Thursday, 9 January 2014

Euribor 9/1/2014 (12 months & other types)

Forecast of January average: 0,554 (Reliability: 26%)
Oficial value of day 9/1/14: 0,557 (+0,906%)
 
Comments: Today increases 5 thousandths and practically the rest of the Euribor types are higher compared yesterday values, the Euribor at 1 week increases 2 thousandths: 0,173 (+1,1%). The next update will be done tomorrow around 13:50 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
02/01/2014 0,555 -0,001 -> Decrease compared previ. day:-0,180%
03/01/2014 0,551 -0,004 -> Decrease compared previ. day:-0,721%
06/01/2014 0,550 -0,001 -> Decrease compared previ. day:-0,181%
07/01/2014 0,550 =0,000 -> Decrease compared previ. day:=0,000%
08/01/2014 0,552 +0,002 -> Increase compared previ. day:+0,364%
09/01/2014 0,557 +0,005 -> Increase compared previ. day:+0,906%
10/01/2014 0,557  Theorical expected value             
13/01/2014 0,557  Theorical expected value             
14/01/2014 0,557  Theorical expected value             
15/01/2014 0,558  Theorical expected value             
16/01/2014 0,555  Theorical expected value             
17/01/2014 0,557  Theorical expected value             
20/01/2014 0,557  Theorical expected value             
21/01/2014 0,558  Theorical expected value             
22/01/2014 0,558  Theorical expected value             
23/01/2014 0,557  Theorical expected value             
24/01/2014 0,557  Theorical expected value             
27/01/2014 0,558  Theorical expected value             
28/01/2014 0,559  Theorical expected value             
29/01/2014 0,561  Theorical expected value             
30/01/2014 0,563  Theorical expected value             
31/01/2014 0,559  Theorical expected value
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
585,17 €.
Compared one year ago, in January'13 (0,575%): 585,17 €
Expected monthly savings will be: 1,91 €.
 
Expected yearly savings will be:  23
€ (-0,33%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 9/1/2014:
 
1 we. 2 we. 1 mo. 2 mo.
0,173 0,185 0,205 0,245
3 mo. 6 mo. 9 mo. 12 mo.
0,282 0,388 0,481 0,557
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 1 m(av) 2 m(av)
0,173 0,186 0,206 0,245
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,281 0,383 0,476 0,553
 
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 9/1/2014 at 13:55
 

Wednesday, 8 January 2014

Euribor 8/1/2014 (12 months & other types)

Forecast of January average: 0,552 (Reliability: 22%)
Oficial value of day 8/1/14: 0,552 (+0,364%)
 
Comments: Today increases 2 thousandths and practically the rest of the Euribor types are higher compared yesterday values, the Euribor at 1 week increases 6 thousandths: 0,171 (+3,6%). The next update will be done tomorrow around 13:50 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
02/01/2014 0,555 -0,001 -> Decrease compared previ. day:-0,180%
03/01/2014 0,551 -0,004 -> Decrease compared previ. day:-0,721%
06/01/2014 0,550 -0,001 -> Decrease compared previ. day:-0,181%
07/01/2014 0,550 =0,000 -> Decrease compared previ. day:=0,000%
08/01/2014 0,552 +0,002 -> Increase compared previ. day:+0,364%
09/01/2014 0,552  ECB, not expected changes(=0,25%)
10/01/2014 0,552  Theorical expected value            
13/01/2014 0,552  Theorical expected value            
14/01/2014 0,552  Theorical expected value            
15/01/2014 0,553  Theorical expected value            
16/01/2014 0,550  Theorical expected value            
17/01/2014 0,552  Theorical expected value            
20/01/2014 0,552  Theorical expected value            
21/01/2014 0,553  Theorical expected value            
22/01/2014 0,553  Theorical expected value            
23/01/2014 0,552  Theorical expected value            
24/01/2014 0,552  Theorical expected value            
27/01/2014 0,553  Theorical expected value            
28/01/2014 0,554  Theorical expected value            
29/01/2014 0,556  Theorical expected value            
30/01/2014 0,558  Theorical expected value            
31/01/2014 0,554  Theorical expected value 
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
585,17 €.
Compared one year ago, in January'13 (0,575%): 585,17 €
Expected monthly savings will be: 1,91 €.
 
Expected yearly savings will be:  23
€ (-0,33%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 8/1/2014:
 
1 we. 2 we. 1 mo. 2 mo.
0,171 0,184 0,203 0,243
3 mo. 6 mo. 9 mo. 12 mo.
0,281 0,383 0,477 0,552
 
Real average of Euribor of the current month from 1 week to 12 months:
 
1 w(av) 2 w(av) 1 m(av) 2 m(av)
0,173 0,186 0,206 0,245
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,281 0,382 0,475 0,552
 
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 8/1/2014 at 13:55
 

Tuesday, 7 January 2014

Euribor 7/1/2014 (12 months & other types)

Forecast of January average: 0,550 (Reliability: 17%)
Oficial value of day 7/1/14: 0,550 (=)
 
Comments: Today repeats value and practically the rest of the Euribor types are lower compared yesterday values, the Euribor at 1 week decreases 4 thousandths: 0,165 (-2,3%). The next update will be done tomorrow around 13:50 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
02/01/2014 0,555 -0,001 -> Decrease compared previ. day:-0,180%
03/01/2014 0,551 -0,004 -> Decrease compared previ. day:-0,721%
06/01/2014 0,550 -0,001 -> Decrease compared previ. day: -0,181%
07/01/2014 0,550 =0,000 -> Decrease compared previ. day:=0,000%
08/01/2014 0,549  Theorical expected value  
09/01/2014 0,549  ECB, not expected changes(=0,25%)  
10/01/2014 0,549  Theorical expected value  
13/01/2014 0,549  Theorical expected value  
14/01/2014 0,549  Theorical expected value  
15/01/2014 0,550  Theorical expected value  
16/01/2014 0,547  Theorical expected value  
17/01/2014 0,545  Theorical expected value  
20/01/2014 0,545  Theorical expected value  
21/01/2014 0,546  Theorical expected value  
22/01/2014 0,546  Theorical expected value  
23/01/2014 0,545  Theorical expected value  
24/01/2014 0,545  Theorical expected value  
27/01/2014 0,546  Theorical expected value  
28/01/2014 0,547  Theorical expected value  
29/01/2014 0,549  Theorical expected value  
30/01/2014 0,551  Theorical expected value  
31/01/2014 0,547  Theorical expected value
  
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
585,17 €.
Compared one year ago, in January'13 (0,575%): 585,17 €
Expected monthly savings will be: 1,91 €.
 
Expected yearly savings will be:  23
€ (-0,33%) 
 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 12 months of 7/1/2014:

1 we. 2 we. 1 mo. 2 mo.
0,165 0,180 0,202 0,242
3 mo. 6 mo. 9 mo. 12 mo.
0,280 0,381 0,473 0,550

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av) 2 w(av) 1 m(av) 2 m(av)
0,174 0,186 0,207 0,246
3 m(av) 6 m(av) 9 m(av) 12m(a)
0,281 0,382 0,475 0,552

Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 7/1/2014 at 16:55