Wednesday, 5 August 2009

Euribor 5/8/2009 (12 months & other types)

Forecast of August average: 1,334 (Reliability: 15%)
Oficial value of day 5/8/09: 1,345
 
Comments: The next update will be done tomorrow around 14:30 hours.
 
(At the end of this info. you will find Euribor from 1 week to 11 months)
 
__Date___Interest rate_
03/08/2009 1,346 -0,009 ->  Reduction compared prev. day:-0,664%
04/08/2009 1,344 -0,002 -> Reduction compared prev. day:-0,149%
05/08/2009 1,345 0,001 -> Difference compared prev. day:+0,074%
06/08/2009 1,339  Theorical expected value  
07/08/2009 1,342  Theorical expected value  
10/08/2009 1,340  Theorical expected value  
11/08/2009 1,341  Theorical expected value  
12/08/2009 1,342  Theorical expected value  
13/08/2009 1,340  Theorical expected value  
14/08/2009 1,339  Theorical expected value  
17/08/2009 1,336  Theorical expected value  
18/08/2009 1,334  Theorical expected value  
19/08/2009 1,328  Theorical expected value  
20/08/2009 1,328  Theorical expected value  
21/08/2009 1,328  Theorical expected value  
24/08/2009 1,328  Theorical expected value  
25/08/2009 1,327  Theorical expected value  
26/08/2009 1,326  Theorical expected value  
27/08/2009 1,326  Theorical expected value  
28/08/2009 1,323  Theorical expected value  
31/08/2009 1,320  Theorical expected value
 
This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be:
650,47€
Compared one year ago (in Aug'08: 1058,79 €):
Expected monthly savings will be.: 408 €
Expected Yearly savings will be.: 4900 € (-38,56%) 

 
(The monthly payments are calculated using the french metod type)
 
Euribor from 1 week to 11 months of 5/8/2009:
 
1 we. 2 we. 3 we. 1 mo. 2 mo. 3 mo. 4 mo.
0,353 0,391 0,441 0,523 0,711 0,884 0,97
5 mo. 6 mo. 7 mo. 8 mo. 9 mo. 10 mo. 11 mo.
1,055 1,133 1,174 1,214 1,258 1,293 1,321
 
Note: On right you have a small application where you can calculate your mortgage monthly payment.
 
Published date: 5/08/2009 at 14:35
 

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