Euribor 15/7/2014 (12 months & other types)

Forecast of July average: 0,486 (Reliability: 50%)

Oficial value of day 15/7/14: 0,487 (-0,205%)

Comments: In this day  decreases one thousand and practically all the rest of the Euribor types with slightly changes compared yesterday values, the Euribor at 1 week  repeats value: 0,048 (=). The next update will be done tomorrow around 13:50 hours. 

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/07/2014 0,488 =0,000 -> Reduction compared prev.day:=0,000%

02/07/2014 0,487 -0,001 -> Reduction compared prev.day:-0,205%

03/07/2014 0,488 +0,001 -> Increase compared prev. day:+0,205%

04/07/2014 0,486 -0,002 -> Reduction compared prev.day:-0,410%

07/07/2014 0,486 =0,000 -> Reduction compared prev.day:=0,000%

08/07/2014 0,486 =0,000 -> Reduction compared prev.day:=0,000%

09/07/2014 0,487 +0,001 -> Increase compared prev. day:+0,206%

10/07/2014 0,487 =0,000 -> Increase compared prev. day:=0,000%

11/07/2014 0,487 =0,000 -> Increase compared prev. day:=0,000%

14/07/2014 0,488 +0,001 -> Increase compared prev. day:+0,205%

15/07/2014 0,487 -0,001 -> Reduction compared prev.day:-0,205%

16/07/2014 0,486  Theorical expected value 

17/07/2014 0,485  Theorical expected value 

18/07/2014 0,485  Theorical expected value 

21/07/2014 0,485  Theorical expected value 

22/07/2014 0,486  Theorical expected value 

23/07/2014 0,486  Theorical expected value 

24/07/2014 0,487  Theorical expected value 

25/07/2014 0,487  Theorical expected value 

28/07/2014 0,487  Theorical expected value 

29/07/2014 0,486  Theorical expected value 

30/07/2014 0,485  Theorical expected value 

31/07/2014 0,485  Theorical expected value

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 577,79 €.
Compared one year ago, in July'13 (0,525%): 581,02 €
Expected monthly savings will be: 3,23 €. 
Expected yearly savings will be:  39 € (-0,56%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 15/7/2014:

1 we.	2 we.	1 mo.	2 mo.
0,048	0,058	0,092	0,153
3 mo.	6 mo.	9 mo.	12 mo.
0,202	0,306	0,394	0,487

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av)	2 w(av)	1 m(av)	2 m(av)
0,049	0,059	0,095	0,154
3 m(av)	6 m(av)	9 m(av)	12m(a)
0,204	0,304	0,394	0,487

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 15/7/2014 at 13:55