev. day:+0,205%

15/07/2014 0,487 -0,001 -> Reduction compared prev.day:-0,205%

16/07/2014 0,486 -0,001 -> Reduction compared prev.day:-0,205%

17/07/2014 0,486 =0,000 -> Reduction compared prev.day:=0,000%

18/07/2014 0,485 -0,001 -> Reduction compared prev.day:-0,206%

21/07/2014 0,486 +0,001 -> Increase compared prev. day:+0,206%

22/07/2014 0,488 +0,002 -> Increase compared prev. day:+0,412%

23/07/2014 0,489 +0,001 -> Increase compared prev. day:+0,205%

24/07/2014 0,490 +0,001 -> Increase compared prev. day:+0,204%

25/07/2014 0,490 =0,000 -> Increase compared prev. day:=0,000%

28/07/2014 0,490 Theorical expected value

29/07/2014 0,490 Theorical expected value

30/07/2014 0,491 Theorical expected value

31/07/2014 0,491 Theorical expected value

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 577,79 €.
Compared one year ago, in July'13 (0,525%): 581,02 €
Expected monthly savings will be: 3,23 €.
Expected yearly savings will be: 39 € (-0,56%)

(The monthly payments are calculated using the french metod type)

Euribor from 1 week to 12 months of 25/7/2014:

1 we.	2 we.	1 mo.	2 mo.
0,064	0,068	0,100	0,159
3 mo.	6 mo.	9 mo.	12 mo.
0,209	0,307	0,399	0,490

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av)	2 w(av)	1 m(av)	2 m(av)
0,051	0,060	0,095	0,154
3 m(av)	6 m(av)	9 m(av)	12m(a)
0,204	0,304	0,394	0,487

Graphic of the current month till today of Euribor at 12 months:

Note: On right you have a small application where you can calculate your mortgage monthly payment.

Published date: 25/7/2014 at 13:55

Wednesday, 23 July 2014

Euribor 23/7/2014 (12 months & other types)

Forecast of July average: 0,488 (Reliability: 74%)

Oficial value of day 23/7/14: 0,488 (+0,412%)

Comments: In this day increases one thousand and all the rest of the Euribor types with slightly increases compared yesterday values, the Euribor at 1 week increases 9 thousands: 0,059 (+18'0%). The next update will be done tomorrow around 13:50 hours.