Euribor 6/1/2014 (12 months & other types)

Forecast of January average: 0,552 (Reliability: 14%)

Oficial value of day 6/1/14: 0,550 (-0,181%)

 

Comments: Today decreases one thousandth and practically the rest of the Euribor types are lower compared yesterday values, the Euribor at 1 week decreases 8 thousandths: 0,169 (-4,5%). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/01/2014 0,555 -0,001 -> Decrease compared previ. day:-0,180%
03/01/2014 0,551 -0,004 -> Decrease compared previ. day:-0,721%
06/01/2014 0,550 -0,001 -> Decrease compared previ. day: -0,181%
07/01/2014 0,549  Theorical expected value  
08/01/2014 0,550  Theorical expected value  
09/01/2014 0,550  ECB, not expected changes(=0,25%)  
10/01/2014 0,550  Theorical expected value  
13/01/2014 0,550  Theorical expected value  
14/01/2014 0,550  Theorical expected value  
15/01/2014 0,551  Theorical expected value  
16/01/2014 0,548  Theorical expected value  
17/01/2014 0,546  Theorical expected value  
20/01/2014 0,546  Theorical expected value  
21/01/2014 0,547  Theorical expected value  
22/01/2014 0,547  Theorical expected value  
23/01/2014 0,546  Theorical expected value  
24/01/2014 0,546  Theorical expected value  
27/01/2014 0,547  Theorical expected value  
28/01/2014 0,548  Theorical expected value  
29/01/2014 0,550  Theorical expected value  
30/01/2014 0,552  Theorical expected value  
31/01/2014 0,548  Theorical expected value

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 585,17 €.
Compared one year ago, in January'13 (0,575%): 585,17 €
Expected monthly savings will be: 1,91 €. 
Expected yearly savings will be:  23 € (-0,33%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 6/1/2014:

 

1 we.	2 we.	1 mo.	2 mo.
0,169	0,182	0,204	0,244
3 mo.	6 mo.	9 mo.	12 mo.
0,280	0,380	0,474	0,550

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	1 m(av)	2 m(av)
0,169	0,182	0,204	0,244
3 m(av)	6 m(av)	9 m(av)	12m(a)
0,280	0,380	0,474	0,550

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 6/1/2014 at 18:55

Euribor 3/1/2014 (12 months & other types)

Forecast of January average: 0,552 (Reliability: 9%)

Oficial value of day 3/1/14: 0,551 (-0,721%)

 

Comments: Today decreases 4 thousandth and practically the rest of the Euribor types are lower compared yesterday values, the Euribor at 1 week decreases 6 thousandths: 0,177 (-3,2%). The next update will be done tomorrow around 13:50 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/01/2014 0,555 -0,001 -> Decrease compared previ. day:-0,180%
03/01/2014 0,551 -0,004 -> Decrease compared previ. day:-0,721%
06/01/2014 0,549  Theorical expected value           
07/01/2014 0,550  Theorical expected value           
08/01/2014 0,551  Theorical expected value           
09/01/2014 0,551  ECB, not expected changes(=0,25%)
10/01/2014 0,551  Theorical expected value           
13/01/2014 0,551  Theorical expected value           
14/01/2014 0,554  Theorical expected value           
15/01/2014 0,556  Theorical expected value           
16/01/2014 0,553  Theorical expected value           
17/01/2014 0,551  Theorical expected value           
20/01/2014 0,551  Theorical expected value           
21/01/2014 0,552  Theorical expected value           
22/01/2014 0,552  Theorical expected value           
23/01/2014 0,551  Theorical expected value           
24/01/2014 0,551  Theorical expected value           
27/01/2014 0,552  Theorical expected value           
28/01/2014 0,553  Theorical expected value           
29/01/2014 0,555  Theorical expected value           
30/01/2014 0,557  Theorical expected value           
31/01/2014 0,553  Theorical expected value

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 585,17 €.
Compared one year ago, in January'13 (0,575%): 585,17 €
Expected monthly savings will be: 1,91 €. 
Expected yearly savings will be:  23 € (-0,33%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 3/1/2014:

 

1 we.	2 we.	1 mo.	2 mo.
0,177	0,188	0,208	0,247
3 mo.	6 mo.	9 mo.	12 mo.
0,280	0,381	0,474	0,551

 

Real average of Euribor of the current month from 1 week to 12 months:

 

1 w(av)	2 w(av)	1 m(av)	2 m(av)
0,180	0,191	0,211	0,249
3 m(av)	6 m(av)	9 m(av)	12m(a)
0,282	0,384	0,476	0,553

  

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 3/1/2014 at 13:55

Euribor 31/12/2013 & final value of December average

Final value of December average: 0,543

Oficial value of day 31/12/2013: 0,556 (-0,358%)

 

Comments: Today decreases 2 thousandths, and practically all of the Euribor types are a little bit lower or equal compared yesterday values. Coming soon this value will be confirmed by European Central Bank or by the Bank of each country.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
02/12/2013 0,502 +0,001 -> Increase compared previ. day:+0,200%
03/12/2013 0,503 +0,001 -> Increase compared previ. day:+0,199%
04/12/2013 0,504 +0,001 -> Increase compared previ. day:+0,199%
05/12/2013 0,507 +0,003 -> Increase compared previ. day:+0,595%
06/12/2013 0,519 +0,012 -> Increase compared previ. day:+2,367%
09/12/2013 0,527 +0,008 -> Increase compared previ. day:+1,541%
10/12/2013 0,533 +0,006 -> Increase compared previ. day:+1,139%
11/12/2013 0,540 +0,007 -> Increase compared previ. day:+1,313%
12/12/2013 0,549 +0,009 -> Increase compared previ. day:+1,667%
13/12/2013 0,556 +0,007 -> Increase compared previ. day:+1,275%
16/12/2013 0,563 +0,007 -> Increase compared previ. day:+1,259%
17/12/2013 0,567 +0,004 -> Increase compared previ. day:+0,710%
19/12/2013 0,558 -0,007 -> Decrease compared previ. day:-1,239%
20/12/2013 0,559 +0,001 -> Increase compared previ. day:+0,179%
23/12/2013 0,562 +0,003 -> Increase compared previ. day:+0,537%
24/12/2013 0,560 -0,002 -> Decrease compared previ. day:-0,356%
27/12/2013 0,562 +0,002 -> Increase compared previ. day:+0,357%
30/12/2013 0,558 -0,004 -> Decrease compared previ. day:-0,712%
31/12/2013 0,556 -0,002 -> Decrease compared previ. day:-0,358%

  

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 582,51 €.
Compared one year ago, in December'12 (0,549%): 583,01 €
Expected monthly savings will be: 0,50 €. 
Expected yearly savings will be:  6 € (-0,09%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 12 months of 31/12/2013:

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,188	0,196	---	0,216	0,255	0,287	---
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
---	0,389	---	---	0,480	---	---
12 mo.
0,556

Real average of Euribor of the current month from 1 week to 12 months:

1 w(av)	2 w(av)	3 w(av)	1 m(av)	2 m(av)	3 m(av)	4 m(av)
0,172	0,186	---	0,214	0,242	0,274	---
5 m(av)	6 m(av)	7 m(av)	8 m(av)	9 m(av)	10m(a)	11m(a)
---	0,371	---	---	0,464	---	---
12m(a)
0,543

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 1/1/2014 at 20:20