Euribor 23/6/2009 (12 months & other types)

Forecast of June average: 1,622 (Reliability: 73%)
Oficial value of day 23/6/09: 1,585

 

Comments: From now on, and during the summer months the daily publication will be done around 14:00 hours.

 

(At the end of this info. you will find Euribor from 1 week to 11 months)

 

__Date___Interest rate_
01/06/2009 1,626 -0,005 -> Reduction compared prev. day:-0,307%

02/06/2009 1,624 -0,002 -> Reducción respecto al día ant.:-0,123%
03/06/2009 1,615 -0,009 -> Reduction compared prev. day:-0,554%
04/06/2009 1,621 0,006 -> Increase compared previous day:+0,372%
05/06/2009 1,643 0,022 -> Increase compared previous day:+1,357%
08/06/2009 1,672 0,029 -> Increase compared previous day:+1,765%
09/06/2009 1,675 0,003 -> Increase compared previous day:+0,179%
10/06/2009 1,672 -0,003 -> Reduction compared prev. day:-0,179%
11/06/2009 1,666 -0,006 -> Reduction compared prev. day:-0,359%
12/06/2009 1,659 -0,007 -> Reduction compared prev. day:-0,420%
15/06/2009 1,649 -0,010 -> Reduction compared prev. day:-0,603%
16/06/2009 1,638 -0,011 -> Reduction compared prev. day:-0,667%
17/06/2009 1,629 -0,009 -> Reduction compared prev. day:-0,549%
18/06/2009 1,619 -0,010 -> Reduction compared prev. day:-0,614%
19/06/2009 1,609 -0,010 -> Reduction compared prev. day:-0,618%
22/06/2009 1,597 -0,012 -> Reduction compared prev. day:-0,746%
23/06/2009 1,585 -0,012 -> Reduction compared prev. day:-0,751%
24/06/2009 1,585  Theorical expected value   
25/06/2009 1,582  Theorical expected value   
26/06/2009 1,578  Theorical expected value   
29/06/2009 1,575  Theorical expected value   
30/06/2009 1,575  Theorical expected value   

 

This is an example with the interest rate showed above:
A mortgage of 180.000 €.
Quantity added by the bank to the official interest rate: + 0,5
Mortgage years: 30.
The monthly payment will be: 676,35€
Compared one year ago (in June'08: 1063,04 €):
Expected monthly savings will be.: 386 €
Expected Yearly savings will be.: 4640 € (-36,38%) 
 

(The monthly payments are calculated using the french metod type)

 

Euribor from 1 week to 11 months of 23/6/2009:

 

1 we.	2 we.	3 we.	1 mo.	2 mo.	3 mo.	4 mo.
0,867	0,886	0,903	0,925	1,04	1,206	1,289
5 mo.	6 mo.	7 mo.	8 mo.	9 mo.	10 mo.	11 mo.
1,361	1,416	1,454	1,485	1,518	1,542	1,561

 

Note: On right you have a small application where you can calculate your mortgage monthly payment.

 

Published date: 23/06/2009 at 11:20